Residential Borrowing Roadmap
Your Roadmap to Buying a Home in Florida
Whether you’re hoping to make more frequent trips to the Sunshine State or to find a permanent home there, the road to homeownership should be a smooth one. That’s why you need the right resource to detail each step of the process from start to finish.

Download Your Roadmap Today
By downloading this guide, you’ll learn about:
- The benefits of home ownership in Florida
- How to prepare for the home buying process
- Which mortgages are available for primary and secondary home loans
- How to close on a deal
- What to expect after closing
Ready to take the next step toward purchasing a home in Florida? Fill out the information to download your roadmap today!
Residential Real Estate Loans in Florida
No two residential real estate loans are the same. Crews Bank & Trust will work with you to help you purchase your dream home in Florida.

Fast, Local Decisions
As a family-owned business, we don’t have to jump through traditional corporate hoops. That means the time it takes for us to approve and process your loan is measured in weeks, not months.

Flexible Loan Options
We provide a range of products for your commercial real estate loan so that you aren’t relying on a balloon loan as your only option.

Seasoned Lenders
Our lending professionals are more than just employees—they bring years of experience in the local market to the customers they serve.
MEET OUR RESIDENTIAL LENDERS

Jamey Dodson
Senior Vice President, Residential Lending Director
NMLS #442937 Jamey has served as Crews Bank & Trust’s Residential Lending Director since 2020. A lifelong resident of Manatee County, he started his career in the Bradenton and Sarasota market more than 30 years ago. He has held roles at both community and regional banks in business and mortgage lending, loan operations, and sales. In 2018, Jamey joined the Bank as a lending officer.
Jamey is a graduate of Manatee Community College and obtained his bachelor’s degree from the University of South Florida in Finance. He actively serves the community and holds board positions for several non-profit organizations.

Julie Whitmire
Assistant Vice President, Residential Lender
Julie is a lifelong resident of Lake Placid who started her banking career with the Bank in 1989. She relishes her role as a Residential Lender in her community because she “loves helping make dreams come true and being part of life’s most important decisions.”
Julie is a graduate of Leadership Highlands. In her spare time, she enjoys spending time with her family and being outdoors.
jwhitmire@crews.bank

Eduardo Maldonado
Assistant Vice President, Residential Lender
Eduardo was born and raised in Aguas Buenas, Puerto Rico, and is fluent in English and Spanish. He started his career in banking in 1993 before moving to Florida in 1997. Eduardo joined the Bank in 2005. He can assist all customers with their consumer, residential or commercial borrowing needs.
He has served on civic and nonprofit boards, his positions including Commissioner of the Avon Park Housing Authority and Secretary of the Lake Placid Noon Rotary Club. He loves helping his customers through the process of buying or building their dream home.
emaldonado@crews.bank

Andrew Calderon
Residential Lender
Andrew joined the Bank as a Residential Lender. Born in New York and raised in Connecticut, Andrew received a bachelor’s degree in industrial technology from Central Connecticut State University in 2017. He joins the Bank with five years of experience at another financial institution. In his new position, Andrew will assist customers in the Polk County community with every step of the loan process.
Loans that Andrew can assist with include:
- Conventional loans to purchase your next home.
- FHA loans with flexible guidelines and down payment requirements.
- VA loans exclusively for veterans and military personnel.
- Refinance loans for home improvement projects and/or debt consolidation that can package high-interest debts like credit cards and medical bills into a single loan with a lower interest rate.
- Construction-to-permanent mortgage loans with a single closing.
In his spare time, he enjoys visiting the local theme parks and sharing his love of soccer with his son.
acalderon@crews.bank

Danielle Johnson
Residential Loan Originator
Danielle is involved in producing a variety of residential loans as well as generating and managing a portfolio of customer relationships for the DeSoto market area.
Born in Naples and raised in DeSoto County, Danielle is a Florida native. She holds an associate of arts degree in business management from Edison Community College (now known as Florida SouthWestern State College) and has over 50 certifications through the American Bankers Association.
Danielle has worked with the bank for over 25 years and has held many positions, including data supervisor, human resources manager, executive assistant and lead teller.
Outside of the bank, she supports the DeSoto county community through activities such as 5k runs and DeSoto County Pioneer Days.
Danielle enjoys spending time with her husband, Tim, and children while camping, fishing, traveling, and working with their cattle.
dhjohnson@crews.bank

Kris Proudfoot
Vice President, Residential Loan Originator
NMLS #482527
In November 2023, Kris joined the Bank as a Residential Loan Originator and in February 2025, was promoted to Vice President, Residential Loan Originator. Born and raised in Rockford, Illinois, Kris has been a full-time resident of Florida since April 2020, currently residing in Punta Gorda.
Kris was recognized as the Charlotte-DeSoto Building Industry Association (CDBIA) Associate Member of the Year 2022. In 2023-2024, she served as Chair for the CDBIA Professional Women in Building (PWB), an organization dedicated to supporting education, professional development, and networking opportunities to help members acquire and develop leadership and business management skills to boost career success. She is an Ex-Officio member of the CDBIA Board of Directors and is active in the Charlotte County Chamber, serving as a director.
In her spare time, Kris enjoys golfing and participating in community events with friends. She is based at the Punta Gorda branch, located at 2331 Tamiami Trail.
kproudfoot@crews.bank

Karen Current
Vice President, Residential Loan Originator
NMLS #546468
Karen joined the Bank as a Residential Loan Originator in April 2024, bringing over 40 years of experience to her role. She was promoted to Vice President, Residential Loan Originator in February of 2025. Originally from Hatboro, Pennsylvania, Karen is a graduate of Lenoir-Rhyne University in Hickory, NC with a degree in business. She has lived in the Charlotte County area since 2001 and is heavily involved in the community.
She is a recipient of the Humanitarian of the Year and the President’s Award from the Englewood on the Gulf Women’s Council of Realtors. Additionally, she received Affiliate Member of the Year and Community Service Member of the Year from the Englewood Area Board of Realtors (EABOR).
In addition to being involved in EABOR and the Women's Council of Realtors, Karen participates in the Charlotte DeSoto Building Industry Association (CDBIA) and serves on the board of The Boys & Girls Club of Charlotte County and Kids Needs of Greater Englewood. She is a past president of both the Rotary Club of Englewood and the Englewood Florida Chamber of Commerce.
Outside of work, she spends time with her husband, Alfred, while kayaking, shelling, gardening and completing crossword puzzles.
kcurrent@crews.bank
Proudly Serving These Areas
Charlotte | Collier | DeSoto | Hardee | Highlands | Hillsborough | Lee | Manatee | Orange | Osceola | Pinellas | Polk | Sarasota
Crews Bank & Trust by the Numbers:
Our success isn’t just talk—the numbers speak for themselves.
$2.4
Billion in assets
71
NMLS-licensed local lending experts
94
Years helping customers achieve their dream of home ownership.
Why We Chose Crews Bank & Trust
Oralia Ramirez, Real Estate Broker | RMZ Realty
We’re Ready to Help
Let’s have a conversation about reviewing your financial assets and how Crews Bank & can help you.