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Business Term Loans

Loans to Fit Your Business Needs

We make loans convenient with a quick, easy approval process with local experienced lenders.

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Whether you’re expanding your facilities, replacing equipment or making renovations, we have the financing tools to help you.

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Equipment Loans

Equipment loans are loans you use to buy business equipment, such as:

  • Vehicles
  • Office and industrial equipment
  • Accounts Receivable loans
  • Fixtures or furniture

Equipment loans are secured by the equipment itself. This means that, instead of putting up collateral such as your house or your business assets, the collateral is the item itself.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Jim Benson, Owner of Paradise Exclusive

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Blog

On Our Minds

Bar graph illustrating the percentage of parents who fund, or are preparing to fund, certain financial events for their children, such as a first car or a wedding.

Chart of the Day: Percent That Give to Children

October 28, 2025

Today’s Chart of the Day is from Barrons with data from Ameriprise showing the percentage of Americans who fund or are preparing to fund certain...

Line graph illustrating the decline of several CPG companies compared to S&P 500 growth.

Chart of the Day: Rise of Niche Brands

October 23, 2025

Today’s Chart of the Day from FactSet was included in an article titled, “Startups Are Eating Big Food’s Lunch”, featured in the Wall Street Journal.

Chart showing the changes in public opinion of sports betting, with data from 2022 and 2025.

Chart of the Day: View on Sports Betting

October 21, 2025

With a nod to all the sporting events that take place in the fall, sharing today’s Chart of the Day from Topley’s Top 10, with data from the Pew...