Crews Bank & Trust is committed to providing exceptional service. Follow the links below to quickly find answers to the questions our customers ask most frequently. If you don’t find what you need here, please contact us in the way that is most convenient for you.
New customers can sign up online at https://go.crews.bank/enroll and follow the instructions.
Yes. Funds can be transferred from personal accounts. Log into Online Banking and go to Accounts and select Add an external transfer account. Add the external bank information and click Submit. Two small deposits will be sent to that account to verify the account information was entered correctly.
Log into Online Banking and go to Accounts and select Add an external transfer account. Add the external bank information and click Submit. Two small deposits will be sent to that account to verify the account information was entered correctly. To verify the trial deposits of a new external account, click the button at the bottom of the left hand column then click Settings. Click External transfers, enter the amount of each small deposit and click Confirm. Once confirmed, you can start transferring funds between your Crews Bank & Trust account and your external account.
There is no fee for transferring funds into the bank. There is a $3 Outgoing External Transfer Fee for transferring money to an external account outside of Crews Bank & Trust.
Usernames are not; however, passwords are case sensitive.
Simply enter your username and click Log In. Next click on the Forgot? link located under the password area and follow the on-screen instructions. Or, you may contact our Customer Engagement team.
Password Criteria:
Yes. To help maintain account security, online banking passwords will expire every 180 days (six months). You will receive a prompt to reset your password ahead of the expiration date. If your password expires before you are able to change it, you will be promoted to change it the next time you log in.
Mobile Banking gives you access to your accounts from your mobile web browser or a downloadable Mobile Banking application, depending on your preference and your phone capabilities. Both options allow you to: view account balances, search recent account activity, transfer funds internally and/or accounts you have at other financial institutions, view check images, and find the nearest ATM or branch locations. Customers can also make person-to-person payments through the Zelle® network, or deposit checks directly in your Crews Bank & Trust Mobile Banking App. Some exceptions may apply.
Yes. Mobile Banking is available to the company’s Master Users as well as all Sub-users.
There is no charge associated with the service. However, there may be charges associated with text messaging and data usage on your phone. Check with your wireless phone carrier for more information.
In most computer-based web browsers, to open menus used to clear your cache, cookies, and history, press Ctrl-Shift-Delete (Windows) or Command-Shift-Delete (Mac). If shortcut key doesn't work, please follow the appropriate instructions on our Clearing Your Cache page.
When clearing your cache, the full history of the following items should be cleared:
Yes, the mobile banking service utilizes best practices from online banking, such as HTTPS, 128-bit SSL encryption, Username and Password access and application time-out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no personal information or account data is ever stored on your phone once a Mobile Banking or Mobile Application session has ended. And in the event your phone is lost or stolen, contact us to have the service immediately disabled.
For your security and the protection of our data, please use one of the following:
Effective November 1, 2021 our mobile applications will no longer support iOS versions 13.0 and under.
Effective November 1, 2021 our mobile applications will no longer support Android versions 6.0 and under.
Microsoft Edge will be supported at the latest version only. Our Online Banking may deny access to older Microsoft Edge versions 60 days after a new version is released.
Chrome should automatically update and major updates are released approximately every 12 weeks. If Chrome is two versions older than the current stable channel version, our Online Banking may deny it access.
Each year Apple typically makes upgrades to Safari during the fall. Approximately 60 days after a new version is released, our Online Banking may deny older versions access.
Firefox should automatically update. If Firefox is two versions older than the current stable channel version,, our online banking may deny it access.
Online Statements are the electronic version of the paper statements you receive periodically for your checking and savings accounts. They include the same information that is included in your paper statement, such as canceled check images, legal notices, and the back page of your statement.
From a Computer:
You will receive an enrollment confirmation email.
From Your Phone:
You will receive an enrollment confirmation email.
You can access up to two years of statements via Online Banking.
With Mobile Check Deposit, eligible and enrolled customers can deposit most checks through our Mobile Banking app.
