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Since 1929, we’ve been helping Florida businesses like yours get the financing they need to grow. We know that no two loans are the same. Our lenders work with clients to understand their individual needs, so we can tailor a loan to fit their circumstances.

Loans subject to credit approval.

Borrowing Options

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Commercial Real Estate

We offer solutions to help meet your borrowing needs with flexible terms and competitive rates.

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Term Loans

Whether you’re considering a new commercial building or outgrowing your current facilities, we offer loan options that can help fund your growth.

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Lines of Credit

Manage your cash flow effectively with a business line of credit.

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Specialized Products

We provide specialized services for capital groups, CPAs, doctors, lawyers and more.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Mac Martin, Owner of United Country & Gulfland Real Estate

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On Our Minds

Line graph showing Cap rates on single-family rental property from 1950 to present.

Chart of the Day: History of Rental Rates

November 13, 2025

Today’s Chart of the Day comes from re:venture, a provider of real estate market data. The chart highlights single-family rental capitalization (cap)...

Your Money, Your Way: Online Banking Makes Life Easier

Your Money, Your Way: Online Banking Makes Life Easier

November 12, 2025

Let’s be realistic, life doesn’t always happen between 9 and 5. And you need to be able to pay bills while you’re in your pajamas, or send money from...

Line graph illustrating ice cream sales (blue) and shark attacks (red) over the course of a year.

Chart of the Day: Ice Cream vs. Shark Attacks

November 11, 2025

Today’s Chart of the Day is a little different than what I usually share. The chart compares ice cream sales and shark attacks over the course of a...