About Our Lee County Loan Office
Our loan production office (LPO) opened in Fort Myers in 2016 and moved to Cape Coral in 2019. We are open by appointment only.
As a Florida community bank, we make it our business to know local business. We’ve been financing the growth of Florida businesses since 1929, providing personalized loans designed for them specifically.
Loans subject to credit approval. NMLS #406389
Commercial Real Estate Loans
Here to Serve You
Our lending professionals are more than just employees — they bring years of experience in the local market to the customers they serve. We have the experience, knowledge and expertise to guide you through the borrowing process, and as local lenders, we’ll quickly provide answers to all your questions.
Flexible Loan Options
We’ve been financing the growth of Florida businesses since 1929, providing each with loans designed for them— not ‘cookie cutter’ loan products. Our lenders learn about each business they help. This way, they can provide a loan that meets their clients’ needs while also fitting their circumstances. We offer a variety of options for your commercial real estate loan, so you aren’t relying on a balloon loan as your only option.
Todd Rinehart, CCIM
Senior Vice President, Senior Commercial Banker
One of Southwest Florida’s leading business bankers, Todd joined the Bank in 2019. He has experience in all aspects of the banking industry, earning a reputation for providing exceptional service to his clients.
Todd started his banking career in 1978 while still in high school in Cape Coral, working part time as a high school cooperative education student while attending school full time. He has a thorough working knowledge of lending fundamentals, credit analysis, interest rate risk, and financial regulatory management and reporting.
A graduate of the Florida School of Banking at the University of Florida in Gainesville and the Graduate School of Banking at the University of Colorado in Boulder, Todd also earned a bachelor’s degree in business management at Barry University in Miami Shores, Fla. In 2024, Todd was awarded the Certified Commercial Investment Member designation by the CCIM Institute. The CCIM title signifies expertise in the commercial real estate profession.
Todd is the past president and current treasurer/secretary for the Southwest Florida Junior Golf Association and serves on the board of the Southwest District of the Florida CCIM Chapter, the premier organization for commercial investment real estate professionals. He is also a past chairman of the Chamber of Commerce of Cape Coral.
trinehart@crews.bank
Cristin Madden, CCIM
Vice President, Commercial Banker
Cristin was already a familiar figure in banking and commercial lending in Collier and Lee counties when she joined the Bank in 2016. She began her career as a credit analyst at a bank in Bonita Springs in 2000, was promoted to credit manager a year later, and became a vice president and Commercial Lender in 2004, which is the same position she currently holds here at Crews Bank & Trust.
At her first bank, Cristin grew an existing loan portfolio from $50 million to $130 million in a little over four years. Throughout her banking career, she has also served as a sales and service officer, portfolio manager and business banking relationship manager at banks in Collier and Lee counties.
Cristin earned a bachelor’s degree in public health at the University of Massachusetts and an MBA in finance at Florida Gulf Coast University. An underwriting specialist in commercial real estate and other fields, she has completed a variety of courses offered by the Risk Management Association (RMA) and Lorman Educational Services (LORMAN) pertaining to loan documentation, accounting, and construction law. In 2024, Cristin was awarded the Certified Commercial Investment Member designation by the CCIM Institute. The CCIM title signifies expertise in the commercial real estate profession.
Cristin is an active member of CREW (Commercial Real Estate Women), and CCIM SWFL chapter. She is a member of NABOR (Naples Area Board of Realtors) serving on the NABOR commercial committee and was the 2023 Chairperson. Cristin is also an active member of the Bonita Springs Downtown Alliance. Cristin graduated from the Greater Naples Chamber of Commerce Leadership Collier program in 2016. She has served as a board member, board Vice President, and board Treasurer for the Bonita Springs Lions Eye Clinic. Cristin has been a Junior Achievement volunteer as well as a member of the Bonita Springs Kiwanis Young Professionals and Reading Rocks at Bonita Springs Elementary.
cmadden@crews.bank
Nate Halligan
Vice President, Commercial Banker
Originally from Fairfax, Virginia, Nate moved to Fort Myers in 2012. He earned a Bachelor of Business Administration with a concentration in finance from Marymount University in Arlington, Virginia, and an MBA from University of Tennessee. He has more than a decade of banking experience, serving as a branch manager, wealth management specialist, small business and retail lender and Commercial Banker.
Nate is an active member of REIS (Real Estate Investment Society) of SWFL and servers as an adult leader with Cub Scouts in Lee County. He is a past member of the board of directors and finance committee for the Early Learning Coalition of SWFL.
Married for over 12 years, Nate and his wife have one son. When not at the office, he enjoys coaching youth soccer, spending time at beach and fishing.
nhalligan@crews.bank
