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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Upright stacked bar graph with separate bars representing paid and unpaid work for men and women, using blue to illustrate paid work and orange for unpaid work.
Chart of the Day

Chart of the Day: Women Work More Than Men

April 9, 2026

Today’s Chart of the Day from Statista breaks down how men (arrow) and women (cross) around the world spend their time on both paid and unpaid work...

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Middle-aged African American woman in orange jacket using her cellphone's mobile wallet to pay at a coffee shop.
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Debit Card + Mobile Wallet = A Smart Way to Pay

April 8, 2026

Credit cards, cash and checks all have their place, but if you are looking for simplicity with security and budget control, look no further – your...

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Map of the United States with shading to illustrate the percentage of Adjustable-Rate Mortgages by state, with the color deepening as the percentage increases.
Chart of the Day

Chart of the Day: ARM Loans

April 7, 2026

Today's Chart of the Day from the Wall Street Journal article "How Homeowners Are Turning to Adjustable-Rate Mortgages, in Charts" addresses the data...

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