Mortgage Application Checklist | Crews Bank & Trust

If Mobile Home Loan

Verification of Employment and Income

Personal tax returns for past two years, including all schedules and W-2s
Paycheck stubs for most recent 30 days
Retirement and/or Social Security Award letter(s) for most recent year
Bank statements, all pages even if blank, for past two months or last quarter
Tax bill, homeowner’s insurance policy and mortgage statement for all real estate owned

our-blog

If Self-Employed

Business tax returns for past two years, including all schedules
Year-to-date profit and loss statement
Current balance sheet

our-blog

If You Are Purchasing

Fully executed purchase agreement including addendums
Copy of earnest money deposit check

our-blog

If You Are Refinancing

Copy of warranty deed, if available
Copy of title insurance policy, if available
Survey, if available
Homeowner’s insurance policy
Flood insurance policy, if available

our-blog

If Mobile Home Loan

Copy of driver’s license
Mobile home titles

our-blog

If Applying for a Construction-to-Permanent Loan

Plans, specs, and details of all costs, provided by builder
Copy of construction contract
Copy of deed and/or owner’s title insurance policy of property is owned