Lakeland Branch

Andrew, a native Floridian who was born and raised in Hardee County, joined the Bank in 2013.  He graduated from South Florida State College with a bachelor’s degree in business and the Florida Bankers Association School of Banking while serving as class vice president. Andrew is currently an active member of the Central Florida Development Council and the Lakeland TigerTown Rotary Club. Andrew’s focus is on helping his customers grow their business and partnering with them on their commercial needs.

When he's not working, he loves spending time with his wife, son, and other family. He enjoys outdoor activities, including fishing and being out on the water.

Born in Avon Park and raised in Winter Haven, Matt earned a Bachelor of Arts degree in economics with a minor in psychology from Emory University in Atlanta, where he was a dean’s list student. He and his family have lived in Lakeland since 1990. Matt has more than 30 years of experience in the banking industry in Polk County, serving as a commercial banker, business banker, and portfolio manager.

Matt and his wife of more than 34 years have two adult sons. He is a former council member for the Give Well Foundation, served 16 years on the Community Investment Team for United Way of Central Florida, was a booster for Harrison Performing Arts School guitar department and a volunteer for youth baseball. In his spare time, he enjoys reading, travel, sports, and spending time with family.

Brad joined the Bank as Vice President and Commercial Banker in August 2022. Brad has a connection to the central Florida area having spent twenty-five years in the financial industry there, with two decades focusing on commercial real estate lending. Brad works to support customers in their business decisions with a keen focus on growth and profit.

A sixth generation Floridian, Brad earned a Bachelor of Science in business administration and human resource management from Florida Southern College followed by consumer lending training. He began his finance career in 1996, obtaining five financial planning licenses and later completed his curriculum at Louisiana State University’s Graduate School of Banking in 2013. Throughout his career, Brad has gained experience in business and employee development, loan underwriting, and government regulations.

Brad is also an active member in the Polk County community, having participated in the Lakeland Chamber of Commerce, the Boys and Girls Club Committee, and most notably as a mentor to two teenage boys at Florida Baptist Children’s home.

When not at the bank, Brad spends time with his family 's “hobby herd” of about 40 cows, watching college football and hunting.

NMLS #1638769

Andrew joined the Bank as a Residential Lender. Born in New York and raised in Connecticut, Andrew received a bachelor’s degree in industrial technology from Central Connecticut State University in 2017. He joins the Bank with five years of experience at another financial institution. In his new position, Andrew will assist customers in the Polk County community with every step of the loan process.

Loans that Andrew can assist with include:

• Conventional loans to purchase your next home.
• FHA loans with flexible guidelines and down payment requirements.
• VA loans exclusively for veterans and military personnel.
• Refinance loans for home improvement projects and/or debt consolidation that can package high-interest debts like credit cards and medical bills into a single loan with a lower interest rate.
• Construction-to-permanent mortgage loans with a single closing.

In his spare time, he enjoys visiting the local theme parks and sharing his love of soccer with his son.

NMLS #1170956

Amy is a Business Banking Officer with 25 years of experience in Florida's banking industry. Born and raised in Florida, she currently resides in Lakeland. Prior to joining the Bank almost 7 years ago, her banking career was based primarily in Tampa, with a brief stint in Georgia.

She holds an associate degree in business management and actively supports the Winter Haven Chamber of Commerce as an Ambassador and is a member of the Winter Haven Chamber of Commerce Foundation. She is also the Chair of their Foundation board and has been awarded Presidential Ambassador several times. She is an active member of the Lakeland Chamber of Commerce and a member of the Junior League of Greater Lakeland.

Amy has a daughter and a grandson, the newest addition to her family.

During her free time, she enjoys reading, traveling, and spending time on the beach or in the mountains.

NMLS #877173

Scott garnered a wealth of banking and financial experience at banks in Lakeland and Riverview prior to joining the Bank in February of 2019. He served as a Branch Manager, Finance Center Manager, Vice President and Business Banker for various institutions. He proved adept at cross-training staff, increasing deposits, creating and monitoring loan programs, improving service and demonstrating high levels of community involvement.

Born and raised in Brooklyn, New York, he graduated from Canarsie High School. Scott moved to Florida in 1981. His extensive community involvement includes participating in the “Paint Your Heart Out” with the Lakeland Chamber of Commerce, delivering food to seniors through VISTE (Volunteers in Service to the Elderly), supplying dictionaries to low-income schools through the Rotary Club of Lakeland North and providing belts, underwear, shoes and socks to students in those schools through the Rotary’s BUSS program. Scott is a former Rotary president who earned Paul Harris Fellow recognition from the Rotary Foundation.

He and Lori, his wife of more than 30 years, are the parents of two adult daughters. Scott enjoys hiking in Montana, Oregon, Utah and Washington, cruising, Fantasy Football and photography (taking pictures wildlife and waterfalls). Most of all, he likes spending time with his family.

NMLS #457699

Originally from the Dominican Republic, Vladimir has been a Florida resident since 1991. Being fluent in English and Spanish enables him to communicate with a diverse array of customers.

Vladimir, who resides in Lakeland, began his banking career in 2000. He holds a Certificate in Banking Operations from Miami Lakes Education Center and has experience in sales, bank operations, management and customer service. He joined the Bank in March 2022.

Married for over 25 years, Vladimir and his wife have three children. When not at the office, he enjoys spending time with his family, cooking and dancing.