Estate planning is the process of deciding who will receive an individual’s assets, who will manage their financial affairs if incapacitated, and..
From 2001 to 2017, the daily median income doubled for everyone in the world.
S&P Dow Jones Indices has published their updated U.S. Persistence Scorecard. A mere 2.2% of actively managed U.S. domestic equity funds in the top..
Past performance is no predictor of future success, but it is interesting to compare the past performance of different investments. These charts show..
Some investment managers promote a strategy called “Sector Rotation” where they try to time the market by trading between the 11 major sectors of the..
There are two ways to make money in stocks:
I think about this chart often during discussions with clients on having too much exposure to single stocks.
Real estate is unique since humans need a physical place to live and work. Economics says the price of those physical places is constrained by the..
Duration describes the time it takes for a bond holder to get all their money back and/or the change in price for each 1% change in the interest rate.
This chart from an article in today’s Wall Street Journal shows the percentage of funds that underperformed the S&P 500 in the last 12 years. Again,..
I am reminded of this chart every time I drive by a car lot. Before the pandemic, financing and insurance profits made up 70% of the dealer’s..
Below is a great chart from Putnam, which shows that over the last 15 years, if you missed the top 10 best days of market gains, your return would..
A commercial loan is a type of loan that is available for businesses to fund growth, equipment, property, and more. Depending on the type of loan,..
Since we use both Vanguard and iShares by BlackRock Exchange Traded Funds (ETFs) extensively, one of my pleasures over the last few years has been..