Access the iPhone or Android app and click on "Deposit", then follow the on-screen instructions, including endorsement instructions. Please note you must be eligible to use this service.
Some reasons why your check may not be accepted through Mobile Check Deposit are:
The bank does not charge a fee for Mobile Check Deposit. Standard data fees from your mobile provider apply. Per item fees may apply for commercial mobile check deposit customers.
It is recommended that you keep the original checks for 7 days. Store the checks in a secure location, and do not attempt to redeposit them. The Bank may request the original check. After 7 days, we recommend that you safely destroy the deposited checks.
You can pay almost any person or company you would normally mail a check to as long as it is payable in the United States. We recommend that payments to government agencies, such as your property taxes, etc. not be paid via Bill Pay.
There is no charge to send money or receive a P2P payment. We offer Person-to-Person (P2P) payments directly in your Crews Bank & Trust Mobile Banking App and Online Banking through the Zelle® network.
Account numbers and other personal information does not need to be shared to use Zelle. You only need the recipient’s U.S. mobile number or email. Money is sent directly to the recipient's bank account.
For your security, we limit the amount of money you can send through Zelle.
The maximum weekly send limit for Zelle transactions is $750. This means you can send up to $750 per week in several transactions or one transaction, as long as that one transaction does not exceed $750.
The maximum amount you can send through Zelle each month is $3,000.
Please note that Zelle transfers are considered part of your overall debit card daily limit of $2,500 in point-of-sale transactions.
You can use Zelle to send money to almost anyone with an eligible U.S.-based bank account. Please check with the recipient to ensure their correct email address or U.S. mobile phone number.
Please note: Zelle does not currently support debit cards linked to accounts based in a U.S. Territory. U.S. Territories include American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.
Zelle is intended for sending money to family, friends, and others you know and trust. We recommend that you not use Zelle to send money to anyone you don't know.
Before beginning, you will want to remove your account from the Zelle-branded app if you have set it up, and delete that app.
Please follow theses steps to ensure smooth enrollment:
Please note: We are not able to enroll business debit cards, credit cards, cards linked to international accounts, gift cards or pre-paid cards from financial institutions outside of the Zelle Network.
Follow these steps to send money with Zelle:
A payment can be canceled only if the recipient hasn’t yet enrolled with Zelle. To cancel a transaction, log into Online Banking or the Mobile Banking App, go to your activity page within the Zelle experience, choose the payment you want to cancel, and then select Cancel This Payment.
Automated Telephone Banking is a 24-hour service that you can use to:
The telephone number to access this service is:
877-809-8039
When logging in for the first time, you will use your account number and your social security number and a one-time passcode that you can receive either via SMS text message or email. If you do not have a social security number, please contact us for assistance when logging in the first time.
Yes. We offer loans for business owners with fast and local decisions.
Visit our Business Loans page for more information on the loan that best fits your business needs.
We provide commercial financing for real estate, lines of credit, expansion expenses, and more!
Visit our Business Loans page for more information on the loan that best fits your business needs.
No. We can complete a prequalification to determine the loan amount and product that best suits your needs.
Yes. We offer a wide variety of loan options to best fit your lifestyle.
Visit our Home Mortgages page for more information on the types of loans we offer.
No. We do not require either. We are glad to work with applicants that are new to Crews Bank & Trust.
If your property taxes are escrowed on your loan, you may still receive a statement from the county tax collector, but we will automatically pay this for you each year from your escrow account. Please contact us if you have questions or are not sure if your taxes are escrowed.
If your property taxes or your homeowner’s insurance are escrowed on your loan, it is possible that one of those payments increased and your monthly loan payment was adjusted to cover the additional cost. If you have an Adjustable-Rate Loan, it is also possible that your interest rate changed, causing an increase in your payment amount. Feel free to contact us for additional information.
If you finance more than 80 percent of the appraised value of your home, mortgage insurance may be required and added to your monthly payment amount.
