Our Family of Employees

J.W. "Jake" Crews, IV is part of the fourth generation of family leadership for Crews Bank & Trust, which has been providing local financial services to our communities for more than 90 years. He serves as CEO and Chairman of the Bank.

After earning a finance degree from Washington State University, he served as a bank examiner in Florida in the early 2000s, during the Great Recession. In 2010, Jake became the fourth-generation family member to join the Bank's management team. At 32 years old, he was one of the youngest bank presidents in Florida.

Jake continues to build upon his family's heritage through his passion for technology and dedication to customer relationships.

Born and raised in Venice, Fla., Larry earned a Bachelor of Arts Degree in Finance at the University of South Florida. After graduating in 2002, he began his banking career with the Bank as a credit analyst and junior lending officer. He left the bank in 2004 to expand his commercial lending experience throughout the Suncoast area. In 2010, he graduated from the American Bankers Association’s Stonier Graduate School of Banking at the University of Pennsylvania. 

Larry returned to the Bank in 2011 as a Senior Lending Officer. He was promoted to president of Englewood Bank & Trust, one of Crews Bank & Trust's legacy banks, and later served as Chief Credit Officer before being named Chief Banking Officer in 2023.

Andrew “Andy” has been working in the banking industry since 2004, starting as a part-time teller right after high school. Since then, he has gained experience in various areas of banking, such as customer service, bookkeeping, data processing, and management information systems.

A graduate of the University of South Florida, Andy holds a bachelor’s degree in history, as well as several financial professional certifications, including Accredited ACH Professional and Graduate School of Banking.

Andy is proud to be a lifelong Floridian, born in Orange Park and living in Wauchula since 2003. He is passionate about serving his community and giving back to the people who have supported him throughout his career. Andy is involved in several local organizations, such as coaching little league baseball, being a member of the Wauchula Lions Club, chairing the Hardee County Parks and Recreation Advisory Board, and participating in the Economic Vitality Committee for Main Street Wauchula.

When not working or volunteering, he enjoys traveling, learning new things, and spending quality time with his family and friends. Andy is married and has two children who “keep him on his toes.” He loves exploring new places, cultures, and cuisines with his family.

Andy is excited to be part of the Crews Bank & Trust team and to help our customers achieve their financial goals. “I look forward to meeting you and providing you with the best service possible.”

Mark, a third-generation member of the Bank’s family leadership team, serves as Chief Information Officer. Literally growing up in the bank, he has worked in a myriad of positions ranging from teller to lender to bank president.

He graduated from the University of Florida with a degree in finance, attended the Florida School of Banking and LSU School of Banking.

Mark grew up in Wauchula and now resides in Sarasota with his lovely wife, Julie. Together, they have four children. In his spare time, he loves to cook (and eat what he cooks), travel, read and learn new things. He is also involved with his youngest son’s flag football team and has been known to sing in the choir at his church “from time to time.”

Forest Hayes joined the Bank as Executive Vice President and Chief Financial Officer in April 2025. He has a strong background in executive leadership, strategy, and risk management, bringing nearly 30 years of industry experience to his new role. 

Forest spent two decades in senior executive roles at financial institutions managing up to $2 billion in assets. His leadership spans finance, credit, operations, compliance, audit, risk, and IT. He was CFO of a $1.9 billion institution leading the Finance, Risk Management, and Business Intelligence functions, providing strategic guidance and reporting to the Board of Directors.

His career also includes experience with consulting firms, where he worked on both domestic and international initiatives. Forest earned an MBA from the University of Hartford, with a concentration in Finance and International Business, and studied abroad in Paris, France.

In addition to his professional achievements, Forest is active in the community. He has served on the University of Washington Foster School of Business Advisory Board, mentored Rainier Athletes, supported organizations such as Business Impact Northwest, YoungLife of Bellevue, and Interlake High School Boosters.

He and his wife, Caryn, have been married for over 30 years. With their two sons and family dog, they enjoy life on Florida’s Gulf Coast.

Misty joined the Bank in 1993 as a personal banker. She quickly moved up the ranks, being promoted to loan specialist, assistant to the president, and marketing director.  In 2012, she was named Vice President/Human Resources director and then in 2021, moved into her current role of Chief Human Resources Officer for Crews Bank & Trust.

She earned her bachelor’s degree at the University of Florida’s Warrington College of Business and attended the FBA Florida School of Banking from 2000-2002. She holds a SHRM-CP certification from the Society of Human Resource Management.

Misty is a board member for Advent Health Foundation (formerly Florida Hospital) in Wauchula. She is an avid reader and enjoys traveling with her family.

A proud native of Southwest Florida, Eric holds a Bachelor of Science in Finance from the University of Florida, graduating cum laude, and a Master of Business Administration from Florida Gulf Coast University. He also completed the Stonier Graduate School of Banking at the University of Pennsylvania, where he earned a Wharton Leadership Certificate. Additionally, he is a Certified Commercial Investment Member (CCIM), a prestigious designation in the commercial real estate industry.

Eric joined the Bank in 2006 and has served as a credit analyst, commercial loan officer, Vice President of Commercial Lending, and Director of Loan Operations. From 2011 to 2017, he taught as an adjunct faculty member at Edison State College (now Florida SouthWestern State College).

Active in various community and professional organizations, Eric is an instructor for Florida Realtors, treasurer of the Kiwanis Foundation of Charlotte County, a past board president and leadership team member of TEAM Punta Gorda, and a member of the Sunrise Kiwanis Club, the Charlotte County Chamber of Commerce, the Charlotte Desoto Building Industry Association, and the PGPCNP Association of REALTORS Commercial Group. He is also a graduate of Leadership Charlotte Class of 2009.

When not working or volunteering, Eric enjoys running, yoga, and plant-based eating. He loves to travel and explore, especially with his husband, Trey, and their son and daughter. His favorite destinations include Japan, where he did an internship and study abroad program in 2005, and the western U.S.

Daniel joined the Bank in September 2014 as Vice President, Risk Management Officer, and in 2021 was promoted to Chief Risk Officer. His background includes eight years with another financial institution in Florida as CFO (6 years) and Risk Management Officer (2 years).  He later served as partner/manager for a CPA organization. 

He completed his bachelor’s degree in accounting from Jacksonville University where he played collegiate football and obtained an MBA in finance from Colorado Tech University.

Over the last several years, Daniel has been successfully leading the efforts in Credit Risk to improve the bank’s overall risk profile through liquidations of non-performing assets and effective management of problem loan assets. Daniel and his skilled team have successfully established an appraisal and evaluation management process that serves all the Bank's lenders.

Heavily involved in the banking industry in Charlotte County since graduating from Charlotte High School in 1980, Craig DeYoung joined the Bank as a commercial real estate lender in 1994. He advanced to Executive Vice President and Chief Lending Officer before becoming president of Charlotte State Bank & Trust, one of Crews Bank & Trust's legacy banks in 2006.

During his tenure as president, Craig oversaw much expansion of the bank:  the opening of a full-service branch in North Port in 2017, in addition to opening a satellite office at South Port Square in Port Charlotte in 2016 and loan-production offices in Lee and Collier counties in 2015 and 2016, respectively. He also supervised numerous advances in products and services designed to make banking more convenient and rewarding to customers, including a home-based, locally staffed Trust and Wealth division.

With over three decades of banking experience, Kevin is familiar with all aspects of commercial lending, specializing in owner-occupied and investor real estate lending. Prior to joining the Bank in 2015, he served as Senior Vice President or Vice President at three other Sarasota area financial institutions, concentrating on commercial banking and wealth management.

Kevin, who earned a bachelor's degree in accounting at the University of New Haven in Connecticut, was with Crews Banking Corporation less than a year when he was promoted to Senior Vice President and Senior Commercial Banker. He provides his clients, ranging from small business owners to real estate investors, with expert consultation, tailoring a financing program suited to needs.

Kevin also shares his knowledge and expertise with the community. He chairs the Economic Development, Government Issues and Transportation Committee of the Venice Area Chamber of Commerce, and he is affiliated with the Venice and Englewood Area Board of Realtors. In addition, he serves on the United Way of South Sarasota County’s Allocation Committee and is also involved with the Greater Sarasota Chamber of Commerce as a mentor of the Young Entrepreneurs Academy.

A seventh-generation Arcadian, Justin earned an associate of arts degree from Santa Fe College in Gainesville. He then attended the University of Florida, College of Agricultural and Life Sciences, earning a Bachelor of Science in agricultural education and communication with a specialization in communications and leadership development, and minors in management, sales of agribusiness, and leadership. While at UF, he was inducted into Alpha Tau Alpha, a nationally recognized professional honorary agricultural education organization. He has worked in commercial lending, financial management and marketing.

