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Mortgages

Unlock Exclusive Mortgage Rates 

Rates as low as:

30-Year Fixed:

5.522% APR*

15-Year Fixed: 

4.786% APR*

*Terms and conditions apply. Contact us for details.

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Rates 1.00% lower than most competitors:

  Rate APR Loan Amount Down Payment Monthly Payment
30-Year Fixed 5.50% 5.522% $360,000 20% $2,044.04
20-Year Fixed 5.25% 5.279% $360,000 20% $2,425.84
15-Year Fixed 4.75% 4.786% $360,000 20% $2,800.19

Estimated rates and monthly payments shown are for primary residence conventional loans and include principal and interest. Taxes and insurance premiums are not included. Your actual payment obligation will be higher. Mortgage rates valid as of Sept. 15, 2025, and are subject to change without notice. Additional terms and conditions apply. Construction-to-Permanent, Jumbo, and Second Home rates may be higher. Please contact a Crews Bank & Trust mortgage specialist for full details and to determine your eligibility.

These special rates are for customers of Crews Bank & Trust with deposit accounts, Online Banking, and recurring automatic deposits (such as payroll or retirement). Not yet a customer? Open an account today!

This offer applies to 30, 20, and 15-year fixed-rate mortgage loans with a 20% down payment for primary and secondary residences only. Manufactured homes and lot loans are excluded. A minimum credit score of 700 is required. Loans subject to credit approval. NMLS #406389

Why Choose Crews Bank & Trust?

  • Flexible Mortgage Options: Purchase, Refinance, Construction-to-Permanent Loans and Jumbo Loans are available
  • Local, Personalized Service: Fast decisions made right here in your community
  • Exclusive Builder Partnerships: Builder credits available to help buy down rates even further

How to Get Started:
Contact us or start your application online!

Realtors and Builders: Let’s Partner!
We offer flexible builder partnerships and fast processing to help you close more deals quickly and competitively. Contact us about the builder rate buy-down options!

 

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Ready to Apply?

Our online process is simple and secure. Experienced lenders will help you choose the loan that meets your specific needs by providing you with the personal service you’ve come to expect.

Application Checklist

Make applying for a mortgage as easy as possible by reviewing our application checklist. It’s everything you'll need in one location.

Access Checklist
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We know how important it is to buy a home you can call your own.

That’s why we offer a variety of mortgage loans with terms that fit your financial needs. Trust in our experienced team to ensure you go home to the home of your dreams.

Loans subject to credit approval. NMLS #406389
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MORTGAGES

Whether you’re a first-time homebuyer or a seasoned home owner, we offer loan options with competitive rates and flexible terms.

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Jumbo Loans

If you have your sights set on a high-value home, our experienced lenders make it easy to finance your luxury residence.

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Construction

When you’re ready to build your dream home, our Construction-to-Permanent Loans will make the process easy with one application and one closing.

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FHA

FHA loans provide more flexibility in guidelines and down payment requirements. Plus, they are government insured and can often help with purchasing your home.

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Land/Lot

When you want to purchase a residential parcel to build your home on, we can help meet your financing needs.

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Manufactured Homes

Are you ready to buy a manufactured home on owned land? Our mortgage experts are ready to help.

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Investment Properties

Investing in residential homes? We can help with your investment.

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Conventional Loans

For some borrowers, a conventional mortgage might be the best loan option.

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Condo Loans

We offer both warrantable condo loans and non-warrantable condo loans for those condominium properties that don't meet conventional guidelines.

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VA Loans

We proudly offer VA Loans exclusively for Veterans and Military Personnel. Thank you for your service.

We are experts at financing homes in the following housing markets and surrounding areas:

  • Charlotte County

  • Collier County

  • DeSoto County

  • Hardee County

  • Highlands County 

  • Lee County 

  • Polk County 

  • Manatee County

  • Sarasota County

We are particularly experienced in the following local communities:

  • Anna Maria Island
  • Arcadia
  • Avon Park
  • Babcock Ranch
  • Boca Grande
  • Bowling Green
  • Bradenton
  • Burnt Store Isles
  • Cape Haze
  • Charleston Park
  • Charlotte Harbor
  • Deep Creek
  • Ellenton
  • Englewood
  • Fort Meade
  • Gulf Cove
  • Harbor Heights
  • Heron Creek
  • Lake Placid
  • Lake Suzy
  • Lakeland
  • Lakewood Ranch
  • Longboat Key
  • Manasota Key
  • Murdock
  • Myakka River Trails
  • Nokomis
  • North Port
  • Palmetto
  • Placida
  • Port Charlotte
  • Punta Gorda
  • Punta Gorda Isles
  • Riverwood
  • Rotonda West
  • Sarasota
  • Sebring
  • Siesta Key
  • South Gulf Cove
  • St. Armands
  • St. Petersburg
  • Venice
  • Wauchula
  • Wellen Park
  • Winter Haven
  • Zolfo Springs 

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