Crews Bank & Trust Blog | Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Overnight versus intraday returns for the SPDR S&P500 ETF (SPY).

Chart of the Day

Chart of the Day: Day or Night Trading

The topic of Today’s Chart of the Day is something that often crosses my mind in the morning when I look at how the market is going to open.

Chart illustrating the difference between investing (solid blue line) and gambling (broken blue line).

Chart of the Day

Chart of the Day: Investing vs. Gambling

Today’s Chart of the Day is from Michael Mauboussin and highlights the difference between investing vs. gambling.

Investing options ranked by expected returns and risk.

Chart of the Day

Chart of the Day: 16 Investment Options

Today’s Chart of the Day is from Brian Feroldi with a great infographic breaking down all investments into 16 options.

Line graph showing Cap rates on single-family rental property from 1950 to present.

Chart of the Day

Chart of the Day: History of Rental Rates

Today’s Chart of the Day comes from re:venture, a provider of real estate market data. The chart highlights single-family rental capitalization (cap)..

Line graph illustrating ice cream sales (blue) and shark attacks (red) over the course of a year.

Chart of the Day

Chart of the Day: Ice Cream vs. Shark Attacks

Today’s Chart of the Day is a little different than what I usually share. The chart compares ice cream sales and shark attacks over the course of a..

Bar graph from 1800 - 2025 showing how the biggest sector in the U.S. market has changed over time.

Chart of the Day

Chart of the Day: Evolution of the Market Sectors

Today’s Chart of the Day from Goldman Sachs takes a look at how the biggest sector in the U.S. stock market has changed over time, from 1800 to..

Line graph showing the highs and lows of the cost of gold divided by the average hourly earnings of all US employees, from 1929 to 2019.

Chart of the Day

Chart of the Day: Gold vs Hourly Wage

Today’s Chart of the Day comes from the Gold Market Chartbook and shows how many hours of work it takes to buy one ounce of gold.

Bar graph illustrating the probability of negative stock returns based on the S&P 500 total returns from 1929 to present, in various lengths of time from one-day to ten years.

Chart of the Day

Chart of the Day: Possibility of Loss

Today’s Chart of the Day is from Brian Feroldi from Bank of America Global Research, showing a chart from 1929 that shows as time horizons grow, the..

Bar graph illustrating the percentage of parents who fund, or are preparing to fund, certain financial events for their children, such as a first car or a wedding.

Chart of the Day

Chart of the Day: Percent That Give to Children

Today’s Chart of the Day is from Barrons with data from Ameriprise showing the percentage of Americans who fund or are preparing to fund certain..

Line graph illustrating the decline of several CPG companies compared to S&P 500 growth.

Chart of the Day

Chart of the Day: Rise of Niche Brands

Today’s Chart of the Day from FactSet was included in an article titled, “Startups Are Eating Big Food’s Lunch”, featured in the Wall Street Journal.

Chart showing the changes in public opinion of sports betting, with data from 2022 and 2025.

Chart of the Day

Chart of the Day: View on Sports Betting

With a nod to all the sporting events that take place in the fall, sharing today’s Chart of the Day from Topley’s Top 10, with data from the Pew..

Stacked column chart showing the ten largest companies in the S&P 500 by ten-year spans.

Chart of the Day

Chart of the Day: Top 10 Now, Not Then

Today’s Chart of the Day is from Mike Zaccardi @MikeZaccardi and shows the ten largest companies in the S&P in 10-year spans for the last 40 years..

Image of a house with each component's (roof, stove, flooring, etc.) broken down by its life expectancy.

Chart of the Day

Chart of the Day: How Long Will It Last?

Today’s Chart of the Day is from the National Association of Home Builders showing the life expectancy of parts and systems in your home.

Bar graph illustrating the projected success of retirees' money lasting through their retirement years based on withdrawal percentages.