A graduate of Leadership DeSoto, Justin is a DeSoto County Chamber of Commerce board member, serving on the Membership, Annual Meeting and Leadership DeSoto Committees. He is also a member of the Inaugural Randy Bateman Memorial Fund Fundraiser Committee, which raises funds to provide scholarship opportunities for students seeking a career in the power generation industry. In addition, he actively supports local 4H and FFA students with their beef projects, volunteers at Arcadia Rodeo events and serves on the Rodeo advertising committee. He is a member of Mt. Ephraim Baptist Church.

In his spare time, Justin enjoys spending time with family and friends, riding around to check on his families’ cows and hay fields, traveling and spending time on both the salt and freshwater of Southwest Florida.

Joe graduated from Venice High School and later pursued an associate degree in business management from Manatee Community College, now named State College of Florida, Manatee-Sarasota. Joe’s banking career includes experience in residential and commercial lending and branch management. Directly before joining the Bank, he worked to build relationships as a Commercial Banker with another financial institution in the Venice area.

A Charlotte County resident, Joe is involved in the community as a member of the Lemon Bay Sunrise Rotary Club and the Englewood YMCA community board, as well as the Finance and Audit Committee for the Charlotte Community Foundation. Joe also dedicates time serving on the board of Englewood Area Youth Baseball (EAYB), an organization that supports local youth to grow in both sportsmanship and baseball skills.

When not at the bank, Joe spends time with his three children and wife of over 15 years exploring the natural beauty of Florida while golfing, boating, fishing, and hunting.

After a 10-year career as a US Army Officer and Cobra & Apache Attack Helicopter Pilot, Rob joined the Bank in May of 1996. He continued to serve as a reserve army officer until his honorable discharge in 2018.

Rob has extensive experience in commercial lending. He was the Executive Vice President and Senior Loan Officer for Wauchula State Bank, the first of Crews Bank & Trust legacy banks. He holds a Bachelor of Science in Aeronautics from Embry-Ridle Aeronautical University. He also attended the Harvard Business School course on management and the Florida School of Banking at the University of Florida.

Born in Highlands County and raised in Wauchula, Rob and his wife, Donna, are long-time residents of Highlands County. He has served in several nonprofit organizations over the years.  

Andrew, a native Floridian who was born and raised in Hardee County, joined the Bank in 2013.  He graduated from South Florida State College with a bachelor’s degree in business and the Florida Bankers Association School of Banking while serving as class vice president. Andrew is currently an active member of the Central Florida Development Council and the Lakeland TigerTown Rotary Club. Andrew’s focus is on helping his customers grow their business and partnering with them on their commercial needs.

When he's not working, he loves spending time with his wife, son, and other family. He enjoys outdoor activities, including fishing and being out on the water.

NMLS #442937 Jamey has served as Crews Bank & Trust’s Residential Lending Director since 2020. A lifelong resident of Manatee County, he started his career in the Bradenton and Sarasota market more than 30 years ago. He has held roles at both community and regional banks in business and mortgage lending, loan operations, and sales. In 2018, Jamey joined the Bank as a lending officer.

Jamey is a graduate of Manatee Community College and obtained his bachelor’s degree from the University of South Florida in Finance. He actively serves the community and holds board positions for several non-profit organizations.

NMLS #526244

Terese brings over 30 years of banking experience, many of those years spent originating new mortgage loans for customers.

She joined our hometown bank in 2015 as a Vice President and Retail Lender, after working as Senior Mortgage Loan Officer for a community bank in Wisconsin for 25 years. She is a licensed realtor, has studied real estate law to enhance her knowledge of the industry, and has hosted workshops and Continuing Education classes for local real estate brokers and sales agents.

Terese is familiar with the Conventional, FHA, & VA mortgage loan products that are available for the purchase or construction of residential homes and condominiums. She has helped thousands of clients originate mortgages to buy their dream homes, vacation homes, and investment properties. Terese is proficient in assisting clients in need of refinancing existing liens as well.

In 2017 and 2019 Terese received the Venice Area Board of Realtors Affiliate Honor Award for her continued dedication as a member of the board’s Scholarship Committee. Terese has chaired Cora’s Giving Fund, a charity that supports pediatric cancer research, since 2016. She also volunteers for a variety of other local charitable organizations.

NMLS #803388

Julie is a lifelong resident of Lake Placid who started her banking career with the Bank in 1989. She relishes her role as a Residential Lender in her community because she “loves helping make dreams come true and being part of life’s most important decisions.”

Julie is a graduate of Leadership Highlands. In her spare time, she enjoys spending time with her family and being outdoors.

NMLS #803382

Eduardo was born and raised in Aguas Buenas, Puerto Rico, and is fluent in English and Spanish. He started his career in banking in 1993 before moving to Florida in 1997. Eduardo joined the Bank in 2005. He can assist all customers with their consumer, residential or commercial borrowing needs.

He has served on civic and nonprofit boards, his positions including Commissioner of the Avon Park Housing Authority and Secretary of the Lake Placid Noon Rotary Club. He loves helping his customers through the process of buying or building their dream home.

NMLS #1638769

Andrew joined the Bank as a Residential Lender. Born in New York and raised in Connecticut, Andrew received a bachelor’s degree in industrial technology from Central Connecticut State University in 2017. He joins the Bank with five years of experience at another financial institution. In his new position, Andrew will assist customers in the Polk County community with every step of the loan process.

Loans that Andrew can assist with include:

• Conventional loans to purchase your next home.
• FHA loans with flexible guidelines and down payment requirements.
• VA loans exclusively for veterans and military personnel.
• Refinance loans for home improvement projects and/or debt consolidation that can package high-interest debts like credit cards and medical bills into a single loan with a lower interest rate.
• Construction-to-permanent mortgage loans with a single closing.

In his spare time, he enjoys visiting the local theme parks and sharing his love of soccer with his son.

Danielle is involved in producing a variety of residential loans as well as generating and managing a portfolio of customer relationships for the DeSoto market area.

Born in Naples and raised in DeSoto County, Danielle is a Florida native. She holds an associate of arts degree in business management from Edison Community College (now known as Florida SouthWestern State College) and has over 50 certifications through the American Bankers Association.

Danielle has worked with the bank for over 25 years and has held many positions, including data supervisor, human resources manager, executive assistant and lead teller.

Outside of the bank, she supports the DeSoto county community through activities such as 5k runs and DeSoto County Pioneer Days.

Danielle enjoys spending time with her husband, Tim, and children while camping, fishing, traveling, and working with their cattle.

NMLS #482527

In November 2023, Kris joined the Bank as a Residential Loan Originator and in February 2025, was promoted to Vice President, Residential Loan Originator. Born and raised in Rockford, Illinois, Kris has been a full-time resident of Florida since April 2020, currently residing in Punta Gorda.

Kris was recognized as the Charlotte-DeSoto Building Industry Association (CDBIA) Associate Member of the Year 2022.  In 2023-2024, she served as Chair for the CDBIA Professional Women in Building (PWB), an organization dedicated to supporting education, professional development, and networking opportunities to help members acquire and develop leadership and business management skills to boost career success. She is an Ex-Officio member of the CDBIA Board of Directors and is active in the Charlotte County Chamber, serving as a director.

In her spare time, Kris enjoys golfing and participating in community events with friends. She is based at the Punta Gorda branch, located at 2331 Tamiami Trail.

NMLS #546468

Karen joined the Bank as a Residential Loan Originator in April 2024, bringing over 40 years of experience to her role. She was promoted to Vice President, Residential Loan Originator in February of 2025. Originally from Hatboro, Pennsylvania, Karen is a graduate of Lenoir-Rhyne University in Hickory, NC with a degree in business. She has lived in the Charlotte County area since 2001 and is heavily involved in the community. 

She is a recipient of the Humanitarian of the Year and the President’s Award from the Englewood on the Gulf Women’s Council of Realtors. Additionally, she received Affiliate Member of the Year and Community Service Member of the Year from the Englewood Area Board of Realtors (EABOR).

In addition to being involved in EABOR and the Women's Council of Realtors, Karen participates in the Charlotte DeSoto Building Industry Association (CDBIA) and serves on the board of The Boys & Girls Club of Charlotte County and Kids Needs of Greater Englewood. She is a past president of both the Rotary Club of Englewood and the Englewood Florida Chamber of Commerce.

Outside of work, she spends time with her husband, Alfred, while kayaking, shelling, gardening and completing crossword puzzles.

NMLS #227054

Robert joined the Bank in 2025 with over 25 years of experience in banking and real estate. Originally from Michigan, he moved to North Port, Florida in 2024.

Robert has held leadership roles at both regional and national banks, most recently as Vice President of Mortgage Lending at a major U.S. bank. He has facilitated residential loans across nearly every state and previously held Series 7, 66, and insurance licenses. He has also been licensed in real estate in Michigan, Illinois, and Florida. 

An active community member, Robert participates in local Chambers of Commerce and has served on various boards and charitable organizations.

In his free time, he enjoys fishing, kayaking, traveling, and home improvement projects.

