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Chart of the Day: Not Risking is the Highest Risk

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer May 15, 2025
investment in the market is shown in blue and cash is shown in red

Contents

Today’s Chart of the Day from @petermallouk on X and shows the value of a dollar invested in the S&P 500 vs. sitting in cash for the last 30 years. It is always tempting to “not take the risk” of investing, but, over the long-term, history shows us that not taking the risk is the far riskier option.

This thought process is demonstrated by the value of a dollar going to only $0.47 after 30 years in cash vs. the $19.58 invested in the market. This reminds me of what Robert Arnott says, "In investing, what is comfortable is rarely profitable."
Chart of the Day

About the Author

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer
Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

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