Your Weekly
Financial Forecast

Why Choose Online Banking? Our Top 10 Reasons

Mary’s days are busy from the moment she wakes up until well into the evening, juggling her three kids in school, sports and dance classes, a full-time job, and a new puppy. When she received a late fee just because she didn’t have a stamp handy to mail her bill on time, she knew something had to change.

That’s when she discovered online banking. Setting it up was easier than she expected. She immediately enrolled in bill pay and scheduled recurring payments for her mortgage and car. No more writing checks or rushing to the post office for her!

Now, Mary pays bills from her phone while waiting at baseball practice and she can spend more time training that new puppy.

More

Crews Treasury Pro: Run Your Business Beyond the Office

In today’s fast-paced business world, managing payments and cash flow shouldn’t slow you down. That’s where Crews Treasury Pro steps in—your all-in-one treasury management solution designed to simplify digital transactions, enhance security, and give you full visibility into your financial operations—from your computer or your phone!

More

Consumer Loans: We Have a Loan Option for Your Lifestyle

Consumer loans play an important role in helping our customers manage financial needs, whether for purchasing or refinancing a car, consolidating debt, or covering unexpected expenses. Understanding how these loans work and the different types available can help you make informed borrowing decisions.

More

Microsoft is NOT Contacting You!

There is a myriad of scams that we need to be wary of these days. A very common scam that is easy to fall for is a tech support scam.

More

Home Equity Line of Credit: An Unexpected Safety Net for Storm Season

Hurricane season in Southwest and Central Florida can be unpredictable and we’ve certainly had our share of storms recently. The sight of snapped off trees and blue tarped roofs has become all too familiar with locals. We can't stop Mother Nature from doing her thing, but we can take a proactive approach to protecting what is typically one's most valuable asset - our home.

More

Teaching Children About Money: A Guide for Every Age

Teaching children about money from an early age helps them develop valuable financial habits that will last a lifetime. The lessons you teach should become more detailed and practical as they get older. The Financial Resources page on the Crews Bank & Trust website has several linked teaching sites for children (Resources) based on age to help get the conversation started.

More

Protect Yourself from Tax Scams This Season

It’s that time of year again - tax season. Let’s not let the fraudsters cash in on our hard-earned money or steal our identity.

More

How to Spot and Avoid Romance Scams

Love - it’s the universal language that makes the world go ‘round, and unfortunately, the perfect cover for scammers. In the age of swipes, likes, and video chats, finding a soulmate online is more common than ever. According to Statista, a statistics portal, "...over 17 percent of the population of the United States were using online dating services, translating to almost 60 million users."   

Cybercriminals are equal opportunity scammers - both men and women can be, and often are, duped by these sneaky tactics. 

More

How to Strengthen Your Commercial Real Estate Loan Application

Commercial real estate (CRE) loans are critical for business owners and investors looking to acquire, develop, or renovate properties. Whether you're expanding your portfolio or investing in your first property, understanding what lenders consider before underwriting a loan can make a significant difference in your loan application’s success. Preparation can be the key to a smoother process, better terms, and increased approval chances. Let’s break down the primary factors that CRE lenders evaluate and how you can position yourself for success.

More

DON’T CLICK THE LINK! How to Prevent Falling Victim to Phone Scammers

According to Consumer Affairs, in 2023, there were over 310 million smartphone users in the US. Text message open rates are estimated to be as high as 98% compared to only a 20% open rate for emails, so it’s no wonder cyber criminals are focusing on texts! If you own a smart phone, you’ve likely been the recipient of a smishing text. Would you be able to tell?

More

To Rent or Own Your Commercial Real Estate? That Is the Question!

As a business owner, you face many critical decisions, and one of the most impactful is whether to rent or own your commercial real estate (CRE). Your decision will affect your business's cash flow, long-term growth, and even its stability. Both options have their own benefits, and understanding the differences can help you make an informed choice.

More

Navigating the Application Process for Business Lines of Credit

You know your business needs money but what is the best option? Would a traditional business loan or a business line of credit be better for your situation?

More

Tips for Securing a Commercial Real Estate Loan

Securing a commercial real estate loan can be a pivotal step in expanding your business, investing in property, or achieving various financial objectives. However, the process can often be complex and overwhelming. Here are seven tips to help you navigate and secure a commercial real estate loan effectively.

More

Understanding SBA Loans and How They Compare to Conventional Loans

When it comes to financing a small business, navigating loan options can be overwhelming. Small Business Administration (SBA) loans and conventional loans are two of the most common choices.

More

Your Business, Your Terms. Explore Commercial Loans Tailored To Your Vision.

Whether laying the foundation of a new venture or scaling up an existing one, obtaining the right financing is crucial. At Crews Bank & Trust, we strive to meet the needs of our communities and since 1929 we’ve been doing just that. 

In this blog, we’ll break down the basics of different commercial loans to provide the knowledge you need before making your next business decision.

More