NMLS# 595656

Amanda joined the Bank in 2025 as a Residential Lending Officer, bringing with her over 17 years of experience in the banking industry. Prior to joining the Bank, she served as Vice President, Residential and Consumer Lending Officer, and Branch Manager at another financial institution in Florida.

Before transitioning into banking, Amanda spent several years in the insurance industry, further broadening her financial expertise. She currently holds Series 6 and 63 Investment and Investment Law licenses.

Amanda is committed to giving back to her community. She has been an active member of the East Polk County Association of Realtors and the Polk County Builders Association. Her leadership roles include serving on the boards of Girls, Inc. of Winter Haven and Kiwanis of Winter Haven. She has also led as the Winter Haven Chamber Ambassador and contributed to the Polk State Alumni Association.

A proud native of Haines City, Amanda comes from a family of lifelong Floridians. She now lives and works in Winter Haven. Outside of work, Amanda enjoys spending time with her family, attending sporting events, reading, and staying active outdoors. She is also an active member of her church, the Winter Haven Worship Center.

One of Southwest Florida’s leading business bankers, Todd joined the Bank in 2019. He has experience in all aspects of the banking industry, earning a reputation for providing exceptional service to his clients.

Todd started his banking career in 1978 while still in high school in Cape Coral, working part time as a high school cooperative education student while attending school full time. He has a thorough working knowledge of lending fundamentals, credit analysis, interest rate risk, and financial regulatory management and reporting.

A graduate of the Florida School of Banking at the University of Florida in Gainesville and the Graduate School of Banking at the University of Colorado in Boulder, Todd also earned a bachelor’s degree in business management at Barry University in Miami Shores, Fla.  In 2024, Todd was awarded the Certified Commercial Investment Member designation by the CCIM Institute. The CCIM title signifies expertise in the commercial real estate profession.

Todd is the past president and current treasurer/secretary for the Southwest Florida Junior Golf Association and serves on the board of the Southwest District of the Florida CCIM Chapter, the premier organization for commercial investment real estate professionals. He is also a past chairman of the Chamber of Commerce of Cape Coral.

Doug joined the Bank as Vice President of Commercial Lending for Sarasota and Manatee counties in 2018. He brought with him 21 years of commercial banking experience, including 18 years in commercial real estate lending. He had served as Vice President, Commercial Loan Officer and business banking manager at banks in the Sarasota-Bradenton area.

His familiarity with the Sarasota-Bradenton area enables him to provide financial and lending solutions designed to help clients grow their businesses, real estate portfolios and personal net worth.

Doug earned a Bachelor of Science degree in 1979 while majoring in psychology at the University of Florida. He received his MBA (Master of Business Administration), with concentrations in finance and marketing, from the University of South Florida in 1989. USF awarded him a graduate business fellowship.

Doug completed the Graduate School of Banking at Louisiana State University in 2008, as well as Risk Management Association (RMA) courses in business tax returns and commercial loan structuring. He is an active member of the Commercial Real Estate Alliance of the Realtor Association of Sarasota/Manatee, Gulf Coast Builders Exchange and Lakewood Ranch Business Alliance. A Leadership Manatee graduate, he served on the boards of Junior Leadership Manatee (chairman in 2003) and All Faiths Food Bank. He also has volunteered with the American Cancer Society, Boy Scouts of America and the Center for Education School Parents Association.

James began his banking career in 1994 while still in high school. After accumulating more than two decades of experience in lending and finance, James joined the Bank in October of 2020. He filled similar positions locally and in his native Minnesota.

He earned his Bachelor of Science in Finance and an associate degree in management at Minnesota State University in 2001. Prior to moving to Florida in 2006, he spent time at a pair of firms in Minnesota, serving as a senior home equity representative, senior retail credit analyst, and lead underwriter.

In Florida, James held leadership positions as a Senior Vice President, Chief Credit Officer, and Vice President of Commercial Lending prior to joining the Bank. A graduate of Leadership Charlotte Class in 2009, James' education also includes graduating with honors from the Florida School of Banking in Gainesville in 2011 and the Graduate School of Banking at Louisiana State University in 2014, the same year he completed the Farr Leadership Institute.

James’ dedication to his profession and community is illustrated by his involvement in various organizations:

• Florida School of Banking, Instructor and Education Council board member
• Charlotte County Economic Development Partnership, board member and two-term board president
• Habitat for Humanity volunteer
• Charlotte County Industrial Development Authority board member
• Charlotte County Chamber of Commerce board member
• Charlotte County Value Adjustment board member
• Charlotte County Fairgrounds board member

When Robin joined the Bank in November of 2019, he brought with him more than 30 years of banking experience, including proficiencies in lending, underwriting and loan management. Robin grew up in Orlando and has lived in Central Florida for 15 years. He has a strong understanding of the business community and is committed to providing business owners the service they deserve.

Robin graduated from the University of Central Florida with a BSBA (Bachelor of Science in Business Administration) degree in finance and has been involved with various Central Florida Chambers of Commerce. He has a son who is a physician's assistant and lieutenant in the Florida National Guard and a daughter who is an ICU nurse.

NMLS# 1240667

Ashley started her career with the Bank in 2004 and has been in lending for more than 10 years. She was promoted to Vice President in 2022. As both a commercial and residential loan officer, Ashley helps oversee the lending process with her customers, instilling a strong understanding and confidence they carry from application to closing.

An active volunteer and founding member of Commercial Real Estate Women of Sarasota Manatee (CREW Sarasota/Manatee), Ashley serves on the board as President Elect, and she is past treasurer. She is also a board member of the DeSoto County Chamber of Commerce and the DeSoto County Education Foundation. A graduate of both the DeSoto County Chamber of Commerce’s Leadership DeSoto program Class VIII and the Florida School of Banking, Ashley was named the 2023 School of Banking Dr. C. Arnold Matthews Honor Graduate by the Florida Bankers Association. Recently, she completed Engage Sarasota, hosted by the Greater Sarasota Chamber of Commerce, and she is a member of several other organizations throughout the communities she serves.

Nick has been involved in banking for more than a decade, serving as a commercial banker in Charlotte, Collier, Lee, and Sarasota counties. He also has experience in branch management, underwriting and credit management, and portfolio management.

He attended Edison Community College (now Florida SouthWestern State College) and has held Florida state licenses in life and health insurance, variable annuities, and securities Series 6 and 63. He also completed his first year of the Florida School of Banking curriculum and participated in Omega Performance’s commercial lending training.

Committed to community involvement, Nick has served as President for the Charlotte County Chamber of Commerce, was president of Charlotte County Chamber of Commerce Leadership Class 2016 and chaired the 2022 class. He serves on the boards of the Boys and Girls Clubs of Charlotte County and Punta Gorda Housing Authority and is Treasurer of the North Port High School Baseball Boosters Club. He is also a Board Member of the Community and Economic Advisory Board for the City of North Port and is a board member of the Charlotte DeSoto Building Industry Association.

NMLS #803383

Christy is a fifth-generation Floridian who has remained in the Heartland area. She began her banking career with the Bank in 1990. Christy was an active member of the Kiwanis Club of Sebring for many years, serving as Treasurer. She is currently involved with the Bartow and Wauchula Chamber of Commerce. She recently joined the board for the Big Brother Big Sisters Hardee County Club. She enjoys the outdoors, including hunting and fishing, and spending time with her family.

A Pittsburgh area native, Len moved to Florida in 1985 and spent time at a trio of Sarasota County banks before joining the Bank as Vice President of Commercial Lending in 2013. In 2017, he expanded his role to our Venice office.

A Venice resident for decades, Len specializes in commercial real estate and small business loans via conventional and Small Business Administration (SBA) structuring. He has extensive knowledge in servicing the following sectors: medical, manufacturing, multi family, retail and office by providing long-term commercial real estate solutions and equipment lending.

Len earned his bachelor’s degree in finance at Troy University in Alabama, completed the Florida Banking Association’s School of Banking at the University of Florida, and is in the process of obtaining the CCIM (Certified Commercial Investment Member) designation.

Len graduated from the Leadership Englewood program, presented by the Englewood Florida Chamber of Commerce, with the class of 2016, and the Leadership Venice program, presented by the Venice Area Chamber of Commerce, class of 2019.

He has served as a board member for Family Promise of South Sarasota County and the Boys and Girls Club, while currently active in the Venice Chamber of Commerce and the Commercial Investment Division (CID) of the Realtor Association of Sarasota and Manatee (RASM).

In his spare time, Len's hobbies include golfing, playing drums and bass guitar, as well as being an auto mechanic.

John has been an integral part of gaining new business customers and expanding services to our existing customers since joining the bank in January 2017. He became a commercial banker in October of 2019 and continues to serve the Polk County market, working along with the Winter Haven and Lakeland teams to support the growth goals for the region.

