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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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On Our Minds

Bar graph showing share of US adults who bought clothing from various apparel brands.
Chart of the Day

Chart of the Day: Top Brands

June 12, 2025

Today’s Chart of the Day is from Statista and shows America’s favorite clothing brands.

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Consumer Loans: We Have a Loan Option for Your Lifestyle

Consumer Loans: We Have a Loan Option for Your Lifestyle

June 11, 2025

Consumer loans play an important role in helping our customers manage financial needs, whether for purchasing or refinancing a car, consolidating...

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Stack chart illustrating the number of US households by the highest priced home they can afford.
Chart of the Day

Chart of the Day: Housing Un-Affordability

June 10, 2025

Today’s Chart of the Day is from @kobeissiletter with data from the National Association of Home Builders (NAHB) showing the number of US households...

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