Debit Card + Mobile Wallet = A Smart Way to Pay

Credit cards, cash and checks all have their place, but if you are looking for simplicity with security and budget control, look no further – your Crews Bank & Trust Visa debit card will do all that for you. And by adding it to your mobile wallet, you have that option wherever and whenever you need it. Below are eight reasons why using your debit card is a smart choice.

Simple, Everyday Convenience

Your Crews Bank & Trust personal or business debit card gives you quick, direct access to the funds in your checking account—no cash withdrawals, no waiting, no hassle.

You can use it for groceries, dining out, at the gas pump, travel, online shopping and so much more – just as you would a credit card.

Your card is accepted at millions of locations worldwide and with Crews Bank, you have access to over 55,000 Allpoint and Presto ATMs (including those found at many Publix, Walgreens, CVS and Circle K locations), giving you dependable access wherever life takes you. For busy customers and families on-the-go, this makes day‑to‑day banking truly effortless.

Built‑In Budget Control

Debit cards naturally create healthy financial habits. Because your purchases are deducted directly from your checking account, you can only spend what you have, helping you to avoid debt. Since you aren’t carrying a balance that you may not pay off at the end of billing cycle, you don’t have interest charges to add to your debt. And best of all, it prevents you from having a big bill at the end of the month.

With Crews Bank & Trust Online & Mobile Banking, you can track transactions instantly, check balances in real time, and stay connected to your financial goals. Your debit card becomes an easy, effective tool for responsible spending.

Strong, Layered Security You Can Trust

Security is a top priority at Crews Bank & Trust. Your personal debit card is backed by:

• zero‑liability protection for unauthorized transactions

• real‑time alerts for suspicious activity

• instant lock/unlock controls through your online banking or mobile banking

Plus, EMV (Europay, Mastercard and Visa) chip technology helps prevent card‑skimming and counterfeit fraud. Whether you’re shopping in‑store or online, your information is protected at every step.

Even Greater Protection with Your Mobile Wallet

Adding your Crews Bank & Trust debit card to your mobile wallet enhances your security even further.

Mobile wallets use:

• Tokenization — your actual card number is never shared with merchants

• Biometric authentication — fingerprint, facial recognition, or a passcode

• Encrypted transactions — protecting you from stolen card data or compromised terminals

Even if your phone is lost, your card information remains locked behind layers of security and set‑up takes just seconds and immediately strengthens every purchase you make.

Fast, Contactless, Tap‑and‑Go Payments

Mobile wallet payments are designed for modern life and busy schedules. Just tap your phone or smartwatch to pay—no swiping, inserting, or searching for your wallet. You can use your debit card in your mobile wallet in checkout lines, drive-thru lines, when you have your hands full or for those times when you don’t want to bring your wallet or purse (think the beach!)

It’s fast, convenient, and completely secure, giving you one less thing to worry about.

Cleaner and More Hygienic Than Cash

Are you a germophobe? Cash changes hands often, which increases exposure to germs. Debit cards—and especially mobile wallet payments—reduce physical contact, helping keep your transactions cleaner and safer.

Credit‑Like Protections Without the Credit

Your Crews Bank & Trust debit card offers many of the security features once exclusive to credit cards, including:

• Fraud protection

• Transaction dispute support

• Encrypted card data

• Digital wallet compatibility

Giving you the safety and ease of digital payments without borrowing money, paying an annual fee or risking interest charges.

Better Budget Tracking and Financial Awareness

Your Crews Bank & Trust debit card automatically logs every purchase, almost immediately, creating a clear picture of where your money goes. The days of spending hours balancing your checkbook are gone! With online and mobile banking, you can track your spending in real time, set up alerts to prevent overdrafts or potential fraud, and monitor your balances at a glance. This transparency makes budgeting easier and more effective.

Your Debit Card Is the Smartest Choice

Use your Crews Bank & Trust debit card when you want:

• A simple, secure way to pay

• To avoid debt

• Clear and accurate spending records

• A convenient alternative to cash

• Enhanced protection through mobile wallets

Whether you're managing household spending, traveling, or handling day‑to‑day purchases, your debit card—especially when added to your mobile wallet—offers the perfect balance of safety, convenience, and control.

Your Crews Bank & Trust debit card provides a powerful combination of convenience, security, and responsible money management. And when you add it to your mobile wallet, you gain even more protection and speed. If you have questions about your debit card, we are here to help! Stop in at your favorite location, call us or reach out here: