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Chart of the Day: Couples and Money

John Keefer, Portfolio Manager Jul 14, 2026
Bar-graph illustrating, by generation, the percentage of how each handles their finances from all monies in a joint account, a combination of joint and separate accounts or totally separate.

Contents

Today's Chart of the Day from Fidelity’s "2026 Couples and Money Study" highlights some key findings on how couples manage their money.

Younger generations are more likely to maintain separate financial accounts than older generations, reflecting broader shifts in attitudes toward financial independence and household finances.

With more dual-income households, later marriages, and digital banking tools that make managing separate accounts easier, many young couples prefer to retain individual control over a portion of their finances.

In contrast, older generations are more likely to pool their resources into joint accounts, reflecting traditional household structures and a greater emphasis on managing finances as a single economic unit.
Chart of the Day

About the Author

John Keefer, Portfolio Manager
John Keefer, Portfolio Manager

John joined Crews Bank & Trust as a Trust Investment Associate in September 2025 and was promoted to Portfolio Manager in 2026. He holds a Bachelor of Science in Business Administration with a focus in Finance and Banking from the University of Missouri, along with an Investment Certificate. In his role, he supports portfolio maintenance and analysis while helping clients work toward their financial goals.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal. Past performance is not indicative of future results.

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