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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Bar chart showing percentages of top-ranking US New Year's resolutions.

Chart of the Day: Top New Year's Resolutions

January 22, 2026

This chart comes from Statista and displays New Year’s resolution data for 2026.

Smiling young couple with baby sitting at a banker's desk reviewing documents.

What Happens If You Don’t Have an Estate Plan?

January 21, 2026

Contrary to popular belief, estate planning isn’t just for the wealthy—it’s for anyone who wants to protect their loved ones and ensure their wishes...

Line graph illustrating equities and real estate as a percentage of net worth from 1951 to 2025.

Chart of the Day: Net Worth in Stocks

January 20, 2026

Today's Chart of the Day, shared by dc_economics on Instagram, highlights a shift from historical trends related to household net worth.