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Business Term Loans

Loans to Fit Your Business Needs

We make loans convenient with a quick, easy approval process with local experienced lenders.

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Whether you’re expanding your facilities, replacing equipment or making renovations, we have the financing tools to help you.

Loans subject to credit approval. 

Equipment Loans

Equipment loans are loans you use to buy business equipment, such as:

  • Vehicles
  • Office and industrial equipment
  • Accounts Receivable loans
  • Fixtures or furniture

Equipment loans are secured by the equipment itself. This means that, instead of putting up collateral such as your house or your business assets, the collateral is the item itself.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Jim Benson, Owner of Paradise Exclusive

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Blog

On Our Minds

Line graph showing ages of all home buyers (red), repeat buyers (green), and first-time buyers (yellow) from 1980 to present.

Chart of the Day: First-Time Home Buyers Are Holding Off

December 2, 2025

Today’s Chart of the Day is from Axios Visuals with data from the National Association of Realtors.

Overnight versus intraday returns for the SPDR S&P500 ETF (SPY).

Chart of the Day: Day or Night Trading

November 25, 2025

The topic of Today’s Chart of the Day is something that often crosses my mind in the morning when I look at how the market is going to open.

Chart illustrating the difference between investing (solid blue line) and gambling (broken blue line).

Chart of the Day: Investing vs. Gambling

November 20, 2025

Today’s Chart of the Day is from Michael Mauboussin and highlights the difference between investing vs. gambling.