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Chart of the Day: Three Years on Average

Crews Bank & Trust Wealth Management Services Feb 9, 2023
chart shows bear markets since WWII with red and green colors as indicators

Contents

Today’s Chart of the Day comes from A Wealth of Commons Sense and shows the number of “bear markets,” years with a 20%+ loss, since World War II. We were awfully close to one in 2022 with a 19% loss.

Clients ask, “Why do you suggest maintaining the range of a minimum of three years, with an average of seven, and a maximum of 10 years of spending in bonds?” The reason is, on average, markets are down three years, with the longest being seven. However, there was one period (in the extreme) in 1999 and 2008 where we had two bear markets that were very close. When combined, the market was down close to 10 years.

As we enter 2023, it is important to remain patient. We are only one year into this, and based on history, it’s not uncommon to experience another year or two before we work our way out.
Chart of the Day

About the Author

Crews Bank & Trust Wealth Management Services
Crews Bank & Trust Wealth Management Services

Experienced professionals from our wealth management services team can help you achieve a bright financial future through investment strategies tailored to you. We’ll show you all of the options available and help you choose the ones best suited to you. We’ll provide high-quality, personal service as we work toward your goals together. Our Portfolio Managers do not receive commissions on trades; our recommendations of investments are based solely on your best interests.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

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