We do not require a home inspection, but you may choose to have an inspection on the property you want to purchase.
Yes. If we order an appraisal to determine a property’s value, we will promptly give you a copy of the appraisal even if your loan does not close.
Yes. We lend for new and used vehicles, as well as for boats and motorhomes.
Yes, based on the equity that you have in your home. You can apply for a Home Equity Line of Credit online or visit one of our locations for assistance.
$600 and/or four withdrawals per day.
Please contact us immediately if you believe your card and/or PIN has been lost or stolen, or if you believe that an unauthorized transaction has occurred.
Personal Debit Cards
Withdrawal Limit: $600
Point of Sale Limit: $2,500
Transaction Limit: 20
Business Debit Cards
Withdrawal Limit: $600
Point of Sale Limit: $5,000
Transaction Limit: 20
Simply go to our Locations page to locate the ATM nearest to you anytime you have the need for cash.
Reciprocal agreements with Wauchula State Bank, Charlotte State Bank & Trust and Englewood Bank & Trust allow you to use their ATMs without charge. We have also partnered with Publix Presto to bring our customers access to a fee-free network of more than 1,000 ATMs.
Yes, you may use your card outside the United States. We do, however, recommend that you contact us whenever you are traveling and using your debit card, whether within or outside of the country, so we can update our fraud department with that information.
Please contact us immediately if you believe your card and/or PIN has been lost or stolen, or if you believe that an unauthorized transaction has occurred.
The gas station does not know how much gas you intend to purchase when you first use your card to pay at the pump. They estimate an amount, and then make an authorization request for this to ensure that you have that much in your account before they let you pump gas. The actual amount on your receipt is what will be debited from your account.
Yes. Please call us at 888-406-2220.
View a complete list of our locations and hours on our Locations page.
We are closed on the following U.S. federal holidays:
*When the holiday falls on a Sunday, it is usually observed on the following Monday.
Wires:
4 p.m. Outgoing Domestic and International Wires
4 p.m. Incoming Wires
Mobile Check Deposit:
5 p.m.
Bill Pay:
4 p.m. Bill Payment (electronic and check)
Cash Management:
4 p.m. ACH Origination
11 a.m. (midday) Business Express Deposit
4 p.m. (end of day) Business Express Deposit
5 p.m. Positive Pay
We provide a variety of safe deposit box sizes for the protection of your valuable papers, heirlooms, or jewelry. Safe deposit box sizes and availability vary by location. Please check with the office convenient for you for availability.
Size | Annual Fee |
2" x 5" | $30 |
3" x 5" | $40 |
3" x 10" | $60 |
5" x 10" | $70 |
10" x 10" | $120 |
All boxes are 21 inches deep. Box rentals require a deposit account with an automatic debit of the annual fee. Safe-deposit box contents are not FDIC insured.
For our customers that need to pay a bill or send funds for amounts over $500, cashier's checks are available. There is a $5 service charge per cashier's check.
We are pleased to offer our customers wire transfer services. There are fees associated with incoming and outgoing wires. Please contact us for current fees.
Visit our Wires page for wiring instructions and wire sending/receiving information.
Do you have documents that need to be notarized? Bring them to us, unsigned, and we will gladly notarize your signature. This service is free for our customers. Please call the office prior to your arrival to ensure availability.
Please bring a photo ID with you. State laws require us to verify your identification, even if we know you.
We are unable to notarize the following documents: wills, trusts, durable power of attorney, warranty deeds, quit claim deeds, or any certified copies such as birth certificates.
Make deposits after hours at our secure night-deposit drop box. Deposits will be processed the following business morning.
Contents of the night-deposit drop box will only be accessed once in the morning. Drops made after 8 a.m. will be processed on the next business day.
Life happens! We understand that from time to time you may unexpectedly overdraft your account. Overdraft coverage can help. Consider these ways to cover overdrafts: