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Hurricane season is unpredictable. Your finances shouldn’t be. A Home Equity Line of Credit (HELOC) gives you access to funds when you need them most.

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IntraFi Network Deposits

FDIC Insurance over $250,000

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Keep your local, hometown bank and avoid the time-consuming hassle of opening accounts at different banks in an effort to keep your deposits insured. With an IntraFi Network Deposit Account, your money stays protected no matter the amount.

When we place your deposit through IntraFi Network Deposits, the deposit is divided into amounts under the standard FDIC insurance maximum of $250,000. We then place these amounts into deposit accounts at multiple FDIC-insured banks. As a result, you can access FDIC coverage from many institutions while working directly with Crews Bank & Trust.

How does it work?

ICS and CDARS are trusted, tested products used by thousands of businesses, government entities, and institutional investors across the nation for cash management needs. With ICS and CDARS, funds are placed into demand deposit accounts, money market deposit accounts, and CDs. Choose the option or options that best meet your liquidity needs.

The Benefits

There are many benefits to selecting an IntraFi Network Deposit Account. 

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Work with Bankers You Trust

We are proud to be your bank of choice. As an IntraFi Network provider, we will continue to be your primary bank with all the benefits of additional FDIC insurance through a network of banks.

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Receive One Statement

You’ll receive a regular monthly statement from us showing your demand and savings balances and other key information. You can check your balances online anytime, anywhere.

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Support the Local Economy

We are proud to offer reciprical deposit services through IntraFi. By choosing to bank local, you are supporting your neighbors in many ways. Learn more about the power of community banking. 

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Save Time

Don't waste time hassling with other banks or logging in to multiple online banking accounts for FDIC insurance. Through the IntraFi network, we will work to make sure your money is protected. 

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Enjoy Flexibility

You are in control! Choose the liquidity option that best suits your needs. Access funds placed through ICS into demand deposit accounts and money market deposit accounts. With CDARS, a range of maturities between 4 weeks and 3 years is available.

Blog

On Our Minds

investment in the market is shown in blue and cash is shown in red

Chart of the Day: Not Risking is the Highest Risk

May 15, 2025

Today’s Chart of the Day from @petermallouk on X and shows the value of a dollar invested in the S&P 500 vs. sitting in cash for the last 30 years.

aerial view of house with hurricane damage - blue tarps and missing shingles on roof and tree blown down onto fence.

Home Equity Line of Credit: An Unexpected Safety Net for Storm Season

May 14, 2025

Hurricane season in Southwest and Central Florida can be unpredictable and we’ve certainly had our share of storms recently. The sight of snapped off...

chart dated from 1960 to 2020 with market peaks in green and lows in red

Chart of the Day: Corrections are Loud, Recoveries are Quiet

May 13, 2025

Today’s Chart of the Day is provided by my colleague and fellow Portfolio Manager Angie Parsons. The chart, prepared by YCharts, shows the “Bull...