Skip to content

Buying a home? Check out our great rates. Terms and conditions apply. Loans subject to credit approval. NMLS #406389

Get Started 863-222-7005

Business Checking

Business Checking for the Pioneer

CDBIA-Testimonial_V1.00_00_26_03.Still003

Your business demands a checking account that can keep up with your financial goals.

Meet our easy-way-to-do-business Business Checking account. With convenient features that make banking a pleasure, you’ll wonder how you ever ran your business without it.

Ask about our special products for IOTA and Public Funds customers.

Each checking account includes:

Discover What Makes Each Account Unique

Perfect for small businesses
Business Checking
Tailored controls for large businesses
Business Analysis Checking
Ideal for growing and large businesses
Commercial Checking
Exclusively designed for non-profits
Non-profit Checking

Minimum Opening Deposit

None

None

None

None

Interest

None

None

None

Ways to Avoid Maintenance Charge
  • Enroll in Online Statements to avoid the $3 Maintenance Charge
  • Earnings Credit available to reduce or avoid monthly charges.
  • Maintain minimum daily balance of $5,000 to avoid the $15 Maintenance Charge
  • Enroll in Online Statements to avoid the $3 Maintenance Charge
  • Enroll in Online Statements to avoid the $3 Maintenance Charge

Per Item Debit/Credit Fees

  • 300 free debit/credit items.
  • $0.15 per debit/credit item thereafter.
  • Per item fees apply.
  • 500 free debit/credit items.
  • $0.15 per debit/credit item thereafter.
  • None
Must be 18+ years of age.
1Mobile App required. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.
2Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have the Mobile App downloaded to your smart phone. Must retain check for seven days prior to destroying it. Check images will not be available online, for copies contact Customer Engagement.
3Accounts will be charged the standard overdraft fee of $33 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $33 for items returned. An overdrawn balance must be repaid within 32 days. We may not pay items under your Overdraft Privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every 32-day period for a minimum of 24 hours, if you default on any loan or other obligation to Crews Bank & Trust or if your account is subject to any legal or administrative order or levy.
4Requires Visa Check Card. Some features require specific hardware and software.
5We have partnered with Allpoint and Presto to bring our customers access to a fee-free network of more than 55,000 ATMs. Simply go to our locations to locate the ATM nearest to you anytime you have the need for cash.
6Notary service is provided as a courtesy to our customers. Please call the office of your choice prior to your arrival to ensure availability. Please bring a photo ID with you. State laws require us to verify your identification, even if we know you. We are unable to notarize the following documents: wills, trusts, durable power of attorney, warranty deeds, quit claim deeds, or any certified copies such as birth certificates.
Additional documentation is necessary as required by federal law.

Overdraft Coverage

Life happens! We at Crews Bank & Trust understand that from time to time you may unexpectedly overdraft your account. Returned checks can be costly. Overdraft Coverage can help.

Learn More

Let's talk!

We are here to help you and your organization.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Dawn Marx, President of Buffalo Graffix

Blog

On Our Minds

Chart of the Day: Growth of $1

Chart of the Day: Growth of $1

October 1, 2026

Today's Chart of the Day from Clearnomics' 10 Charts on the 2026 Mid-Year Market Outlook reveals the power of compounding over the past century.

Chart of the Day: Is a Million Dollars Enough?

Chart of the Day: Is a Million Dollars Enough?

September 29, 2026

Today’s Chart of the Day from the blog Is $1 million enough to retire? by Fidelity explores a common retirement question: Is $1 million enough? Using...

 Infographic on overconfidence bias showing that 65% of Americans believe they have above-average intelligence and 73% believe they are above-average drivers.

Chart of the Day: Overconfidence Bias

September 24, 2026

Today’s Chart of the Day from Schwab Asset Management's blog, Overconfidence bias, highlights a well-known concept in behavioral finance:...