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Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal. Fees may apply.

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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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Blog

On Our Minds

Time-series line chart tracking real average hourly earnings from the early 2000's to present.
Chart of the Day

Chart of the Day: Average Hourly Earnings

March 19, 2026

Today's Chart of the Day comes from @CharlieBilello and highlights real average hourly earnings in the US. “Real wages” (pay adjusted for inflation)...

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Stacked bar chart showing the % of homes that sold below, at, and above list price from 2012 to present.
Chart of the Day

Chart of the Day: U.S. Home Sales

March 17, 2026

Today's Chart of the Day is actually two charts from The Wall Street Journal article “The Housing Market Is Swinging Toward Buyers.”

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Vertical bar chart showing average company life span on S&P 500's Index from 1965 to 2030, in years, rolling 7-year average) and decades
Chart of the Day

Chart of the Day: S&P Incumbents

March 12, 2026

Today’s Chart of the Day from MSN reveals an important trend: S&P 500 companies aren’t holding onto their place in the index as long as they used to.

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