A sixth-generation Floridian born in Lakeland, John attended Bartow Senior High School and earned a Business Administration Degree in finance from the University of South Florida. He is a member of the Winter Haven and Bartow Chamber of Commerce, and he enjoys hunting, fishing, college football, planting trees, improving wildlife habitats and spending time with his family.

Cristin was already a familiar figure in banking and commercial lending in Collier and Lee counties when she joined the Bank in 2016. She began her career as a credit analyst at a bank in Bonita Springs in 2000, was promoted to credit manager a year later, and became a vice president and Commercial Lender in 2004, which is the same position she currently holds here at Crews Bank & Trust.

At her first bank, Cristin grew an existing loan portfolio from $50 million to $130 million in a little over four years. Throughout her banking career, she has also served as a sales and service officer, portfolio manager and business banking relationship manager at banks in Collier and Lee counties.

Cristin earned a bachelor’s degree in public health at the University of Massachusetts and an MBA in finance at Florida Gulf Coast University. An underwriting specialist in commercial real estate and other fields, she has completed a variety of courses offered by the Risk Management Association (RMA) and Lorman Educational Services (LORMAN) pertaining to loan documentation, accounting, and construction law. In 2024, Cristin was awarded the Certified Commercial Investment Member designation by the CCIM Institute. The CCIM title signifies expertise in the commercial real estate profession.

Cristin is an active member of CREW (Commercial Real Estate Women), and CCIM SWFL chapter. She is a member of NABOR (Naples Area Board of Realtors) serving on the NABOR commercial committee and was the 2023 Chairperson. Cristin is also an active member of the Bonita Springs Downtown Alliance. Cristin graduated from the Greater Naples Chamber of Commerce Leadership Collier program in 2016. She has served as a board member, board Vice President, and board Treasurer for the Bonita Springs Lions Eye Clinic. Cristin has been a Junior Achievement volunteer as well as a member of the Bonita Springs Kiwanis Young Professionals and Reading Rocks at Bonita Springs Elementary.

Born in Avon Park and raised in Winter Haven, Matt earned a Bachelor of Arts degree in economics with a minor in psychology from Emory University in Atlanta, where he was a dean’s list student. He and his family have lived in Lakeland since 1990. Matt has more than 30 years of experience in the banking industry in Polk County, serving as a commercial banker, business banker, and portfolio manager.

Matt and his wife of more than 34 years have two adult sons. He is a former council member for the Give Well Foundation, served 16 years on the Community Investment Team for United Way of Central Florida, was a booster for Harrison Performing Arts School guitar department and a volunteer for youth baseball. In his spare time, he enjoys reading, travel, sports, and spending time with family.

Ben started his career in the Navy as a cryptologist with Naval Intelligence during the Afghan and Iraq Wars. He held a Top Secret (TS/SCI) clearance and served aboard two amphibious assault ships (USS Ponce and Nashville), a Destroyer (USS Cole), and a Los Angeles-class submarine (USS Annapolis).

After the Navy, Ben served as Operations Manager for a boat manufacturing plant while getting his MBA (Master of Business Administration) from Western Governors University. He entered banking in 2008 and served as a Senior Credit Analyst with the Bank from 2014 to 2021, specializing in multiple industries, including investment real estate, agriculture, and owner-operated businesses across Central Florida. He transitioned to a Commercial Banker in 2021 and is passionate about meeting his customers’ commercial needs.

In his spare time, he is an avid painter, astronomer, and family man with his wife and three children.

Originally from Fairfax, Virginia, Nate moved to Fort Myers in 2012. He earned a Bachelor of Business Administration with a concentration in finance from Marymount University in Arlington, Virginia, and an MBA from University of Tennessee. He has more than a decade of banking experience, serving as a branch manager, wealth management specialist, small business and retail lender and Commercial Banker.

Nate is an active member of REIS (Real Estate Investment Society) of SWFL and servers as an adult leader with Cub Scouts in Lee County. He is a past member of the board of directors and finance committee for the Early Learning Coalition of SWFL.

Married for over 12 years, Nate and his wife have one son. When not at the office, he enjoys coaching youth soccer, spending time at beach and fishing.

Brad joined the Bank as Vice President and Commercial Banker in August 2022. Brad has a connection to the central Florida area having spent twenty-five years in the financial industry there, with two decades focusing on commercial real estate lending. Brad works to support customers in their business decisions with a keen focus on growth and profit.

A sixth generation Floridian, Brad earned a Bachelor of Science in business administration and human resource management from Florida Southern College followed by consumer lending training. He began his finance career in 1996, obtaining five financial planning licenses and later completed his curriculum at Louisiana State University’s Graduate School of Banking in 2013. Throughout his career, Brad has gained experience in business and employee development, loan underwriting, and government regulations.

Brad is also an active member in the Polk County community, having participated in the Lakeland Chamber of Commerce, the Boys and Girls Club Committee, and most notably as a mentor to two teenage boys at Florida Baptist Children’s home.

When not at the bank, Brad spends time with his family 's “hobby herd” of about 40 cows, watching college football and hunting.

Justin joined the Crews Bank & Trust team in 2024, bringing with him nearly a decade of experience to his new role. A Florida native originally from the Okeechobee area, he began his career in the engineering field but later made the switch to lending. Justin holds an associate of science degree in Drafting & Design Technology and a bachelor's degree in Technical Management. In 2018, he graduated from the Florida School of Banking.

An active member of the community, Justin is Treasurer of the Avon Park Diamond Club, a local high school baseball booster club, and is an active board member and past President of the Avon Park Chamber of Commerce. He is also a deacon and the treasurer at First Baptist Church of Avon Park.

In his spare time, Williams spends time outdoors with his wife, Sabrina, and son hunting, fishing, playing golf, and traveling.

Joanne joined Crews Bank & Trust in 2018 in the Credit Risk Department. She transitioned to a commercial banker for the Highlands County Market in 2020 and was promoted to Vice President in 2024. Joanne is passionate about helping her customers grow and prosper with solutions that fit their specific business needs. 

A lifelong Floridan, Joanne has called Highlands County home since 2006. She serves as a mentor and board member for Big Brothers and Big Sisters of Sun Coast. She is also a member and ambassador of the Sebring Chamber of Commerce and is an affiliate member of the Heartland Associate of Realtors.

She holds a Bachelor of Science in Finance and Management from Florida State University and a Master of Business Administration (MBA) from the University of Miami.

In her spare time, she enjoys volunteering in her community and spending time outdoors.

NMLS# 1960172

A Florida native and lifelong resident of Winter Haven, Patty began her career in banking as soon as she graduated from Winter Haven High School, joining the Bank in 1994, after working for another financial institution for several years. She started out as a loan secretary before moving into Retail and Business Banking and serving as Branch Manager of the former Zolfo Springs office. She returned to the Wauchula office in late 2019 as a Consumer Lender, while also continuing to serve as a Personal Banker and working with the bank’s Loan Profit Centers. Patty has recently taken a new position as a Business Relationship Banker in our Bowling Green office.  She assists small businesses to grow utilizing our services such as commercial loans, deposit accounts, cash management services and merchant services.

She is heavily involved with the Wauchula Lions Club, helping her fellow club members in fighting blindness, caring for the environment, feeding the hungry, aiding seniors and the disabled, has recently become a Big Sister with Big Brothers and Big Sisters of the Sun Coast – Hardee County as well as other community projects.

Patty and her husband, Roger, have two daughters and three grandchildren. When not at work, she enjoys reading and spending time with the grandkids.

Originally from Hartford, Connecticut, James Jerome is no stranger to Southwest Florida, having moved to the area in 1993. A graduate of Venice High School, he holds a bachelor’s degree in computer science from the University of Phoenix.

James began his banking career in 2001 and held a variety of positions including branch manager, business banker, and mortgage lender prior to joining Crews Bank & Trust. He also served honorably in the U.S. Marine Corps where he developed leadership and discipline that continue to influence his professional success.

Active in the community, James serves as a board member of the Veterans Organization Operations Warrior Resolution and Grand Knight of his local Knights of Columbus council. In his spare time, he enjoys spending time with family, volunteering, and watching his favorite sports teams.

NMLS# 1741832

Born in Mexico, Gloria has been living in Arcadia since she was six years old. Being fluent in English and Spanish enables her to communicate with a diverse array of customers, which is what she enjoys most about her job. She engages her customers with her vibrant personality, knowledge, and expertise, and she goes above and beyond to help them obtain the financing they need to acquire the home of their dreams.

Gloria graduated from DeSoto County High School and South Florida Community College. She is a licensed Florida loan officer certified through the Nationwide Mortgage Licensing System (NMLS #1741832).

Since joining Crews Bank & Trust in 2006, Gloria served in a variety of positions, including teller, back-office supervisor, marketing and business development, and loan clerk prior to her current post as a residential loan officer. She also served part time as an assistant in Bank Secrecy Act compliance.

Gloria and her husband, Luben, have two sons, whom she describes as their “biggest accomplishments.” In her free time, Gloria enjoys spending time with her family and gardening.

