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Production of the U.S. penny has officially ended. Learn what this means for you.

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Consumer Credit Cards

Choosing the right credit card is easier than ever.

Credit Cards

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

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*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Blog

On Our Minds

Stacked bar graph showing the value of various retirement assets from 2000 to Q! 2025.

Chart of the Day: Value of Retirement Assets

February 3, 2026

Today's Chart of the Day, from Arbor Data Science using data from Investment Company Institute, shows the value of the assets that make up the...

Bar graph showing percentage of various aspects of workplace tasks have been favorably impacted by the use of AI.

Chart of the Day: AI = Improved Productivity + Efficiency

January 29, 2026

Today's Chart of the Day comes from a Gallup poll and shows the positive impact of AI in the workplace.

Chart showing the value and market share of global currencies.

Chart of the Day: US Dollar Dominates

January 27, 2026

Today's Chart of the Day, from YCharts, highlights the market share of the US dollar.