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Chart of the Day: Couples and Money

Bar-graph illustrating, by generation, the percentage of how each handles their finances from all monies in a joint account, a combination of joint and separate accounts or totally separate.

Contents

Today's Chart of the Day from Fidelity’s "2026 Couples and Money Study" highlights some key findings on how couples manage their money.

Younger generations are more likely to maintain separate financial accounts than older generations, reflecting broader shifts in attitudes toward financial independence and household finances.

With more dual-income households, later marriages, and digital banking tools that make managing separate accounts easier, many young couples prefer to retain individual control over a portion of their finances.

In contrast, older generations are more likely to pool their resources into joint accounts, reflecting traditional household structures and a greater emphasis on managing finances as a single economic unit.