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Chart of the Day: Is a Million Dollars Enough?

John Keefer, Portfolio Manager Sep 29, 2026
Bar chart comparing long-term average investment returns with inflation and health care cost increases from 1926-2025.

Contents

Today’s Chart of the Day from the blog Is $1 million enough to retire? by Fidelity explores a common retirement question: Is $1 million enough? Using historical market performance and portfolio allocations compared to inflation and rising health care costs, the answer may vary.

Whether $1 million is enough to retire depends largely on lifestyle, age, and any outstanding debts. However, shaping a plan is extremely important, nonetheless. Preparing for rising costs, emergencies, and periods of market volatility can create confidence, regardless of what your nest egg is.
Chart of the Day

About the Author

John Keefer, Portfolio Manager
John Keefer, Portfolio Manager

John joined Crews Bank & Trust as a Trust Investment Associate in September 2025 and was promoted to Portfolio Manager in 2026. He holds a Bachelor of Science in Business Administration with a focus in Finance and Banking from the University of Missouri, along with an Investment Certificate. In his role, he supports portfolio maintenance and analysis while helping clients work toward their financial goals.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal. Past performance is not indicative of future results.

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Chart of the Day: The Average Millionaire
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Chart of the Day: Growth of $1

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