Too Much Cash
In a compelling article by BlackRock, they make an argument that even though we are facing higher than normal inflation and turmoil, that fear is driving investors to hold too much cash.
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In a compelling article by BlackRock, they make an argument that even though we are facing higher than normal inflation and turmoil, that fear is..
As with all things, patience is the name of the game in the long run. Below are three notes about today.
“A 1% decline in real interest rates should lead to a spike in home prices in certain cities in the U.S. ranging from 19% to 33%.” -Bloomberg (Feb...
It’s been a long slow slog for Russia. Seeing investors saying “let’s buy the dip.” But before that, Russia has some serious structural problems they..
Most parents dread having “the talk” with their kids. The talk generally refers to the birds and the bees, but there are other subjects parents might..
Since 1927, the S&P 500 has experienced a pullback of five percent approximately every 70 trading days (about every 3 ½ months.)
Three charts from an article in Bloomberg that shows the housing market may be cooling from higher rates, higher prices (making homes less..
Yes, rates have climbed from their lows, but let’s hope we don’t look back on this and think that locking in a zero real return (1) for 30 years was..
Lower cost, increased liquidity, better transparency, greater tax efficiencies, often more diversified, and for indexed ETFs there is no “drift” of..
After declining in September, the equity market is now celebrating the economic recovery from the COVID virus and solid growth in U.S. corporate..
Year after year, Florida’s population continues to grow. Many people moving to the Sunshine State are retirees relocating for the reason behind the..
The equity markets ended the year with strong performance despite the uncertainty about the new variant of COVID and the Federal Reserve’s..
Companies of all sizes are being targeted by criminals through business email compromise scams. In these scams, cybercriminals gain access to an..
The better-than-expected third-quarter corporate earnings reports were evidence of a broad-based economic recovery causing investor psychology to..
One of the most common misconceptions about trusts is that they’re only for individuals of high net worth with substantial estates. While it is true..
In a compelling article by BlackRock, they make an argument that even though we are facing higher than normal inflation and turmoil, that fear is driving investors to hold too much cash.
As with all things, patience is the name of the game in the long run. Below are three notes about today.
“A 1% decline in real interest rates should lead to a spike in home prices in certain cities in the U.S. ranging from 19% to 33%.” -Bloomberg (Feb. 23, 2022)
It’s been a long slow slog for Russia. Seeing investors saying “let’s buy the dip.” But before that, Russia has some serious structural problems they need to overcome to become a good long term investment.
Most parents dread having “the talk” with their kids. The talk generally refers to the birds and the bees, but there are other subjects parents might shy away from, such as the existence of Santa Claus (yes, Virginia, he’s real) or finances.
Since 1927, the S&P 500 has experienced a pullback of five percent approximately every 70 trading days (about every 3 ½ months.)
Three charts from an article in Bloomberg that shows the housing market may be cooling from higher rates, higher prices (making homes less affordable), and builders starting to ramp up supply.
Yes, rates have climbed from their lows, but let’s hope we don’t look back on this and think that locking in a zero real return (1) for 30 years was a good investment at the time.
Lower cost, increased liquidity, better transparency, greater tax efficiencies, often more diversified, and for indexed ETFs there is no “drift” of the types of investments they make.
After declining in September, the equity market is now celebrating the economic recovery from the COVID virus and solid growth in U.S. corporate earnings. The S&P 500 Index is now up 22% for the year and is poised to move higher as economic growth is only hindered by distribution bottlenecks in imported and manufactured goods. The goods inventory scarcity is likely to be temporary, and it should take four to six months to normalize the distribution from ships to ports, trucks, trains and stores. The decline in inventories has caused price hikes in goods and services, yet consumers have registered higher confidence levels, are consuming and traveling more, and are returning to work. Job availability remains high, yet some Americans are choosing retirement, self-employment or part-time work rather than a return to the office.
Year after year, Florida’s population continues to grow. Many people moving to the Sunshine State are retirees relocating for the reason behind the state’s nickname: There are over 230 days of sunshine a year, and even in the coldest months, the average daily temperature is 70 degrees or higher. The temperature rarely gets below 50 degrees.
The equity markets ended the year with strong performance despite the uncertainty about the new variant of COVID and the Federal Reserve’s announcement about tapering bond purchases and raising interest rates. Omicron is spreading quickly, but the mutation seems less severe and has a significantly lower mortality rate. As viruses mutate, they generally weaken, and the equity market is anticipating that corporate revenues and earnings will not be impaired by government-imposed lockdowns.
Companies of all sizes are being targeted by criminals through business email compromise scams. In these scams, cybercriminals gain access to an employee’s legitimate business email through social engineering or computer intrusion. The criminal then impersonates the employee often a senior executive or someone who can authorize payments and instructs others to transfer funds on their behalf. According to the FBI’s Internet Crime Complaint Center, over $10 billion has been lost by victims in the U.S. due to these scams.
The better-than-expected third-quarter corporate earnings reports were evidence of a broad-based economic recovery causing investor psychology to improve and funds to flow from bonds into stocks. This has since reversed as the uncertainty of the spread and severity of COVID mutation Omicron remains unknown. The concern is that the supply chain of parts and goods produced in emerging markets may slow and deter global economic growth.
One of the most common misconceptions about trusts is that they’re only for individuals of high net worth with substantial estates. While it is true that anyone with significant wealth should consider a trust, those of more modest means can benefit from asset protection and other features offered with a trust.
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