Her community support activities include coordinating blood drives at the bank for more than five years. A graduate of the Leadership DeSoto program in 2019, she serves on the Leadership DeSoto Steering Committee for the DeSoto County Chamber of Commerce.

Chris, a lifelong resident of Englewood, FL, began his career at the Bank in 2023 as a credit analyst after earning his bachelor’s degree in finance from the University of South Florida, Sarasota. Throughout college, he balanced full-time work with his studies and previously gained experience in operations at a local marina. In 2024, Chris transitioned into a Commercial Banking role, where he now applies his financial expertise to support local businesses.

In addition to his professional career, Chris has a strong commitment to his community and previously volunteered with the Englewood Chamber of Commerce. Outside of work, he enjoys spending time on the water, whether it's boating or fishing, and maintaining an active lifestyle through regular exercise. His passion for fitness extends beyond personal training, as he also serves as a coach for competitive Brazilian Jiu-Jitsu, helping local youth develop discipline and skills in the sport. Through both his career and volunteer efforts, Chris remains deeply connected to his hometown and is dedicated to making a positive impact.

Todd joined Crews Bank & Trust in March 2025, bringing more than 10 years of commercial lending and business banking experience.

Lory manages the Trust and Wealth division to help coordinate the diverse services provided. She has been involved in banking and finance since 1990. Her management and operations experience gives her the resources necessary to lead a team of professionals offering trust products and services with a high degree of personal attention.

Lory is a graduate of:

• Florida Bankers Association’s Graduate School of Banking, University of Florida, Gainesville
• Florida Bankers Association’s Trust School, University of South Florida, Tampa
• Leadership Charlotte Class of 2003, sponsored by the Charlotte County Chamber of Commerce

In addition, Lory has earned both the Florida Certification and National Certified Guardian designations. She serves on the Executive Committee for the Florida Bankers Association’s Trust and Wealth Management Division, volunteers with Tidewell Hospice and United Way Women United. She is a past member of the Board of Directors of the Military Heritage Museum.

Samuel manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. He has been involved in banking since 1996 and has more than 20 years' experience working in wealth management.

Samuel's education includes:

• Bachelor of Science in Business Administration from the University of Florida, Gainesville (Degrees in Finance and Insurance with a Minor in Economics)
• Master of Business Degree from Florida Gulf Coast University, Fort Myers (Concentration in Finance, graduated Cum Laude)

He has held the following licenses:

• Series 7 – General Securities (stocks, bonds, mutual funds)
• Series 6 – Investment Company / Variable Contracts
• Life, Health, and Variable Annuity License in Florida

Samuel is a member of the Punta Gorda Police Officers’ Pension Board and the Charlotte County Estate Planning Council. He is an Eagle Scout and served six years as Scoutmaster for Troop 95 of the Boy Scouts of America.

He has held the following non-profit positions:

• Board of Directors of the Charlotte County YMCA
• Vice Chairman and Investment Committee Chairman of the Cape Coral Community Foundation
• Executive Board of Directors and Finance Committee Chairman of the Lee County YMCA
• Board of Directors of the Endowment Committee for the YMCA of the Palms
• Board of Directors of the Charlotte Community Foundation

Brittney joined the Bank in 2008 and acquired a wealth of banking and financial experience in a variety of positions involving operations, investment management, retail and customer service. She was promoted to her current position in early 2022 and now oversees the Client Services team of the Trust and Wealth Management division. 

Brittney has an associate degree in business from the University of Central Florida, specializing in Accounting and Finance. She has earned the American Bankers Association Trust Officer designation and is a member of the Saltmarsh Trust Council.

A native of the Port Charlotte area, Brittney is actively involved in the local community through autism awareness associations and performing arts enrichment programs and is a member of the Advisory Committee for the Loveland Center in Port Charlotte.

Greg manages the investment holdings of clients via their trusts, IRAs, or individually titled accounts. He also manages assets for private foundations and nonprofit organizations throughout the state of Florida. Greg graduated from Mercy College in New York with a bachelor’s degree in government in 1988. He began his career in computer and internet technology in New York City and operated his own consulting and support firm in the early 2000s. He entered financial management in 2009.

Greg’s professional background includes:

• Senior Financial Advisor
• Practice Management Development (PMD) Graduate
• Associate Team Leader, Whole Foods Market, Westport and Greenwich, CT
• Owner-operator, Westchester Computer Systems, Peekskill, NY

In addition, Greg has held the following licenses:

• Series 7 – General Securities (stocks, bonds, mutual funds)
• Series 66 – Uniform Combined State Law for securities agent and investment advisor representative
• Life and Health Insurance sales in Florida and North Carolina

Greg is an active parent volunteer in the Punta Gorda Youth Baseball and Cub Scout Pack 13.

Christine utilizes her extensive financial and estate planning experience to develop new client relationships and works with them on estate and investment planning, including Revocable Living Trusts, IRA Rollovers, Investment Management Services and charitable giving strategies.

Education:

• Bachelor of Science in Marketing and Management from Siena College in Albany, NY
• The SunTrust University in Trust
• Florida Bankers Association Trust School, University of South Florida, Tampa
• Florida Bankers Association Graduate Trust School, University of South Florida, Tampa
• Leadership Charlotte Class of 1999, sponsored by the Charlotte County Chamber of Commerce

In addition, Christine has held the following:

• Series 7 - General Securities (stocks, bonds, mutual funds) Representative License
• Series 66 - Uniform Combined State Law for securities agent and investment advisor representative
• Life, Health and Variable Annuity licenses in Florida and New York.

Christine is a past member of the Florida Bar Grievance Committee, a past president of the Business & Professional Women of Charlotte County, and past interim president and treasurer of the Charlotte Estate Planning Council. She is a former member of the board of directors of the Charlotte Symphony Orchestra, the Visual Arts Center’s Executive Committee and the Development Committee of the Charlotte County Jazz Society.

Alyson joined the hometown bank in 1999 as a customer service representative and worked as the branch manager in Punta Gorda before being promoted to branch operations coordinator in 2004. She was made a vice president in 2012, when she returned to the Punta Gorda office as retail and business banking officer. In 2024, she became a Trust Officer.

A New Jersey native, Alyson entered banking while still in high school, working part time at a bank in her home state. She continued her career after graduating in 1988, serving customers at a financial institution in New Jersey prior to moving to Port Charlotte in 1991. She was with another Charlotte County bank until being wooed away by us.

Alyson is an active member of the community and is currently a member of the Punta Gorda Rotary Club (Past President), Board Chair and a Board member for Do the Right Things. Alyson is also Past President of the Charlotte County Chamber of Commerce (2016) and a graduate of Leadership Charlotte class of 2004.

Angie has more than 10 years of banking and financial experience. She has worked in the real estate industry and has experience in retail and trust operations. She has completed all three years of Trust School through the American Bankers Association and is pursuing her certification as a Trust and Financial Advisor.

Angie works with new and existing clients, serving as a point of contact, ensuring that trust and investment management is properly administered to her client’s wishes. Her responsibilities include trust administration, retirement planning, investment management, developing asset protection strategies, addressing tax and estate planning issues, and implementing plans to reach clients’ goals.

Angie volunteers on behalf of many organizations, including Give Kids the World through the Make-A-Wish Foundation.

Kris Bilodeau was born in New Hampshire, moved to Florida 1979 and currently lives in North Venice. She graduated from Lemon Bay High School, earned her AA degree from Manatee Community College and her BA and MBA in Business Administration from St. Leo College, graduating Summa Cum Laude. She started her banking career as a teller after graduating from high school and worked her way through the ranks as customer service representative, branch lender, operations manager, branch manager, mortgage loan officer and her most recent role was as Mortgage Loan Originator before she joined Crews Bank & Trust.

Kris is a graduate of North Port Leadership, a Past President of both the North Port Area Chamber of Commerce and the Rotary Club on North Port Central as wells as a member of the Venice Area Chamber of Commerce. She is also a committee member of the Charlotte County Habitat for Humanity, serving on the Housing Selection Committee and as a Financial Education Volunteer.

In her free time, Kris enjoys exploring all that Florida has to offer - kayaking, camping and visiting state and national parks.

Kris assists clients in the greater Charlotte County and Sarasota County areas. 

An experienced member of the Trust and Wealth Management Team at Crews Bank & Trust, Kerry is responsible for developing new client relationships, assisting those with Living Trusts, IRA Rollovers, Investment Management Services and Charitable Giving Strategies.

Education:

• Bachelor of Arts degree in Communication Studies at Rowan University in Glassboro, NJ
• Graduate of Florida Bankers Association’s Trust & Wealth Management School
• Graduate of Leadership Englewood
• Has held Life, Health, and Variable Annuity Licenses in Florida

Kerry served as Assistant Vice President and Branch Manager for a Sarasota bank from 2003 to 2006, then joined our bank as a Retail and Business Banking Officer at the bank’s Boca Grande office.

