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Business Time Deposit Accounts

Your Partner in Savings Growth

Explore our Business Time Deposit account options and let your money work for you.

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Time Deposit Accounts

Save for future needs by choosing a Time Deposit (also known as a certificate of deposit) that best meets your specific goals.

View current rates.

Benefits of Time Deposits:

 

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Start with a $500 Minimum Investment

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Competitive Interest Rates

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FDIC Insured

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Three-month to Five-year Maturities Available

Early Time Deposit contract termination penalties apply. The Bank reserves the right to enforce the full term of any Time Deposit. If early contract termination is agreed to by the Bank, the penalties would be applied as disclosed within the pertinent documents at date of issue.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
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On Our Minds

Timeline chart showing the changes in interest rates from 2020 to 2024.

Chart of the Day: Interest Rate Cycle

February 26, 2026

With the current Federal Reserve Chair’s term set to conclude this May, today's Chart of the Day from YCharts looks back at the interest‑rate cycle...

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Why Young Adults Need an Estate Plan (Even If You Think You Don’t)

February 25, 2026

When most people hear the term estate planning, they picture retirees, their parents, or individuals with significant wealth. But the truth is that...

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Chart of the Day: Help with Adulting

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Today's Chart of the Day from Chartr shows a steady rise in Google searches for basic “adulting” tasks—from doing laundry and using a mop to filing...