Skip to content

Online banking will undergo scheduled maintenance beginning at 9 p.m. on Saturday, July 18, and continuing into the early morning hours of Sunday, July 19. During this time, online banking may be intermittently unavailable. We apologize for any inconvenience.

Take the first step toward securing your legacy. Attend a complimentary estate-planning seminar.
Investment products are not insured by the FDIC, are not deposits, and may lose value.

Get Started 863-222-7005

More Stocks Than Ever in 401(k)

Crews Bank & Trust Wealth Management Services Sep 4, 2025
Line graph showing the average 401(k) equity allocation by various age groups.

Contents

Today’s Chart of the Day is from The Wall Street Journal, in an article titled “Americans’ 401(k)s Are More Tied to Stocks Than Ever.” The article shares a chart from Vanguard that goes back to 2008, showing that those under age 44 have about 85% of their funds in stocks and those over age 60 have about 60% in stocks.  

Two contributors for the record high:

  1. The stock market has done well, increasing an average of 15% a year for the last 15 years.
  2. More people are using Target-Date Funds, which generally invest in more stocks than someone who does it on their own.

Is this a good thing? In the short term, yes—as long as investors understand that the stock market is a long-term investment and can handle the ups and downs.
Chart of the Day

About the Author

Crews Bank & Trust Wealth Management Services
Crews Bank & Trust Wealth Management Services

Experienced professionals from our wealth management services team can help you achieve a bright financial future through investment strategies tailored to you. We’ll show you all of the options available and help you choose the ones best suited to you. We’ll provide high-quality, personal service as we work toward your goals together. Our Portfolio Managers do not receive commissions on trades; our recommendations of investments are based solely on your best interests.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Previous
Chart of the Day: Alcohol Attitudes
Next
Chart of the Day: Peak Vegas in 2016

Subscribe to Our Blog

Sign up to receive email notifications of our blogs.