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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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On Our Minds

bar chart compares US to UK, Germany and France
Chart of the Day

Chart of the Day: Hot Desking

November 30, 2023

Today’s Chart of the Day comes from AlphaWise in a Bloomberg article about the rise of “Hot Desking.” This is when work areas, such as desks, are not...

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Large imports shown in various shades of red
Chart of the Day

Chart of the Day: Biggest Imports to the US

November 29, 2023

Today’s Chart of the Day is a chart from howmuch.net shared by ritholz.com showing the biggest imports into the US per country.

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bar chart shows better age to start saving at in green
Chart of the Day

Chart of the Day: Invest Early, Save Often

November 28, 2023

There are three big factors that influence investments one has by retirement: how much, what investments, and how long. Today’s Chart of the Day from...

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