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Production of the U.S. penny has officially ended. Learn what this means for you.

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Business Time Deposit Accounts

Your Partner in Savings Growth

Explore our Business Time Deposit account options and let your money work for you.

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Time Deposit Accounts

Save for future needs by choosing a Time Deposit (also known as a certificate of deposit) that best meets your specific goals.

View current rates.

Benefits of Time Deposits:

 

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Start with a $500 Minimum Investment

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Competitive Interest Rates

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FDIC Insured

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Three-month to Five-year Maturities Available

Early Time Deposit contract termination penalties apply. The Bank reserves the right to enforce the full term of any Time Deposit. If early contract termination is agreed to by the Bank, the penalties would be applied as disclosed within the pertinent documents at date of issue.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
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On Our Minds

Line graph with blue line highlighting the average US retail gas price from 1995 to present.
Chart of the Day

Chart of the Day: Average US Retail Gas Price

February 12, 2026

Today’s Chart of the Day from @CharlieBilello shows the trend of US retail gas prices. Down 43% from the 2022 peak, prices are falling close to a...

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Donut chart showing the breakdown of federal revenue by percentage. Individual income taxes (red) provides 49%; payroll taxes (blue), 35%; corporate income taxes (black) provide 11% and other sources (orange) makes up the remaining 5%.
Chart of the Day

Chart of the Day: Largest Source of Federal Revenue

February 10, 2026

With tax season officially upon us, today's Chart of the Day from Liberty Taxed gives us an idea of the projected federal tax revenue over the coming...

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A line chart with stacked bars showing quarterly U.S. real GDP growth from 1Q22 to 2Q25, with each bar breaking out contributions from consumption, investment, government spending, residential activity, net exports, and inventories to illustrate how each component drives fluctuations in overall GDP growth.
Chart of the Day

Chart of the Day: Components of GDP Growth

February 5, 2026

Today’s Chart of the Day comes from JP Morgan Asset Management and highlights the key components of GDP growth.

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