Mortgage
Mortgage Application Checklist
In order for us to process your loan in a quick and timely manner, please provide the documents below.
Verification of Employment and Income
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Personal tax returns for past two years, including all schedules and W-2s
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Paycheck stubs for most recent 30 days
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Retirement and/or Social Security Award letter(s) for most recent year
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Bank statements, all pages even if blank, for past two months or last quarter
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Tax bill, homeowner’s insurance policy and mortgage statement for all real estate owned
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If Self-Employed
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Business tax returns for past two years, including all schedules
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Year-to-date profit and loss statement
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Current balance sheet
If You Are Purchasing
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Fully executed purchase agreement including addendums
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Copy of earnest money deposit check
If You Are Refinancing
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Copy of warranty deed, if available
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Copy of title insurance policy, if available
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Survey, if available
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Homeowner’s insurance policy
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Flood insurance policy, if applicable
If Mobile Home Loan
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Copy of driver’s license
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Mobile home titles
If Applying for a Construction-to-Permanent Loan
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Plans, specs, and details of all costs, provided by builder
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Copy of construction contract
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Copy of deed and/or owner’s title insurance policy of property is owned
