Skip to content

Happy New Year! We are open regular hours on Wednesday, Dec. 31. All locations will be closed on Thursday, Jan. 1.

Plan Today. Protect Tomorrow. Attend an Educational Estate-Planning Seminar

Get Started 863-222-7005

Chart of the Day: 4.2% Withdrawal Rule

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer May 11, 2023
chart shows safe withdrawal rate percentages

Contents

Today's chart from Morningstar shows there is a 90% chance you would not run out of money during your life following these projected safe withdrawal rates based on equity weightings. For example, theoretically over 25 years, withdrawals can be as high as 4.2% annually with 70% of your portfolio in stocks.
Chart of the Day

About the Author

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer
Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Previous
Chart of the Day: 50 Year Cost of College
Next
Details on Federal Mortgage Fee Adjustments

Subscribe to Our Blog

Sign up to receive email notifications of our blogs.