Well known for her active volunteer spirit, Kerry served as Treasurer and two-term President of the Boca Grande Area Chamber of Commerce, and Treasurer of the Venice Area Chamber of Commerce. She has chaired the Boca Grande Chamber’s Ladies Day Tarpon Tournament, and the Boca Grande Christmas Walk.

Angie, who has been working in wealth management since 2009, works closely with clients to manage their investments in trusts, IRAs, or individually titled accounts. A proven success in asset management, she has a genuine passion for helping clients achieve their financial goals via comprehensive investment plans.

Angie earned a Bachelor of Science in finance from the University of South Florida, graduating summa cum laude. Before joining the Bank, she worked as an investment consultant and senior financial consultant, earning numerous accolades for proficiency in attracting and maintaining clients. She also mentored, trained, and developed interns, assistants, and consultants and conducted educational seminars for clients and future clients.

She has held the following licenses:

• Series 7 – General Securities (stocks, bonds, mutual funds)
• Series 63 – Uniform Securities Agent State Law
• Series 66 – Uniform Combined State Law for securities agent and investment advisor representative

Chris joined our team in early 2021 as a portfolio manager in the Trust and Wealth division. Originally from Jamestown, N.Y., Chris spent 13 years in Charlotte, N.C., before moving to Florida in 2007.

Education:

• Master of Business Administration (MBA) degree, with a concentration on finance and accounting, St. Bonaventure University in New York
• Bachelor of Science degree in aeronautics, with a concentration on management, Embry-Riddle Aeronautical University in Daytona Beach, Fla.

Experience:

• Served as a vice president and senior fixed income portfolio manager for a major financial institution.
• Demonstrated an expertise in asset management of tax-exempt and taxable securities for institutional and high net-worth clients.
• Former Treasury Analyst for Sarasota County

Chris and his family reside in Lakewood Ranch near Sarasota.

Jackson joined Crews Bank & Trust as a Credit Analyst in 2021, advancing to Trust Relationship Associate in 2022 and in 2024 he was promoted to Trust Officer.

A native of Longwood, Florida, Jackson graduated from Florida State University with dual bachelor’s degrees in finance and real estate. He expanded his expertise by completing Levels 1 and 2 of the American Bankers Association Wealth & Trust School, is MoneyGuide Pro certified, and is currently pursuing his Certified Financial Planner designation.

Jackson offers educational seminars at the Bank and is on the Charlotte Estate Planning Council. He also participates in Coastal Conservation and volunteers at Charlotte High School.

On days off, he enjoys spending time with his wife and dog on the waterways of Southwest Florida.

Tim Birri joined Crews Bank & Trust as a Trust Officer in May 2025, serving Florida's Heartland region. He brings years of experience in guiding clients in their estate planning to help them achieve their financial goals and create a legacy for their families. 

Born in Michigan, Tim has lived in Florida for more than 50 years. He studied at Broward College and worked for Publix Super Markets for 35 years before changing careers and spending many years as a Financial Advisor prior to joining Crews Bank & Trust. 

Tim has held the following licenses:

• Series 7 – General Securities (stocks, bonds, mutual funds)
• Series 66 – Uniform Combined State Law for securities agent and investment advisor representative
• Life and Health Insurance sales in Florida

A Lakeland resident, Tim is active in the Lakeland Rotary Club and has been involved in the Mulberry Chamber of Commerce. He has also served on the Polk County Sheriff’s Advisory Council. In addition, he volunteers with school and church youth activities.

Tim enjoys attending his children’s sports events, clay shooting, and practicing the piano, which he recently took up again. Tim and his wife, Lorena, have two daughters and a son.

Dotti works with new and existing clients to serve as a point of contact to ensure that their wishes are fully carried out.

A native of Cambridge, Mass., Dotti moved to Florida in 1989 and joined Crews Bank & Trust as a member of the Trust and Wealth team in 2019. In 2023, following the unification of all the Crews family-owned banks, Dotti became the program manager of Crews Financial Services, partnered with Osaic Institutions.

• Graduated with honors from Eckerd College, St. Petersburg, FL, earning a bachelor’s degree in business management with a minor in marketing.
• Cannon Trust School Graduate, 2001
• Certified Trust and Fiduciary Advisor (CTFA), Florida Bankers Association

Currently holds:

• Series 6 – Investment Company / Variable Contracts
• Life, Health, and Variable Annuity License in Florida

Dotti has two adult children and two grandchildren.

Investment and insurance products and services are offered through Osaic Institutions, INC. Member FINRA/SIPC. Osaic and the bank/credit union are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.

Clara, a fifth-generation Hardee County resident, has been a member of our Bank family since April of 2013. She joined the bank shortly after graduating from Florida Southern College with a Bachelor of Science in Business Administration (BSBA) degree. She minored in biology at FSC and was selected to Phi Eta Sigma National Honor Society and Beta Beta Beta-Biology Honor Society.

At the Bank, Clara served as a Real Estate Valuation Specialist for three years, and in 2016 she became a vital part of the Financial Services team, partnered with Osaic Institutions.

Clara is a Registered Investment Advisor Representative, and currently holds a FINRA Series 7 & 66 license, as well as the Florida Life, Health, Annuity registration. She understands the needs of the communities served by the Bank and is dedicated to continuing her education while serving her clients through financial planning and needs assessment.

Investment and insurance products and services are offered through Osaic Institutions, INC. Member FINRA/SIPC. Osaic and the bank/credit union are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.

Elizabeth joined the Crews Bank & Trust Family in 2003, starting as a teller, then steadily climbing the ladder to her current position of Retail & Business Banking Director, Senior Vice President. She is responsible for setting the retail operational strategy to support the growth and service for the bank’s retail business line.

Originally from West Hartford, Conn., Elizabeth served as a customer service representative in that state for American Airlines, the Hartford Courant newspaper and other companies prior to moving to Florida in 2001.

Elizabeth went from teller to head teller in four months. She became a personal banker in 2004 and moved into bookkeeping a year later. She spent time as a bookkeeping specialist and supervisor for eight years before entering retail operations and becoming a vice president and branch administration manager. She was promoted to her current position in 2023.

A familiar figure in financial and community circles in Southwest Florida, Christine joined Crews Bank & Trust in 2019 as a vice president and relationship manager heading up the bank’s Sarasota office. She then served as senior vice president of retail banking before being promoted to her current position. Christine began her banking career in 1998. She has experience in retail banking, treasury management and residential lending. As a sales manager and loan officer, she has used her skills to guide, manage and influence successful sales operations, identify and mitigate risk, empower management teams, manage strategic visions, deliver product enhancement and build strong client relationships in both the corporate and community banking environments. In her current position, Christine oversees the introduction of Treasury Cash Management and other related commercial banking services to businesses.

Christine immersed herself in the business and nonprofit communities. She has been involved with Boys and Girls Clubs of Sarasota County since 2002, serving as board chair, vice chair, treasurer and secretary. She is also a founding board member secretary of the Sarasota Athletic Association, a nonprofit focused on creating and managing athletic events to raise funds for local charities, and she spent two years on the board of the Ave Maria School for Special Needs Children.

Michelle joined the Crews Bank & Trust family in January 1990. She filled a variety of roles, learning from each position and advancing to management positions. She started out as a teller, then began opening new customer accounts in 1995. Two years later, she moved into the bookkeeping department, concluding her three-year stint there as head bookkeeper. She was promoted to Assistant Vice President of Retail Operations in 2005 and within four years was made a full Vice President. Today, Michelle serves as the Regional Retail Administrator for the northern region of the Crews Banking Family.

An integral part of the DeSoto County area for over 30 years, Michelle has volunteered with Arcadia Main Street, Arcadia Kiwanis Club, Arcadia Centennial Lions Club, and the DeSoto County Historical Society.

NMLS #795290

Kelly, who serves the southern region of the Crews Bank and Trust geographic footprint, joined the bank in 1998, starting as a personal banker and working her way up to assistant branch manager, then branch manager at the bank’s Murdock branch before being promoted to vice president and transitioning to residential lender and retail banking officer at the Bank’s North Port branch.

Kelly grew up in Fort Myers and graduated from Riverdale High School there. She worked in retail and insurance until she began her banking career in 1995 as a Customer Service Representative.

A graduate of the Leadership Charlotte Class of 2008, Kelly has served on the board of Drug Free Charlotte County. She was an ambassador of the Charlotte County Chamber of Commerce, member of the United Way Impact Panel and vice chair of the Charlotte County Chapter of the American Red Cross. She is a past president of the North Port area Chamber (2022), and still serves on several committees within the Chamber.

NMLS #1170956

Amy is a Business Banking Officer with 25 years of experience in Florida's banking industry. Born and raised in Florida, she currently resides in Lakeland. Prior to joining the Bank in 2016 as a personal banker, her banking career was based primarily in Tampa, with a brief stint in Georgia. In 2017, Amy was promoted to branch manager of the Winter Haven branch and in 2021 was tapped to manage the new Lakeland branch as well. She managed both locations along with handling business development until in 2024 when she was promoted to Vice President, Business Relationship Banker.

