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Chart of the Day: Vanishing Banks

chart shows over 14,000 banks in 1980 and just 4,236 in 2021

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There used to be a bank on every corner; however, today’s Chart of the Day from BlackRock shows a 71% decline in US banks since 1980.  Why? Large banks are able to spread the cost of increasing regulations, and this barrier makes it harder to start new, smaller banks.