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Hurricane season is unpredictable. Your finances shouldn’t be. A Home Equity Line of Credit (HELOC) gives you access to funds when you need them most.

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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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Blog

On Our Minds

bar chart showing poorest in orange and richest in yellow
Chart of the Day

Chart of the Day: Worst Except for All Others

May 8, 2025

Today’s Chart of the Day from Visual Capitalist ranks the poorest 10% and richest 10% daily personal incomes in various countries.

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chart, spanning from 1990-2025, with lines showing the 30-year mortgage rate and 5-year treasury yield and comparing them to interest rates over that time.
Business

A Case for Not Waiting for Interest Rates to Drop

May 7, 2025

There has been much debate about whether the rising loan interest rates over the last five years (in some cases almost by 200%) are the primary...

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Bar graph showing average dollar amounts of inheritances received by various age groups.
Chart of the Day

Chart of the Day: Average Inheritance

May 6, 2025

Today’s Chart of the Day is the Average Inheritance by Age Group from a University of Pennsylvania survey of individuals who have received an...

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