We understand that overdraft fees can really add up over time and disrupt your financial journey. That’s why Crews Bank & Trust offers Overdraft Coverage to ensure you never have to worry those annoying fees again. Explore our overdraft options to find the best fit for your needs.
The choice is yours. Consider these ways to cover overdrafts:
|Transactions Covered||Standard Coverage (No action required)||Extended Coverage (Your consent required)*|
|ACH - Automatic Debits||X||X|
|Recurring Debit Card Payments||X||X|
|Online Bill Pay Items||X||X|
|Teller Window Transactions||X||X|
|Everyday Debit Card Transactions||X*|
However, because of the many ways we allow you to access your account, the posting order of individual items may differ from these general policies. Holds on funds (described herein) and the order in which transactions are posted may impact the total amount of OD Limit Fees assessed.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains Standard Overdraft Practices.
We may authorize and pay overdrafts for the following types of transactions up to the applicable disclosed Overdraft Privilege limit:
We will not authorize and pay overdrafts for the following types of transactions without your consent:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your ATM or debit card transaction will be declined.
What fees will I be charged if Crews Bank & Trust pays my overdraft?
Under the Overdraft Privilege option:
What if I want Crews Bank & Trust to authorize and pay overdrafts on my ATM and everyday debit card transactions?
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions (Extended Coverage), call 888-406-2220, email us at email@example.com, or complete this form and present it at one of our branch locations or mail it
You can revoke your authorization for Crews Bank & Trust to pay these overdrafts at any time by any of the above methods you used to sign up. Your revocation must include both your name and your account number so that we can properly identify your account.
If you have questions about Overdraft Protection or Overdraft Privilege, please email us at firstname.lastname@example.org, call us at 888-406-2220 or visit a branch. To learn more about managing your money visit the My Money, created by the Florida Department of Financial Services.
If you would like to select extended coverage, please complete this form and submit it to any branch.
Please fill out this secure form: