Skip to content

Small business? Turn your phone into an on-the-go card reader with Tap2Local.

Take the first step toward securing your legacy. Attend a complimentary estate-planning seminar.
Investment products are not insured by the FDIC, are not deposits, and may lose value.

Get Started 863-222-7005

Lines of Credit

Be Prepared by Establishing a Business Line of Credit.

A line of credit for your business gives you the money you need to fill any cash-flow gaps.

Talk to an Expert.

Buffalo-Graffix-Testimonial_4K.00_00_09_08.Still001
Lines of credit allow for flexible financing for a wide variety of uses.
Loans subject to credit approval.
Artboard 19 copy 2@2x-1

Replenish Inventory

An inventory line of credit can provide the essential lifeline businesses need to keep their cash flowing and help you grow.

Artboard 20 copy 2@2x-1

Purchase Additional Real Estate

A line of credit secured by your existing real estate may be used to accommodate the quick purchase of additional real estate.

Artboard 22 copy 30@2x-1

Pay Bills

Rather than making immediate payments on a balance from a traditional loan, a line of credit lets you gradually repay your balance based on your business’s cash flow cycle.

Artboard 22 copy 13@2x-1

Enhance Cash Flow

A business line of credit provides the ultimate flexibility and control for business owners to effectively manage their cash flow.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Shelley Brooks, VP of Finance Boys & Girls Clubs of Sarasota and Desoto Counties

rmz-realty_final (Original).00_00_12_05.Still001

Our team of lenders is here to help. Reach out to us today.

Contact Us

Blog

On Our Minds

Map of the US with each state highlighted based on its combined state and average sales tax rate, with gray representing no tax, and ranging from yellow (lowest) to dark purple (highest.)

Chart of the Day: How High Sales Tax by State?

July 23, 2026

Today’s Chart of the Day from the Tax Foundation’s "2026 Sales Tax Rates | Sales Taxes by State" highlights combined state and local sales tax rates...

Graph showing the breakdown of profitable vs. unprofitable bettor accounts on Polymarket.

Chart of the Day: Why Almost Everyone Loses

July 21, 2026

Today's Chart of the Day from The Wall Street Journal article "Why Almost Everyone Loses—Except a Few Sharks—on Prediction Markets" explores what...

Bar graph from 5/1928 to present illustrating the number of days the S&P 500 has shown positive index + negative breadth or vice versa.

Chart of the Day: The Costanza Market

July 16, 2026

Today's Chart of the Day is from Jason Goepfert on X: "It has been a Costanza market* to a historic degree. Never before has the S&P 500 index gone...