She holds an associate degree in business management and actively supports the Winter Haven Chamber of Commerce as an Ambassador and is a member of the Winter Haven Chamber of Commerce Foundation. She is also the Chair of their Foundation board and has been awarded Presidential Ambassador several times. She is an active member of the Lakeland Chamber of Commerce and a member of the Junior League of Greater Lakeland.

Amy has a daughter and a grandson, the newest addition to her family.

During her free time, she enjoys reading, traveling, and spending time on the beach or in the mountains.

NMLS #795313

Michelle began her career in in the community banking industry in her home state of Massachusetts in 1985. She started out as a teller, then worked her way up to her first management position in 1991.

She relocated her family to Florida in 2004 and joined the Bank two years later. She initially was part of the bank’s “float team,” filling in as needed as a teller or customer service representative. She subsequently became a senior teller, and in mid-2007 she was named Gulf Cove Office Branch Manager. In 2019, Michelle was promoted to Vice President, Retail Banking Officer of the Englewood branch. 

Michelle holds certifications in branch management and consumer lending. She is a 2010 graduate of the Englewood-Cape Haze Florida Chamber of Commerce’s Leadership Englewood Program. She has served on numerous Chamber committees, including the membership committee and Pirate Poker Run committee, and has participated in various other fundraisers.

NMLS # 2398895

Shawanna is lifelong Floridian from Highlands County and currently resides in Sebring. She joined the Bank as a personal banker in 2000, bringing with her over twelve years’ experience in banking, having worked as a teller, lead teller and assistant branch manager. She was promoted to Retail Banking Officer in 2020.

A graduate of Lake Placid High School, Shawanna actively contributes to the community as a Board Member at Nu-Hope Elder Care Services of Highlands County and as a mentor with Big Brothers Big Sisters. Additionally, she is a Bible teacher and the financial secretary at her church.

Shawanna has one adult son. In her free time, she enjoys spending time with her family and friends, reading and shopping.

NMLS #2403357

Marilyn started at the Bank in 1983 and worked for over 3 years before becoming a stay-at-home mom for her son. She returned in 2000, working first as a teller, a personal banker and then was promoted to branch operations manager.

In 2020, she was promoted to Retail Banking Officer. In this role she is responsible for the customer service management of the branch office. She is familiar with all retail, business and electronic banking products and services the bank offers and has the experience and capability to function in any branch team position if needed.

Marilyn is a life-long Floridian who enjoys spending time with her husband, Marvin, of over 40 years, and her family.

NMLS #877173

Scott garnered a wealth of banking and financial experience at banks in Lakeland and Riverview prior to joining the Bank in February of 2019. He served as a Branch Manager, Finance Center Manager, Vice President and Business Banker for various institutions. He proved adept at cross-training staff, increasing deposits, creating and monitoring loan programs, improving service and demonstrating high levels of community involvement.

Born and raised in Brooklyn, New York, he graduated from Canarsie High School. Scott moved to Florida in 1981. His extensive community involvement includes participating in the “Paint Your Heart Out” with the Lakeland Chamber of Commerce, delivering food to seniors through VISTE (Volunteers in Service to the Elderly), supplying dictionaries to low-income schools through the Rotary Club of Lakeland North and providing belts, underwear, shoes and socks to students in those schools through the Rotary’s BUSS program. Scott is a former Rotary president who earned Paul Harris Fellow recognition from the Rotary Foundation.

He and Lori, his wife of more than 30 years, are the parents of two adult daughters. Scott enjoys hiking in Montana, Oregon, Utah and Washington, cruising, Fantasy Football and photography (taking pictures wildlife and waterfalls). Most of all, he likes spending time with his family.

NMLS #795282

Jacqueline grew up in Charlotte County, attending Punta Gorda Middle School and Charlotte High School. She began her banking career in 1980 on Florida’s East Coast before working in upstate New York. She returned to Charlotte County in 2006, joining Crews Bank & Trust as a personal banker at the Murdock office. Later that same year, she became the Retail Banking Officer of the Parkside location.

An active community leader, Jacqueline serves as a director of the Punta Gorda Chamber of Commerce and chairs its Membership Committee. She is a board member of the Punta Gorda Housing Authority and the Fred Lang Foundation, and she is active in the Charlotte-DeSoto Building Industry Association (CDBIA). She has also mentored students through the Take Stock in Children program and VISTA (Volunteers in Service to America).

Jacqueline is a former treasurer of the Arts & Humanities Council of Charlotte County and has served on the committee for the Parkside Community Redevelopment Area and Friends of the Port Charlotte Public Library.

NMLS #817748

“I love Venice,” declares Becky, which combined with her banking experience, makes her the perfect fit to serve as Retail and Business Banking Officer at the Venice branch. She has been a part of the Venice community since 1990, moving to the city from New Jersey when she was in the sixth grade.

Becky graduated from Venice High School in 1997, attended Manatee Community College, took a Dale Carnegie self-improvement course, and completed numerous banking-related classes. She has been involved in the banking industry in the Venice market since 2000, advancing from teller to personal banker, to assistant vice president/office manager, to vice president and branch manager.

Actively involved in her community, Becky joined the Venice MainStreet Board for 2022. She has served in many volunteer positions at Garden Elementary, Venice Middle School, and Venice High School. She annually volunteers to work with teachers and students on the VHS Project Graduation program.

Becky and husband, Brian, have two “beautiful children." In her spare time, Becky enjoys being with her family, traveling, and reading.

NMLS #795306

Kristina joined the Bank in January 2004, bringing 17 years of general merchandising, service management and training experience from her home state of Vermont. She earned an American Institute of General Banking degree in 2010.

Kristina assists the bank’s business customers with a variety of financial solutions, ranging from small business loans and commercial real estate loans to merchant services and convenience banking. Her availability and willingness to help business owners and nonprofits earned her the sobriquet “Watts on Demand.”

A longtime member of the Englewood Florida Chamber of Commerce, Kristina is a 2009 graduate of Leadership Englewood. She chaired the chamber’s Leadership Committee in 2017 and served as Leadership board liaison.

Kristina serves on the board of directors of both the Chamber and the Englewood Rotary, which awarded her the Leo “Pete” Cypher Service Above Self Award and President’s Award and named her a Paul Harris Fellow +1 for her contributions to the Rotary Foundation. A graduate of the Rotary Leadership Institute, she currently serves as club treasurer.

She also serves on the board of directors of Boca Cares, a philanthropic organization comprised of residents, friends, and business partners of the Boca Royale Golf and Country Club. Since its formation in late 2018, Boca Cares has awarded over $170,000 in grants to more than 25 local charities in the Englewood and Venice area.

NMLS #2400823

Although Debbie’s roots are in West Virginia's Hardy County, she has called Florida home for over 30 years and currently resides in Zolfo Springs. Her banking career began in 1991 when she moved to Florida, and since 1999 she has been a part of our team, transitioning from a personal banker to a Business Relationship Banker.

While attending high school, she also attended South Branch Vocational Center during her junior and senior years, graduating with her high school diploma and her diploma in Business from SBVC.

Debbie is a member of the Hardee Country Chamber of Commerce and serves as their Executive Board Secretary. In 2021, Debbie was honored as the Hardee County Chamber of Commerce Ambassador of the Year, as recognition to her contributions to the community.

Debbie has been happily married to her high school sweetheart for over 35 years and they have two wonderful children, a daughter, and a son.

In her spare time, she enjoys spending time with her family, going on cruises and walking.

NMLS #2164764

Holli is the Retail Banking Officer, Vice President, at the Punta Gorda branch. She has over 15 years of banking experience.

A Kentucky native, Holli became a Florida resident in July 2014. She graduated from St. Paul College with a degree in business management and began her banking career as a personal banker while still in college. She has worked in the Englewood, Port Charlotte, and Punta Gorda markets for the past eight years, most recently as a branch manager for another financial institution in Punta Gorda prior to joining the Bank.

Holli’s community involvement includes volunteering with the Boys and Girls Club, where she educated local students about banking fundamentals. She also participated in the Lighthouse Project, supporting local agencies with supplies for foster families and local food pantries.

Holli enjoys boating, fishing, and traveling with her family in her spare time.

NMSL #803380

A native Floridian born and raised in Fort Meade, Nettie earned a Bachelor of Science degree in business administration from Southeastern University and a Master of Business Administration (MBA) degree from Warner University. She joined the Bank in 2006 and continued her education, completing the Florida School of Banking. Nettie has worked in various positions at the bank, including customer service, as well as working with Financial Services. Nettie has recently taken a new position as a Business Relationship Bank in our Wauchula office.  She assists small businesses to grow utilizing our services such as commercial loans, deposit accounts, cash management services and merchant services.

