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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Infographic on overconfidence bias showing that 65% of Americans believe they have above-average intelligence and 73% believe they are above-average drivers.
Chart of the Day

Chart of the Day: Overconfidence Bias

September 24, 2026

Today’s Chart of the Day from Schwab Asset Management's blog, Overconfidence bias, highlights a well-known concept in behavioral finance:...

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Family standing in front of new home
Buying a home

Florida Home Buying: Mortgage Tips for Buying a Home with Confidence

September 23, 2026

Searching for a home in Florida often starts with a simple question: How much house can I afford? From mortgage preapproval and loan options to...

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Chart of the Day: The Average Millionaire
Chart of the Day

Chart of the Day: The Average Millionaire

September 22, 2026

Today’s Chart of the Day pulls data from several sources to show what it really takes to become the average millionaire.

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