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Health Savings Account (HSA)

Today’s Savings, Tomorrow’s Care Solutions.

Stay prepared for healthcare costs with a savings account that works as hard as you do.

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Discover the benefits of a Health Savings Account!

Our Health Savings Account (HSA) for both individuals and families allow people with a high-deductible health plan (HDHP) to pay for qualifying medical expenses like prescriptions, co-pays, dental care, eye care and more.

  • No minimum opening deposit
  • Interest bearing
  • No daily balance required
  • Contributions are pre-tax or tax-deductible*
  • Earnings grow tax-free*
    Withdrawals are tax-free as long as you use them for eligible medical expenses*

View current rates.

*Contribution limits apply. Consult a tax professional for HSA qualifications and potential tax benefits.

 

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Additional Benefits:

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Online Banking1

Access your finances anywhere life takes you.

 

Learn More

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Mobile Banking2 and Mobile Check Deposits3

Your finances at your fingertips.

 

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Online Statements**

Convenient. Secure. Environmentally friendly.

**Enroll in Online Statements to avoid the $3 Maintenance Charge.
1Some restrictions may apply.
2Mobile App required. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.
3Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have the Mobile App downloaded to your smart phone. Must retain check for seven days prior to destroying it. Check images will not be available online. For copies, contact us.
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Invest in a better banking experience with Crews Bank & Trust.

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Blog

On Our Minds

Map of the U.S. ranking inbound (purple) and outbound (green) relocations by state.

Chart of the Day: Inbound vs. Outbound

December 18, 2025

Today’s Chart of the Day is from Axios, with data from Atlas Van Lines of their 107,000 residential moves over the last year and shows the percent...

Image of a tree with leaves representing life events during which one's estate plan should be revisited.

Chart of the Day: Life Changes

December 16, 2025

Today’s Chart of the Day is from Wealth.com and shows the various reasons why you should revisit (or obtain one if you don’t) your Estate Plan, which...

Line graph illustrating the average increase in life expectancy, from 1900 to 2023.

Chart of the Day: Life is Longer

December 11, 2025

Today’s Chart of the Day is from Our World in Data showing that the global average life expectancy went from 32 years in 1900 to 73 years as of 2023.