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All locations will be closed Thursday, November 27, for Thanksgiving. We will be open regular hours on Friday, November 28.

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Business Time Deposit Accounts

Your Partner in Savings Growth

Explore our Business Time Deposit account options and let your money work for you.

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Time Deposit Accounts

Save for future needs by choosing a Time Deposit (also known as a certificate of deposit) that best meets your specific goals.

View current rates.

Benefits of Time Deposits:

 

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Start with a $500 Minimum Investment

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Competitive Interest Rates

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FDIC Insured

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Three-month to Five-year Maturities Available

Early Time Deposit contract termination penalties apply. The Bank reserves the right to enforce the full term of any Time Deposit. If early contract termination is agreed to by the Bank, the penalties would be applied as disclosed within the pertinent documents at date of issue.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
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Blog

On Our Minds

Overnight versus intraday returns for the SPDR S&P500 ETF (SPY).

Chart of the Day: Day or Night Trading

November 25, 2025

The topic of Today’s Chart of the Day is something that often crosses my mind in the morning when I look at how the market is going to open.

Chart illustrating the difference between investing (solid blue line) and gambling (broken blue line).

Chart of the Day: Investing vs. Gambling

November 20, 2025

Today’s Chart of the Day is from Michael Mauboussin and highlights the difference between investing vs. gambling. 

 Investing options ranked by expected returns and risk.

Chart of the Day: 16 Investment Options

November 18, 2025

Today’s Chart of the Day is from Brian Feroldi with a great infographic breaking down all investments into 16 options.