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Chart of the Day: Lifespan vs. Healthspan

Chart showing the growing gap between life expectancy (blue line) and health-adjusted life expectancy, or Healthspan, (blue line) by year and age.

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Today’s Chart of the Day is from A Teachable Moment by Tony Isola and one to keep in the back of your mind. In financial planning, we talk about both average lifespan and healthspan, which is the time in your life during which you still feel good, are active, and are free from disability and disease. According to the Institute for Health, this is up to age 65 and has not changed since 1990.  However, due to medical advances, the gap between the two has increased from 10.8 years to 12.7 years as life expectancy has increased from 75 to 77 years.