Mortgage
Mortgage Application Checklist
Please scroll down for a list of documents required to process your loan in a quick and timely manner.
Verification of Employment and Income
-
Personal tax returns for past two years, including all schedules and W-2s
-
Paycheck stubs for most recent 30 days
-
Retirement and/or Social Security Award letter(s) for most recent year
-
Bank statements, all pages even if blank, for past two months or last quarter
-
Tax bill, homeowner’s insurance policy and mortgage statement for all real estate owned
Let's Get Started
If Self-Employed
-
Business tax returns for past two years, including all schedules
-
Year-to-date profit and loss statement
-
Current balance sheet
If You Are Purchasing
-
Fully executed purchase agreement including addendums
-
Copy of earnest money deposit check
If You Are Refinancing
-
Copy of warranty deed, if available
-
Copy of title insurance policy, if available
-
Survey, if available
-
Homeowner’s insurance policy
-
Flood insurance policy, if applicable
If Mobile Home Loan
-
Copy of driver’s license
-
Mobile home titles
If Applying for a Construction-to-Permanent Loan
-
Plans, specs, and details of all costs, provided by builder
-
Copy of construction contract
-
Copy of deed and/or owner’s title insurance policy of property is owned
