Skip to content

Beware of scams involving fraudulent text messages, spoofed phone numbers and people impersonating bank employees.
Crews Bank & Trust will never contact you to request sensitive personal information, such as your online banking credentials, Social Security number or PIN. If you have questions or something doesn’t feel right, contact us directly at 888-406-2220.

Get Started 863-222-7005

Chart of the Day: Return Distributions

Three charts showing returns

Contents

Today’s Chart of the Day from Vanguard shows the distribution of returns from 1928 to 2024, for stocks, bonds, and a combined 60% stock/40% bond portfolio. It also shows where we have ended up in the last four years. 

Two interesting things to note:  

First: The spread of stocks is significantly wider and flatter from a 40% loss to a 40%+ gain, while bonds (except for a few outliers) are more concentrated in the -2% to 10% range. And when combining the two, as expected, there is a little less of both returns and losses. 

Second: Though it feels like we have had an odd few years, except for 2022, they were within a normal range.