Nettie is an active member of the Kiwanis Club of Wauchula, serving as president, vice president and secretary. She is highly involved in the annual Kiwanis Clay Shoot, helping raise funds for the children in her community.

Nettie resides in Wauchula with her husband and children. In her spare time, she prefers to be 120 feet below the ocean surface spearfishing alongside her husband.

NMLS #1535689

Sara joined the Bank as a teller specialist at the Murdock office in 2002 and quickly rose to the position of head teller. She cross-trained as a personal banker and helped maintain operations of the branch retail staff while managing the many facets of teller operations.

In 2017, Sara was named Retail and Business Banking Officer as well as becoming an Assistant Vice President. She completed the Dynamics of Supervision Series I and II classes at the Florida Gulf Coast University Office of Continuing Education in Punta Gorda. The series covers the roles and responsibilities of a supervisor, improving communication and coaching skills, time management, conflict resolution and more.

Originally from St. Petersburg, Fla., Sara spent much of her youth in Texas, where she graduated from White Oak High School and attended Kilgore College for two years. She returned to Florida in 2000, living in Charlotte County working in retail as a cashier, assistant manager and customer service representative until joining the Bank.

A member of both the Charlotte County and Punta Gorda Chambers of Commerce, Sara has participated in fundraising walks for the American Heart Association and the Alzheimer’s Association.

NMLS# 1947332

Gretchen, who became the Retail and Business Banking Officer for the Boca Grande office in 2020, joined the Bank in 2019 as a personal banker at the Gulf Cove office. She has an extensive banking career, having spent 27 years at a large bank in North Carolina. After transferring to Florida with another huge banking operation, she decided to make the switch to community banking. Before being named Retail and Business Banking Officer, she filled in as a branch operations manager and senior teller.

Gretchen is a member of the Board of Directors and Treasurer for the Boca Grande Area Chamber of Commerce.

NMLS #2385856

Brandi is the Retail Banking Officer of Crews Bank & Trust’s Murdock office, where she manages daily operations and develops strategic plans for future growth.

Originally from New England, she started her banking career at a community bank in New Hampshire before becoming a branch operations manager for a larger bank in Rhode Island. During her time there, she was a top performer in Operations Management for four consecutive years. She joined Crews Bank in 2022 as a personal banker at the Murdock branch and in 2023 was promoted to Retail Banking Officer.

Brandi enjoys staying active in the community. She serves as a board member for the United Way of Charlotte County and is a member of Ageless United.

Brandi and her husband enjoy the outdoors, taking motorcycle rides, and welcoming their out-of-state family to Florida’s beautiful beaches.

NMLS #2399572

Jennifer Flores is a seasoned Retail Banking Officer with a commitment to the Hardee County community. Proudly residing in Wauchula, she has been an integral part of the Bank for many years, serving in diverse roles such as teller, teller supervisor, personal banker, and branch operations manager. Prior to joining our Bank, Jennifer worked as a teller supervisor at another financial institution for three years.

Her journey in the banking industry began after graduating high school in 1995, followed by further education and completion of the Principles of Banking. In 2020, Jennifer earned the prestigious Universal Banking certification from the Florida Banking Association, enhancing her abilities to provide tailored financial solutions.

Beyond her professional pursuits, Jennifer is actively engaged in the community as a member of both the Ft. Meade Chamber and the Hardee County Chamber. Family holds a special place in her heart – she is happily married to her high school sweetheart, Noey. Together, they are blessed with two wonderful daughters and a son, and two beautiful grandbabies.

In her spare time, Jennifer loves to travel and spend time with her family.

NMLS #2384891

Originally from Alaska, Lindsey began her banking career after high school at a community bank. She continued working in banking part-time and during summer breaks while studying marketing and communication at the University of Alaska Fairbanks and Washington State University. She later became a full-time teller and personal banker before spending time working in insurance, budget management, contract management and as an event coordinator. Lindsey joined our Bank as a personal banker in 2021 at the Boca Grande location. In this position, she provided a full range of banking services to customers while maintaining a friendly, professional and caring attitude. In her free time, Lindsey enjoys the Florida sunshine by fishing, boating, golfing and lounging by the pool or at the beach. Lindsey and her husband have three well-loved cats.

NMLS #2461427

Melissa is the Assistant Vice President, Retail Banking Officer, of the North and East Arcadia locations. Her responsibilities include creating a focused business plan for future growth and success in the Arcadia area.

Melissa, who has over 26 years of experience in all areas of banking with Crews Bank & Trust, worked her way through the ranks, starting as a bookkeeper and moving on to customer service, both roles including supervisory aspects. She was born in Virginia and moved to Arcadia as a child, where she graduated from DeSoto High School. She works closely with Link2Success, and often gives tours of the bank and speaks to local schools about banking.

When not at work or volunteering, her life is all about her family. She and her husband, Mike, love spending time with their two children, daughter-in-law and two grandchildren. She also enjoys riding their motorcycle, camping, and baking.

NMLS #1235298

Karla Huaman was promoted to Assistant Vice President, Retail Banking Officer of Crews Bank & Trust in 2024. She oversees both the Winter Haven and Lakeland branches, managing the day-to-day operations and creating a focused business plan for future growth and success in the Polk County area.

Karla was born in Peru and grew up in New York. She moved to Florida in 2018. She began working with the Bank in 2021 as a personal banker, bringing over 20 years of experience in the banking industry with her. At her previous financial institution, Karla served as a branch operations manager.

When not at work or volunteering, Karla enjoys spending time with her three children and visiting family around the globe including destinations such as Japan, Canada and Spain. She also dedicates some of her free time giving back to her community by participating in local food drives and distributing food to those in need.

NMLS# 795291

With more than 15 years of banking experience, Kim serves as the Business Relationship Banker for Charlotte County. She is actively involved in the North Port Area, Charlotte County, and Punta Gorda Chambers of Commerce, serving on the Charlotte County Chamber’s Action Committee and as a Chamber Ambassador. Her dedication to the community has earned her recognition as Ambassador of the Year for the Charlotte County Chamber and the United Way of Charlotte County. She is also a member of Women United, an affiliate of the United Way focused on supporting health, education, and financial stability initiatives.

Kim has completed the Florida Bankers Association Supervisor Academy and Florida Gulf Coast University’s Dynamics of Supervision I and II classes.

Originally from Indiana, she moved to Florida in 1997 and currently resides in Port Charlotte. She was married to her late husband, Troy, for 36 years, and they have two sons. In her spare time, she enjoys serving in her church and creating special moments with her family.

NMLS #795311

Originally from San Diego, Charlene moved to Englewood in 1999 and began her banking career upon her arrival. Throughout her time at the bank, she has held many positions, most recently as retail branch support, working on special projects and training. She also served as a branch manager.

Charlene studied at Grossmont College and holds a Branch Manager Certificate from the Florida Bankers Association. Additionally, she is an active member in the community and has dedicated time to many local causes and organizations including the Suncoast Humane Society, Rotary, and Leadership Englewood, a program of the Englewood Chamber of Commerce.

In her spare time, she enjoys traveling with her family, spending time with her three grandchildren and being out on the water either boating or paddle boarding.

NMLS #2449769

After moving to Arcadia in the spring of 2022 from California, Amber joined Crews Bank & Trust as a personal banker. A quick learner, she began helping with Consumer Loans/HELOCs and training new staff members. Her natural leadership abilities led her to her current position as a Business Relationship Banker.

Amber graduated from Trident University International with a degree in business administration. She is a licensed Florida loan officer certified through the Nationwide Mortgage Licensing System (NMLS #2449769) and Notary Public.

Prior to joining the Bank, Amber worked with a medical facility for a decade where she assisted with the day-to-day success of the organization and opened new clinics where needed. She also held an important role in assisting those who lost their jobs due to the COVID-19 pandemic in the state of California.

Outside of the bank, Amber has a passion for helping those in need through activities such as food drives, toy drives and supporting the needs of the homeless population.

Amber and her long-term partner, Bryan, have two children and enjoy spending time together by playing video games and enjoying the local amusement parks and beaches.

NMLS #1977029

Originally from Indiana, Stephanie relocated to Florida in 2017 before briefly residing in Georgia in 2022. Returning to Florida in March 2024, she now calls Port Charlotte home.

Prior to her tenure in the banking sector, she owned a business in Indiana from 2003 to 2017, later transitioning to a retail store management position upon her relocation to Florida. Stephanie embarked on her banking career in 2018 as a universal banker at another financial institution. Most recently, she held the position of Assistant Vice President/Branch Manager in Savannah, Ga., before returning to Florida to join Crews Bank & Trust.

Outside of her professional life, Stephanie loves to spend time with her family and has been married to her best friend for 25 years. She affectionately refers to her five dachshunds - Beatrice, Harvard, Charlie, Sally, and Franklin - as her children. In her leisure time, she enjoys boating, fishing, and traveling.