Disclosures
If you use Crews Bank & Trust online or mobile banking, you have access to Crews Invest, Crews Bank & Trust’s digital investing platform. You are not required to create a digital investing account. If you do not access the tool in your online or mobile banking, no digital investing account relationship will exist, no fees will apply, and your information is not shared with third parties.
Crews Invest is offered through Eko Investments, Inc. Eko's "Investments as a Service" enables Crews Bank & Trust to offer digital investments directly in online and mobile banking. Eko Investments Inc is an SEC-Registered Investment Advisor. Securities and brokerage services are offered by Alpaca Securities LLC, an SEC-registered broker-dealer and member of FINRA/SIPC.
Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal. The value of stocks and any other investment securities fluctuates with market conditions; no one can guarantee that you'll make money from your investments; your investments may lose value; you may lose the entire principal amount you have invested.
Neither Crews Bank & Trust nor Eko makes any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Crews Bank & Trust or Eko's website or incorporated herein and takes no responsibility therefor. All such information is provided solely for convenience purposes and all users thereof should be guided accordingly. The bank is not responsible for and cannot give advice regarding self-directed investment accounts. Past performance is not a guarantee of future results. Any historical returns or expected returns are hypothetical in nature and may not reflect actual future performance.
Crews Invest fees vary depending on the type of portfolio selected and the underlying securities that make up the investment portfolio. For example, an investment in an Exchange Traded Fund (ETF) generally carries an imbedded fee or expense ratio for fund maintenance. Investments in stocks, bonds, or other types of securities generally do not carry the same fee structure as an ETF. As such, Self-Directed "Non-Discretionary" Portfolios are not assessed a Management Fee but may be subject to imbedded fees depending on security choice and allocation. Pre-Built "Limited-Discretionary Pre-Made" and Hybrid "Limited-Discretionary Hybrid" Portfolios will be assessed a .50% Management Fee. Management Fees are charged monthly in arrears and are automatically deducted from your Digital Investing account. For example, if you have an average balance of $1,000 in your Digital Investment account and choose either a Pre-Built Portfolio or Hybrid Portfolio you will pay $5.00 per year. ACH transfers initiated through this platform are subject to a maximum limit of $50,000 per transaction. Fees represented herein are subject to change in accordance with agreements executed with Eko Investments, Inc.
Transfers into your digital investing account may take up to five (5) Business Days; such uninvested cash will not be subject to financial gains or losses resulting from movement in market prices during that time period. Orders for withdrawals from your digital investing account may take up to five (5) Business Days to be placed, and transfer requests will not be made until sales have settled. It may take up to ten (10) Business days after a withdrawal has been initiated for the funds to arrive at the destination account. For complete details regarding limitations, view the complete legal disclosures at https://www.eko.investments/legal.
Why Use Crews Invest?
