Bowling Green Branch

A proud seventh-generation Arcadian, Justin joined Crews Bank & Trust in 2022, bringing deep local roots and a strong commitment to community leadership in his role as Area President for DeSoto and Hardee Counties. In August 2026, Justin was named Executive Vice President, Community Banking Officer. In his expanded role, Justin provides oversight and direct leadership for the bank’s legacy regions, including Englewood-Boca Grande, Charlotte County, Highlands County and Sarasota County. He works closely with other leaders to advance the bank’s customer-focused approach, support employee development and promote consistent communication across the organization.

Justin has extensive experience in commercial lending, financial management and marketing and is actively involved in numerous local organizations, including the South Florida State College District Board of Trustees, the DeSoto County Chamber of Commerce, the DeSoto County Economic Development Advisory Council, youth agricultural programs, the Arcadia Rodeo Association and Mt. Ephraim Baptist Church. Fussell earned an Associate of Arts degree from Santa Fe College and a Bachelor of Science in Agricultural Education and Communication from the University of Florida, with minors in management, sales in agribusiness and leadership.

Outside of work, Justin enjoys spending quality time with family and friends, traveling, and giving back through volunteer efforts that strengthen the community he proudly calls home.  

NMLS #803383

Christy is a fifth-generation Floridian who has remained in the Heartland area. She began her banking career with the Bank in 1990. Christy was an active member of the Kiwanis Club of Sebring for many years, serving as Treasurer. She is currently involved with the Bartow and Wauchula Chamber of Commerce. She recently joined the board for the Big Brother Big Sisters Hardee County Club. She enjoys the outdoors, including hunting and fishing, and spending time with her family.

Michelle joined Crews Bank & Trust in January 1990 and has held a variety of roles, learning from each position and steadily advancing into management. She began her career as a teller in Arcadia before transitioning to new account services in 1995. Two years later, she moved into the bookkeeping department, where she concluded her three-year tenure as head bookkeeper. In 2005, Michelle was promoted to Assistant Vice President of Retail Operations, and within four years, she earned the title of Vice President. In 2023, she was appointed the Regional Retail Administrator for the northern region of Crews Bank & Trust, and in March 2026, she rejoined the Arcadia team as Retail Banking Officer, where she has built relationships with many customers over the years. In August 2026, Michelle was promoted to Senior Retail Banking Officer, overseeing retail banking for the DeSoto and Hardee County areas. Her expanded role helps ensure continued service excellence and employee development.

A dedicated member of the DeSoto County community for more than 30 years, Michelle has volunteered with Arcadia Main Street, Arcadia Kiwanis Club, Arcadia Centennial Lions Club, and the DeSoto County Historical Society.

With more than 25 years in the financial services industry, Amy Underwood is a familiar face in Florida’s banking landscape. Born and raised in the Sunshine State, Amy’s roots run deep. Her career began in Tampa, followed by a brief time in Georgia, before she joined Crews Bank & Trust in 2016 as a personal banker, eager to make a difference in her community. 

Her dedication quickly paid off. In 2017, Amy became branch manager in Winter Haven, and just four years later, she was entrusted with leading the new Lakeland branch, balancing the needs of both locations while nurturing business growth. In 2024, she was promoted to Vice President, Business Relationship Banker.  

In May 2026, Amy embraced a new challenge, becoming Treasury Management Sales Officer for the Central Florida area, including DeSoto, Hardee, Highlands, and Polk Counties. In this role, she supports businesses with treasury management solutions designed to improve efficiency, help prevent fraud, manage cash flow, and support growth. Her expertise and community involvement have made her a respected figure throughout the region. 

Beyond her professional achievements, Amy holds an associate degree in business management and is actively involved with the Winter Haven Chamber of Commerce, serving as an Ambassador and past Chair of the Foundation Board, where she’s been honored as a Presidential Ambassador multiple times. She is also involved with the Auburndale Chamber of Commerce and the Lakeland Chamber of Commerce. 

When she’s not working or volunteering, Amy cherishes time with her daughter and grandson. She also enjoys reading, traveling, and spending time at the beach or in the mountains.

NMLS #2399572

Jennifer serves as Retail Banking Officer for Bowling Green. Proudly residing in Wauchula, she has been an integral part of the Bank for many years, serving in diverse roles such as teller, teller supervisor, personal banker, and branch operations manager. Prior to joining our Bank, Jennifer worked as a teller supervisor at another financial institution for three years.

Her journey in the banking industry began after graduating high school in 1995, followed by further education and completion of the Principles of Banking. In 2020, Jennifer earned the prestigious Universal Banking certification from the Florida Banking Association, enhancing her abilities to provide tailored financial solutions.

Beyond her professional pursuits, Jennifer is actively engaged in the community as a member of both the Ft. Meade Chamber and the Hardee County Chamber. Family holds a special place in her heart – she is happily married to her high school sweetheart, Noey. Together, they are blessed with two wonderful daughters and a son, and two beautiful grandbabies.

In her spare time, Jennifer loves to travel and spend time with her family.