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Chart of the Day: Atomic Habit of 1%

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer Jan 30, 2025
blue chart showing 1% increase overtime

Contents

Today’s Chart of the Day is a little different than others, but one to think about. It’s from the book Atomic Habits by James Clear written in 2018. In a nutshell, if you identify a goal, such as walking more, reducing calories, reading more, or connecting more with friends, and if you increase that activity just 1% every day, in one year the results are exponential, just like atomic energy. This is also relevant to saving and investing. Even if you start out small, being consistent and adding 1% each time you can has a significant impact on your future. 
Chart of the Day

About the Author

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer
Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

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Chart of the Day: Return Distributions

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