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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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Blog

On Our Minds

Bar graph illustrating the probability of negative stock returns based on the S&P 500 total returns from 1929 to present, in various lengths of time from one-day to ten years.

Chart of the Day: Possibility of Loss

October 30, 2025

Today’s Chart of the Day is from Brian Feroldi from Bank of America Global Research, showing a chart from 1929 that shows as time horizons grow, the...

Bar graph illustrating the percentage of parents who fund, or are preparing to fund, certain financial events for their children, such as a first car or a wedding.

Chart of the Day: Percent That Give to Children

October 28, 2025

Today’s Chart of the Day is from Barrons with data from Ameriprise showing the percentage of Americans who fund or are preparing to fund certain...

Line graph illustrating the decline of several CPG companies compared to S&P 500 growth.

Chart of the Day: Rise of Niche Brands

October 23, 2025

Today’s Chart of the Day from FactSet was included in an article titled, “Startups Are Eating Big Food’s Lunch”, featured in the Wall Street Journal.