Winter Haven Branch

A Hardee County native, Andrew joined Crews Bank & Trust in 2013 and has built his career around helping customers achieve their business goals. He earned a bachelor’s degree in business from South Florida State College and graduated from the Florida Bankers Association School of Banking, where he served as class vice president.

Andrew remains active in his community through his involvement with the Central Florida Development Council and the Lakeland TigerTown Rotary Club. He is passionate about supporting local businesses and partnering with customers to meet their commercial banking needs.

Outside of work, Andrew enjoys spending time with his wife, sons and extended family. He also loves the outdoors, especially fishing and spending time on the water.

When Robin joined the Bank in November of 2019, he brought with him more than 30 years of banking experience, including proficiencies in lending, underwriting and loan management. Robin grew up in Orlando and has lived in Central Florida for 15 years. He has a strong understanding of the business community and is committed to providing business owners the service they deserve.

Robin graduated from the University of Central Florida with a BSBA (Bachelor of Science in Business Administration) degree in finance and has been involved with various Central Florida Chambers of Commerce. He has a son who is a physician's assistant and lieutenant in the Florida National Guard and a daughter who is an ICU nurse.

Since joining Crews Bank & Trust in January 2017 as a Business Banker, John has been a driving force behind building new business relationships and deepening service to existing customers across the Polk County market. He became a Commercial Banker in October 2019 and has continued to serve Polk County, working alongside the Winter Haven and Lakeland teams to support the region’s growth goals with practical, relationship-first guidance.

A seventh-generation Floridian born in Lakeland, John attended Bartow Senior High School and earned a business administration degree in finance from the University of South Florida. He later graduated from Louisiana State University’s Graduate School of Banking.

John is active in the community through his membership in the Winter Haven and Bartow Chambers of Commerce. Outside of work, he enjoys spending time with his family, hunting, fishing, watching college football, planting trees, and improving wildlife habitats.

NMLS# 595656

Amanda joined the Bank in 2025 as a Residential Lending Officer, bringing with her over 17 years of experience in the banking industry. Prior to joining the Bank, she served as Vice President, Residential and Consumer Lending Officer, and Branch Manager at another financial institution in Florida.

Before transitioning into banking, Amanda spent several years in the insurance industry, further broadening her financial expertise. She currently holds Series 6 and 63 Investment and Investment Law licenses.

Amanda is committed to giving back to her community. She has been an active member of the East Polk County Association of Realtors and the Polk County Builders Association. Her leadership roles include serving on the boards of Girls, Inc. of Winter Haven and Kiwanis of Winter Haven. She has also led as the Winter Haven Chamber Ambassador and contributed to the Polk State Alumni Association.

A proud native of Haines City, Amanda comes from a family of lifelong Floridians. She now lives and works in Winter Haven. Outside of work, Amanda enjoys spending time with her family, attending sporting events, reading, and staying active outdoors. She is also an active member of her church, the Winter Haven Worship Center.

NMLS #1170956

With more than 25 years in the financial services industry, Amy Underwood is a familiar face in Florida’s banking landscape. Born and raised in the Sunshine State, Amy’s roots run deep. Her career began in Tampa, followed by a brief time in Georgia, before she joined Crews Bank & Trust in 2016 as a personal banker, eager to make a difference in her community. 

Her dedication quickly paid off. In 2017, Amy became branch manager in Winter Haven, and just four years later, she was entrusted with leading the new Lakeland branch, balancing the needs of both locations while nurturing business growth. In 2024, she was promoted to Vice President, Business Relationship Banker.  

In May 2026, Amy embraced a new challenge, becoming Treasury Management Sales Officer for the North market areas, including DeSoto, Hardee, Highlands, and Polk Counties. Her expertise and community involvement have made her a respected figure throughout the region. 

Beyond her professional achievements, Amy holds an associate degree in business management and is actively involved with the Winter Haven Chamber of Commerce, serving as an Ambassador and past Chair of the Foundation Board, where she’s been honored as a Presidential Ambassador multiple times. She is also involved with the Auburndale Chamber of Commerce and the Lakeland Chamber of Commerce. 

When she’s not working or volunteering, Amy cherishes time with her daughter and grandson. She also enjoys reading, traveling, and spending time at the beach or in the mountains.

NMLS #1235298

Karla Huaman was promoted to Assistant Vice President, Retail Banking Officer of Crews Bank & Trust in 2024. She oversees both the Winter Haven and Lakeland branches, managing the day-to-day operations and creating a focused business plan for future growth and success in the Polk County area.

Karla was born in Peru and grew up in New York. She moved to Florida in 2018. She began working with the Bank in 2021 as a personal banker, bringing over 20 years of experience in the banking industry with her. At her previous financial institution, Karla served as a branch operations manager.

When not at work or volunteering, Karla enjoys spending time with her three children and visiting family around the globe including destinations such as Japan, Canada and Spain. She also dedicates some of her free time giving back to her community by participating in local food drives and distributing food to those in need.