Skip to content

Thinking about your family's future? Attend one of our upcoming Trust Seminars and learn how thoughtful planning can make a lasting difference. Register here.
Investments are not FDIC insured, not deposits, and may lose value.

Get Started 863-222-7005

Home Equity Lines of Credit

Hurricane season is unpredictable. Your finances shouldn’t be.

A Home Equity Line of Credit (HELOC) with a no-cost closing gives you access to funds when you need them most.

CBT HELOC

Home Equity Made Simple

A Home Equity Line of Credit (HELOC) with: 

  • No-Cost Closing

  • No Payments Until You Use It

Request a Free, No Obligation HELOC Quote

Real estate sale, home savings, loans market concept_ Housing industry mortgage plan and residential tax saving strategy_ Piggy bank isolated outside -Jun-09-2022-06-21-23-46-PM

Loans subject to credit approval. NMLS #406389 

A Home Equity Line of Credit (HELOC) can be used for storm-proofing your home, covering emergency expenses, handling unexpected repairs, and more. 

Don't wait until it's too late. Start your HELOC application online today!

Apply for a Home Equity Line of Credit with a no-cost closing. With a HELOC, the options are almost endless.

Checklist of Required Documents and HELOC Disclosures

Loans subject to credit approval. NMLS #406389

What Can a HELOC Be Used For?

Artboard 9@2x-2-1

Smart Borrowing for Home Protection

Use your home’s equity to invest in storm shutters, a generator, a new roof, or other upgrades that can help protect your property and save on repairs later.

Artboard-2024-icon-medical-office

Peace of Mind Before the Storm

Prepare confidently knowing you have a financial safety net in place for emergency supplies, evacuation costs, or unexpected expenses.

Artboard-2024-icon-trust

Access to Funds When You Need Them

A HELOC gives you flexible access to cash, so you’re ready to respond quickly before, during, or after a hurricane.

Artboard 19@2x

Remodeling

Whether you need to upgrade the kitchen or bathroom, or add a garage, a HELOC can fund the project from start to finish.

Artboard 20@2x-1

Swimming Pool or Patio

Backyard BBQs will never be the same with a new swimming pool or patio. Use a HELOC to cover all the costs, including a new grill.

Artboard 24 copy 2@2x-1

Major Life Events

Pay for a wedding, higher education, dream vacation or other major life event.

Artboard 24 copy 3@2x-1

Higher Interest Debt

Pay off higher interest debt. Consider consolidating higher interest debt such as credit cards.

Artboard 24 copy 4@2x-1

Unexpected Expenses

Cover unexpected expenses. Use a HELOC to repair a leaky roof or replace your worn out air conditioning unit.

Blog

On Our Minds

Chart of the Day: Global Demand for U.S. Stocks

Chart of the Day: Global Demand for U.S. Stocks

October 29, 2026

Today’s Chart of the Day from Emerging Trajectories' U.S. Households: Stock Ownership, Leverage, and Systemic Risk presents data on foreign inflows...

Chart of the Day: Earnings on a Roll

Chart of the Day: Earnings on a Roll

October 27, 2026

Today's Chart of the Day from BlackRock's New stock market stories from Q2 2026 earnings shows key earnings data for the S&P 500 dating back to 1997.

Chart of the Day: Midterm Elections

Chart of the Day: Midterm Elections

October 23, 2026

Today's Chart of the Day uses data from The White House Historical Association, YCharts, and Morningstar to explore how U.S. stock markets have...