Why Choose Online Banking? Our Top 10 Reasons

Mary’s days are busy from the moment she wakes up until well into the evening, juggling her three kids in school, sports and dance classes, a full-time job, and a new puppy. When she received a late fee just because she didn’t have a stamp handy to mail her bill on time, she knew something had to change.

That’s when she discovered online banking. Setting it up was easier than she expected. She immediately enrolled in bill pay and scheduled recurring payments for her mortgage and car. No more writing checks or rushing to the post office for her!

Now, Mary pays bills from her phone while waiting at baseball practice and she can spend more time training that new puppy.

Managing your money should be simple, safe, and convenient. Crews Bank & Trust's online banking tools offer powerful features—from real-time account updates to paying bills 24/7—that help you stay in control of your finances, wherever you are and whenever it’s convenient for you.

(To make it as easy as possible, we have a whole library of step-by-step video tutorials to help you get started: Mobile Banking How-To Videos)

Our Top 10 Reasons to Choose Online Banking:

24/7 Access

You can check balances, transfer funds, or pay bills anytime, anywhere. No more arranging your life around bank hours or worrying about paying bills while on vacation. It’s always available to you on your computer, laptop, tablet or smartphone.

Security

Paper statements can be lost or stolen from the mailbox, and they take up space. Online banking is protected with encryption and secure logins to ensure the safety and privacy of your banking activities. If your device supports it, enable biometrics (facial, fingerprint or voice recognition) for added security. You can even request two-factor authentication (2FA) for an extra layer of protection.

With online banking, you can monitor your accounts regularly for suspicious activity and set up alerts for large transactions or login attempts to help prevent fraud before it happens.

Less Paper Clutter

No more filing cabinets full of old statements. Online statements are organized, easy to find, and always at your fingertips. Online statements look like paper statements, but you can get them faster and find them more easily.

How to sign up for online statements

You can also view front and back images of cleared checks. Everything is stored online for you so you can clear out those file cabinets!

Mobile Check Deposit

You can deposit checks anytime you like without having to visit a branch, simply by signing the check and taking a picture of it through the bank's app. 

Enroll an account to accept mobile check deposits

How to deposit a check

Easy Recordkeeping

Need a statement for taxes, budgeting, or a loan? You can download and print past statements with just a few clicks. You won’t miss sorting through all your old statements to find the one you need. Crews Bank & Trust supports downloads into Quicken® and QuickBooks®, streamlining bookkeeping for your personal or business finances.

Faster Payments

Pay bills and move money quickly using transfers or Zelle®*, without writing checks, buying stamps, or making extra trips to the branch or post office. And in Bill Pay, you can use the recurring payment feature, which gives you the peace of mind that important payments, like your mortgage, car or tuition bills, will always be sent when you want them to go— no matter where you are or without having to remember to do it.

*To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Zelle is available. Zelle is not available for Crews Bank & Trust business accounts.  

Using Bill Pay lets you:

• Save time by sending the payment electronically vs snail-mail
• Pay any person or business online without writing checks
• Schedule multiple payments from a single screen
• Access bill payment status and history online
• Receive and pay electronic bills ("e-bills") from many companies
• Make one-time or recurring bill payments to individuals or companies 

Alerts & Notifications

Stay on top of your money with customizable alerts. Get notified by email and/or texts about deposits, low balances, or unusual activity right away. You choose what alerts you want and how you want to receive them.

Environmentally Friendly

By choosing online statements, you’re helping reduce paper waste, ink, and fuel used in printing and mailing. It's an easy step toward protecting the planet.

Save Money

Avoid paper statement fees and save on postage and checks. By setting up automatic payments for bills and loans, you’ll reduce the risk of missing due dates and incurring late fees. And being able to view your balance 24/7 and using alerts will help to avoid overdrawing your account, which can lead to costly fees.

More Control

Manage your finances more effectively with tools for automatic payments, spending tracking, and budget insights. Seeing transactions as they happen helps you track spending and catch errors or fraud early. You can also customize your online dashboard with nicknames for your accounts and hide accounts from the main screen if you don't need to see them all the time. If you have a loan, you can see the balance, payments made and watch as you pay off the balance.

The Bottom Line

Online banking gives you more convenience, more security, and more control than paper statements ever could. If you haven’t already, now is the perfect time to make the switch and experience the benefits of managing your money online.

Crews Bank & Trust does not charge for basic Online Banking, Mobile Banking, or Bill Pay. Internet service provider fees and other standard wireless carrier charges may apply, such as charges associated with text messaging and data usage on your phone. Check with your internet provider and wireless phone carrier for more information. Certain services within Online Banking, Mobile Banking, and Bill Pay may be subject to additional fees. Please refer to our fee schedule for details.