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Health Savings Account (HSA)

Today’s Savings, Tomorrow’s Care Solutions.

Stay prepared for healthcare costs with a savings account that works as hard as you do.

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Discover the benefits of a Health Savings Account!

Our Health Savings Account (HSA) for both individuals and families allow people with a high-deductible health plan (HDHP) to pay for qualifying medical expenses like prescriptions, co-pays, dental care, eye care and more.

  • No minimum opening deposit
  • Interest bearing
  • No daily balance required
  • Contributions are pre-tax or tax-deductible*
  • Earnings grow tax-free*
    Withdrawals are tax-free as long as you use them for eligible medical expenses*

View current rates.

*Contribution limits apply. Consult a tax professional for HSA qualifications and potential tax benefits.

 

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Additional Benefits:

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Online Banking1

Access your finances anywhere life takes you.

 

Learn More

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Mobile Banking2 and Mobile Check Deposits3

Your finances at your fingertips.

 

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Online Statements**

Convenient. Secure. Environmentally friendly.

**Enroll in Online Statements to avoid the $3 Maintenance Charge.
1Some restrictions may apply.
2Mobile App required. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.
3Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have the Mobile App downloaded to your smart phone. Must retain check for seven days prior to destroying it. Check images will not be available online. For copies, contact us.
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Invest in a better banking experience with Crews Bank & Trust.

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Blog

On Our Minds

Smiling young couple with baby sitting at a banker's desk reviewing documents.

What Happens If You Don’t Have an Estate Plan?

January 21, 2026

Contrary to popular belief, estate planning isn’t just for the wealthy—it’s for anyone who wants to protect their loved ones and ensure their wishes...

Line graph illustrating equities and real estate as a percentage of net worth from 1951 to 2025.

Chart of the Day: Net Worth in Stocks

January 20, 2026

Today's Chart of the Day, shared by dc_economics on Instagram, highlights a shift from historical trends related to household net worth.

Pie chart showing when Americans last updated their estate plans.

Chart of the Day: Estate Plan Updates - When and Why

January 13, 2026

Today’s Chart of the Day, prepared by Victoria Lurie at Caring.com, highlights findings from the 2025 Wills and Estate Planning Study.