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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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On Our Minds

Bar chart comparing air bag deployments, reported injuries and police reported incidents between humans (gray) and Waymo driverless cars (blue).

Chart of the Day: Driver vs. Driverless Cars

August 14, 2025

Today’s Chart of the Day is from a Waymo*/Stanford report shared by JP Morgan that shows the “incidents per million miles" comparing human drivers,...

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Want to Pay Off Your Mortgage Early? Pros, Cons and Smart Strategies

August 13, 2025

Deciding what to do with extra cash can be tricky, especially when it comes to your mortgage. While owning your home outright is a dream for many,...

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Chart of the Day: Percent Spent on Healthcare

August 12, 2025

Today’s Chart of the Day from The New York Times shows the share of US household expenditures in various consumer categories, such as groceries,...