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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Bar graph from 1800 - 2025 showing how the biggest sector in the U.S. market has changed over time.
Chart of the Day

Chart of the Day: Evolution of the Market Sectors

November 6, 2025

Today’s Chart of the Day from Goldman Sachs takes a look at how the biggest sector in the U.S. stock market has changed over time, from 1800 to...

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Line graph showing the highs and lows of the cost of gold divided by the average hourly earnings of all US employees, from 1929 to 2019.
Chart of the Day

Chart of the Day: Gold vs Hourly Wage

November 4, 2025

Today’s Chart of the Day comes from the Gold Market Chartbook and shows how many hours of work it takes to buy one ounce of gold.

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Bar graph illustrating the probability of negative stock returns based on the S&P 500 total returns from 1929 to present, in various lengths of time from one-day to ten years.
Chart of the Day

Chart of the Day: Possibility of Loss

October 30, 2025

Today’s Chart of the Day is from Brian Feroldi from Bank of America Global Research, showing a chart from 1929 that shows as time horizons grow, the...

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