Skip to content

All of our locations will be closed on Monday, Sept. 1, in celebration of Labor Day. Remember, you can bank anytime, anywhere with online and mobile banking.

Buying or building a home? We offer a variety of mortgage loans with terms that fit your financial needs. 
Loans subject to credit approval. NMLS #406389

Get Started 863-222-7005

Contents

Today’s Chart of the Day from J.P. Morgan shows the history of the 10-year Treasury yield and the “real” yield, which is what you have left after you subtract inflation. Even with the current rate of 3.8% as of mid-June 2023, when you subtract the current inflation of 4%, your “real” return is still -0.2%. Sadly, even though this number is improving, the real yield on bonds has been nearly zero or negative for the last 10 years.