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Production of the U.S. penny has officially ended. Learn what this means for you.

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Lines of Credit

Be Prepared by Establishing a Business Line of Credit.

A line of credit for your business gives you the money you need to fill any cash-flow gaps.

Talk to an Expert.

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Lines of credit allow for flexible financing for a wide variety of uses.
Loans subject to credit approval.
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Replenish Inventory

An inventory line of credit can provide the essential lifeline businesses need to keep their cash flowing and help you grow.

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Purchase Additional Real Estate

A line of credit secured by your existing real estate may be used to accommodate the quick purchase of additional real estate.

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Pay Bills

Rather than making immediate payments on a balance from a traditional loan, a line of credit lets you gradually repay your balance based on your business’s cash flow cycle.

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Enhance Cash Flow

A business line of credit provides the ultimate flexibility and control for business owners to effectively manage their cash flow.

SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Shelley Brooks, VP of Finance Boys & Girls Clubs of Sarasota and Desoto Counties

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Blog

On Our Minds

Pie chart showing when Americans last updated their estate plans.

Chart of the Day: Estate Plan Updates - When and Why

January 13, 2026

Today’s Chart of the Day, prepared by Victoria Lurie at Caring.com, highlights findings from the 2025 Wills and Estate Planning Study.

Chart with images of pennies, nickels, dimes and quarters showing the face values and cost of making each coin.

Chart of the Day: Does it Make Cents?

January 8, 2026

Today’s Chart of the Day comes from Kelly Phillips Erb at Forbes and discusses the elimination of the penny in 2025.

Image of two hands typing on a laptop with ransomware warning appearing on the screen.

Don’t Get Scammed: 15 Fraud Risks to Watch Closely

December 31, 2025

As we welcome a new year, many of us focus on goals that improve our health, finances, and overall well-being. One resolution that deserves a spot at...