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Business Time Deposit Accounts

Your Partner in Savings Growth

Explore our Business Time Deposit account options and let your money work for you.

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Time Deposit Accounts

Save for future needs by choosing a Time Deposit (also known as a certificate of deposit) that best meets your specific goals.

View current rates.

Benefits of Time Deposits:

 

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Start with a $500 Minimum Investment

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Competitive Interest Rates

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FDIC Insured

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Three-month to Five-year Maturities Available

Early Time Deposit contract termination penalties apply. The Bank reserves the right to enforce the full term of any Time Deposit. If early contract termination is agreed to by the Bank, the penalties would be applied as disclosed within the pertinent documents at date of issue.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
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On Our Minds

Line graph showing the percentage of Americans that consume alcoholic beverages, from 1940 to present.

Chart of the Day: Lowest Ever Alcohol Consumption

December 4, 2025

Today’s Chart of the Day is from Gallop and shows the share of Americans that drink alcohol since 1940.

Line graph showing ages of all home buyers (red), repeat buyers (green), and first-time buyers (yellow) from 1980 to present.

Chart of the Day: First-Time Home Buyers Are Holding Off

December 2, 2025

Today’s Chart of the Day is from Axios Visuals with data from the National Association of Realtors.

Overnight versus intraday returns for the SPDR S&P500 ETF (SPY).

Chart of the Day: Day or Night Trading

November 25, 2025

The topic of Today’s Chart of the Day is something that often crosses my mind in the morning when I look at how the market is going to open.