Chart of the Day

Chart of the Day: 4.0% to 5.5% Rule

Today’s Chart of the Day is from an article called “ Why the 5% Rule is the New 4%” by Nick Maggiulli and includes a chart from Bill Benger’s new..

Line graph illustrating Americans' trust in newspapers (blue line) and TV news (black line) from 1973 to 2023.

Chart of the Day

Chart of the Day: Trust in Media

Today’s Chart of the Day is from Gallup and shows Americans' trust, or lack of, in mainstream media over the past 50 years.

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Chart of the Day: Day or Night Trading

The topic of Today’s Chart of the Day is something that often crosses my mind in the morning when I look at how the market is going to open.

Chart of the Day

11/20/25

Chart of the Day: Investing vs. Gambling

Today’s Chart of the Day is from Michael Mauboussin and highlights the difference between investing vs. gambling.

Chart of the Day

11/18/25

Chart of the Day: 16 Investment Options

Today’s Chart of the Day is from Brian Feroldi with a great infographic breaking down all investments into 16 options.

Chart of the Day

11/13/25

Chart of the Day: History of Rental Rates

Today’s Chart of the Day comes from re:venture, a provider of real estate market data. The chart highlights single-family rental capitalization (cap) rates dating back to 1950.

Chart of the Day

11/11/25

Chart of the Day: Ice Cream vs. Shark Attacks

Today’s Chart of the Day is a little different than what I usually share. The chart compares ice cream sales and shark attacks over the course of a year, both which peak during the summer.

Chart of the Day

11/6/25

Chart of the Day: Evolution of the Market Sectors

Today’s Chart of the Day from Goldman Sachs takes a look at how the biggest sector in the U.S. stock market has changed over time, from 1800 to present.

Chart of the Day

11/4/25

Chart of the Day: Gold vs Hourly Wage

Today’s Chart of the Day comes from the Gold Market Chartbook and shows how many hours of work it takes to buy one ounce of gold.

Chart of the Day

10/30/25

Chart of the Day: Possibility of Loss

Today’s Chart of the Day is from Brian Feroldi from Bank of America Global Research, showing a chart from 1929 that shows as time horizons grow, the possibility of equity losses historically fall off.

Chart of the Day

10/28/25

Chart of the Day: Percent That Give to Children

Today’s Chart of the Day is from Barrons with data from Ameriprise showing the percentage of Americans who fund or are preparing to fund certain financial events for their children.

Chart of the Day

10/23/25

Chart of the Day: Rise of Niche Brands

Today’s Chart of the Day from FactSet was included in an article titled, “Startups Are Eating Big Food’s Lunch”, featured in the Wall Street Journal.

Chart of the Day

10/21/25

Chart of the Day: View on Sports Betting

With a nod to all the sporting events that take place in the fall, sharing today’s Chart of the Day from Topley’s Top 10, with data from the Pew Research Center, feels appropriate.

Chart of the Day

10/16/25

Chart of the Day: Top 10 Now, Not Then

Today’s Chart of the Day is from Mike Zaccardi @MikeZaccardi and shows the ten largest companies in the S&P in 10-year spans for the last 40 years starting in 1985.

Our memories can be short, and we often think that what is now has always been and will always continue. But from 20 years ago in 2005, the only company that is still in the top 10 is Microsoft. Just ten years ago, only four were.

But of course, things change—new companies and industries emerge as others wane—and in fact, many of the top ten companies from 20 to 30 years ago significantly underperformed the overall market afterwards and are no longer anywhere near the top.

Chart of the Day

10/14/25

Chart of the Day: How Long Will It Last?

Today’s Chart of the Day is from the National Association of Home Builders showing the life expectancy of parts and systems in your home.

Chart of the Day

10/9/25

Chart of the Day: 4.0% to 5.5% Rule

Today’s Chart of the Day is from an article called “ Why the 5% Rule is the New 4%” by Nick Maggiulli and includes a chart from Bill Benger’s new book called A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More.

Chart of the Day

10/7/25