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All of our locations will be closed on Monday, Sept. 1, in celebration of Labor Day. Remember, you can bank anytime, anywhere with online and mobile banking.

Buying or building a home? We offer a variety of mortgage loans with terms that fit your financial needs. 
Loans subject to credit approval. NMLS #406389

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Business Borrowing

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Custom loans made for your business needs.

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Since 1929, we’ve been helping Florida businesses like yours get the financing they need to grow. We know that no two loans are the same. Our lenders work with clients to understand their individual needs, so we can tailor a loan to fit their circumstances.

Loans subject to credit approval.

Borrowing Options

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Commercial Real Estate

We offer solutions to help meet your borrowing needs with flexible terms and competitive rates.

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Term Loans

Whether you’re considering a new commercial building or outgrowing your current facilities, we offer loan options that can help fund your growth.

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Lines of Credit

Manage your cash flow effectively with a business line of credit.

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Specialized Products

We provide specialized services for capital groups, CPAs, doctors, lawyers and more.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Mac Martin, Owner of United Country & Gulfland Real Estate

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Blog

On Our Minds

Area map showing the composition of the US Bond market by sector from 2001 to 2024.

Chart of the Day: Government Bonds Dominate the US Bond Market

August 28, 2025

Today’s Chart of the Day is from Avantis Investors and shows the weighted percentage of bonds issued by various sectors of the market.

Black and white printed lists of the Top 40 and Bottom 40 occupations, ranked on their compatibility with AI.

Chart of the Day: AI and Compatible Jobs

August 26, 2025

Today’s Chart of the Day is from a study by Cornell University (arXiv.org) published in July 2025, called “Working with AI: Measuring the...

Line graph showing the ups and downs of the stock market, notated with various

Chart of the Day: Reasons to Sell

August 21, 2025

Today’s Chart is from @QCompounding showing 50+ "smart-sounding" reasons used to sell stocks since 1950 to 2020, all while the market went up 100(x)...