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All of our locations will be closed on Monday, Sept. 1, in celebration of Labor Day. Remember, you can bank anytime, anywhere with online and mobile banking.

Buying or building a home? We offer a variety of mortgage loans with terms that fit your financial needs. 
Loans subject to credit approval. NMLS #406389

Get Started 863-222-7005

COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Area map showing the composition of the US Bond market by sector from 2001 to 2024.
Chart of the Day

Chart of the Day: Government Bonds Dominate the US Bond Market

August 28, 2025

Today’s Chart of the Day is from Avantis Investors and shows the weighted percentage of bonds issued by various sectors of the market.

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Black and white printed lists of the Top 40 and Bottom 40 occupations, ranked on their compatibility with AI.
Chart of the Day

Chart of the Day: AI and Compatible Jobs

August 26, 2025

Today’s Chart of the Day is from a study by Cornell University (arXiv.org) published in July 2025, called “Working with AI: Measuring the...

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Line graph showing the ups and downs of the stock market, notated with various
Chart of the Day

Chart of the Day: Reasons to Sell

August 21, 2025

Today’s Chart is from @QCompounding showing 50+ "smart-sounding" reasons used to sell stocks since 1950 to 2020, all while the market went up 100(x)...

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