Skip to content
Get Started 863-222-7005

Home Equity Lines of Credit

Hurricane season is unpredictable. Your finances shouldn’t be.

A Home Equity Line of Credit (HELOC) with a no-cost closing gives you access to funds when you need them most.

CBT HELOC

Hurricane Season is Unpredictable. Your Finances Shouldn't Be.

Apply today for a Home Equity Line of Credit (HELOC) with: 

  • No-Cost Closing

  • No Payments Until You Use It

Request a Free, No Obligation HELOC Quote

CBT HELOC

Loans subject to credit approval. NMLS #406389 

A Home Equity Line of Credit (HELOC) can be used for storm-proofing your home, covering emergency expenses, handling unexpected repairs, and more. 

Don't wait until it's too late. Start your HELOC application today!

Apply for a Home Equity Line of Credit with a no-cost closing. With a HELOC, the options are almost endless.

Checklist of Required Documents and HELOC Disclosures

Loans subject to credit approval. NMLS #406389

What Can a HELOC Be Used For?

Artboard 9@2x-2-1

Smart Borrowing for Home Protection

Use your home’s equity to invest in storm shutters, a generator, a new roof, or other upgrades that can help protect your property and save on repairs later.

Artboard-2024-icon-medical-office

Peace of Mind Before the Storm

Prepare confidently knowing you have a financial safety net in place for emergency supplies, evacuation costs, or unexpected expenses.

Artboard-2024-icon-trust

Access to Funds When You Need Them

A HELOC gives you flexible access to cash, so you’re ready to respond quickly before, during, or after a hurricane.

Artboard 19@2x

Remodeling

Whether you need to upgrade the kitchen or bathroom, or add a garage, a HELOC can fund the project from start to finish.

Artboard 20@2x-1

Swimming Pool or Patio

Backyard BBQs will never be the same with a new swimming pool or patio. Use a HELOC to cover all the costs, including a new grill.

Artboard 24 copy 2@2x-1

Major Life Events

Pay for a wedding, higher education, dream vacation or other major life event.

Artboard 24 copy 3@2x-1

Higher Interest Debt

Pay off higher interest debt. Consider consolidating higher interest debt such as credit cards.

Artboard 24 copy 4@2x-1

Unexpected Expenses

Cover unexpected expenses. Use a HELOC to repair a leaky roof or replace your worn out air conditioning unit.

Blog

On Our Minds

Bar graph showing the growth of a hypothetical investment of $5,000 at various times of the year vs holding the same amount in a cash-only portfolio, from 1990-2025.

Chart of the Day: Cash is Rarely King

August 6, 2026

Today’s Chart of the Day from Fidelity’s "2026 Cash is Rarely King" presentation explores the outcomes of investing $5,000 at different points...

Middle-aged woman with glasses and long brown hair, crouching down to be eye-level with two young children in school uniforms preparing to get on a school bus.

Saving for College: A Practical Guide for Families

August 5, 2026

College can be one of the biggest investments a family makes, but saving for college does not have to feel overwhelming. Whether your child is in...

Chart of the Day: Summer Travel Demand

Chart of the Day: Summer Travel Demand

August 4, 2026

Today’s Chart of the Day from Data Appeal Mabrian and featured in the GTP's (Greek Travel Pages) Headlines article "Athens Leads Southern Europe in...