Skip to content

Escape the heat and join us at a summer seminar. Visit our seminars page to view dates, topics and locations.

Get Started 863-222-7005

Blog

Your Weekly
Financial Forecast

 

Stay informed with sound financial know-how

chart shows the percentage of funds that underperformed the S&P 500 in the last 12 years.

S&P 500 Wins Again

This chart from an article in today’s Wall Street Journal shows the percentage of funds that underperformed the S&P 500 in the last 12 years. Again,..

Read More

chart shows car dealer profits over the years

Car Dealer Profits

I am reminded of this chart every time I drive by a car lot. Before the pandemic, financing and insurance profits made up 70% of the dealer’s..

Read More

Chart shows that over the last 15 years, if you missed the top 10 best days of market gains, your return would have gone from 10.66% to only 5.05%.

Stay Invested

Below is a great chart from Putnam, which shows that over the last 15 years, if you missed the top 10 best days of market gains, your return would..

Read More

woman and man looking over paperwork

How to Afford the Down Payment for a Commercial Loan

A commercial loan is a type of loan that is available for businesses to fund growth, equipment, property, and more. Depending on the type of loan,..

Read More

Vanguard vs. iShares by BlackRock

Since we use both Vanguard and iShares by BlackRock Exchange Traded Funds (ETFs) extensively, one of my pleasures over the last few years has been..

Read More

Older couple looking at paperwork with a bank employee

Why Should You Begin Your Estate Planning Now?

Google “things to do before you die” and you’ll get over four billion hits. Most will involve experiences like “go on an African safari,” “visit the..

Read More

two story home with palm trees blowing in the wind

Best Practices for Financial Planning in Florida: Include Hurricane Season

If you’ve lived in Florida for any length of time, you know what happens every summer: Hurricane season. Longtime residents know the drill – protect..

Read More

Man looking at a laptop and using a calculator

5 Financial Planning Strategies Business Owners Can Use to Control Expenses

Before you can begin to control expenses en route to lowering them, you must know where your money is going. Numerous financial management programs..

Read More

Chart indicates Year to Date of $100 Invested

The Market Response after Eight Days of Conflict

It’s hard to do commentary when in the morning, the markets are down, and by lunch they are level, and by the close they might be up, and vice versa.

Read More

chart shows the levels in cash spiked during COVID and has not returned

Too Much Cash

In a compelling article by BlackRock, they make an argument that even though we are facing higher than normal inflation and turmoil, that fear is..

Read More

Today's Market Notes - Russian Edition

As with all things, patience is the name of the game in the long run. Below are three notes about today.

Read More

Rising and Falling Rates in Relation to Real Estate Prices

“A 1% decline in real interest rates should lead to a spike in home prices in certain cities in the U.S. ranging from 19% to 33%.” -Bloomberg (Feb...

Read More

Russia vs. USA

It’s been a long slow slog for Russia. Seeing investors saying “let’s buy the dip.” But before that, Russia has some serious structural problems they..

Read More

Father and daughter putting money into a pink piggy bank

Financial Literacy for Children Starts at Home: How to Talk to Your Child About Money

Most parents dread having “the talk” with their kids. The talk generally refers to the birds and the bees, but there are other subjects parents might..

Read More

5% Pullbacks and Russia

Since 1927, the S&P 500 has experienced a pullback of five percent approximately every 70 trading days (about every 3 ½ months.)

Read More

On Our Minds

List Grid
Browse by topic

S&P 500 Wins Again

This chart from an article in today’s Wall Street Journal shows the percentage of funds that underperformed the S&P 500 in the last 12 years. Again, passive indexes beat 85% of the active managers last year, and the majority have done so for 12 consecutive years. This is one of the reasons why we champion passive index funds. 

More

Car Dealer Profits

I am reminded of this chart every time I drive by a car lot. Before the pandemic, financing and insurance profits made up 70% of the dealer’s profits. Now, due to price appreciation of their inventory, that percentage has changed. However, the dollar profits from financing and insurance continue to increase. Car dealers have become more like finance and insurance companies.

More

Stay Invested

Below is a great chart from Putnam, which shows that over the last 15 years, if you missed the top 10 best days of market gains, your return would have gone from 10.66% to only 5.05%.

More

How to Afford the Down Payment for a Commercial Loan

A commercial loan is a type of loan that is available for businesses to fund growth, equipment, property, and more. Depending on the type of loan, how much money you need, and your credit history, the down payment for commercial loans varies. 

More

Vanguard vs. iShares by BlackRock

Since we use both Vanguard and iShares by BlackRock Exchange Traded Funds (ETFs) extensively, one of my pleasures over the last few years has been seeing each company try to outdo the other by lowering costs. As they continue to lower costs, they gather more and more investments. As referenced in a recent Bloomberg article, together they account for 64% of the ETF market as Vanguard is getting close to the size of BlackRock.

More

Why Should You Begin Your Estate Planning Now?

Google “things to do before you die” and you’ll get over four billion hits. Most will involve experiences like “go on an African safari,” “visit the Grand Canyon,” “see a live Broadway show,” “swim with dolphins,” “ride in a hot air balloon,” etc.

More

Best Practices for Financial Planning in Florida: Include Hurricane Season

If you’ve lived in Florida for any length of time, you know what happens every summer: Hurricane season. Longtime residents know the drill – protect yourself and your loved ones in terms of shelter, safety and supplies.

More

5 Financial Planning Strategies Business Owners Can Use to Control Expenses

Before you can begin to control expenses en route to lowering them, you must know where your money is going. Numerous financial management programs are available to help you keep track of your expenses, but they won’t help unless you or your business manager enters the proper information.

More

The Market Response after Eight Days of Conflict

It’s hard to do commentary when in the morning, the markets are down, and by lunch they are level, and by the close they might be up, and vice versa.

More

Too Much Cash

In a compelling article by BlackRock, they make an argument that even though we are facing higher than normal inflation and turmoil, that fear is driving investors to hold too much cash.

More

Today's Market Notes - Russian Edition

As with all things, patience is the name of the game in the long run. Below are three notes about today.

More

Rising and Falling Rates in Relation to Real Estate Prices

“A 1% decline in real interest rates should lead to a spike in home prices in certain cities in the U.S. ranging from 19% to 33%.” -Bloomberg (Feb. 23, 2022)

More

Russia vs. USA

It’s been a long slow slog for Russia. Seeing investors saying “let’s buy the dip.” But before that, Russia has some serious structural problems they need to overcome to become a good long term investment.

More

Financial Literacy for Children Starts at Home: How to Talk to Your Child About Money

Most parents dread having “the talk” with their kids. The talk generally refers to the birds and the bees, but there are other subjects parents might shy away from, such as the existence of Santa Claus (yes, Virginia, he’s real) or finances. 

More

5% Pullbacks and Russia

Since 1927, the S&P 500 has experienced a pullback of five percent approximately every 70 trading days (about every 3 ½ months.)

More