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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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On Our Minds

Blue map of the united states showing return on investment of homes
Chart of the Day

Chart of the Day: Real Estate Over Five Year Spans

July 25, 2024

Today’s Chart of the Day from ResiClub shows the average 5-year home price return has averaged 26% per state since 1975.

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young black couple sitting on a couch with an open laptop and reviewing some documents as their financial advisor looks on
Chart of the Day

Building a Diversified Investment Portfolio: Balancing Risk and Reward

July 24, 2024

Investing can be complex, but one principle that stands the test of time is diversification. Diversification involves spreading your investments...

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Line graph showing Renter Burden vs. Homeowner Burden changes from 2015 through 2024
Chart of the Day

Chart of the Day: Imbalance of Rent vs. Buy

July 23, 2024

Today’s Chart is from Zillow showing that typically the share of income spent on housing costs for homeowners, such as mortgage, taxes, and...

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