Stay Invested
Below is a great chart from Putnam, which shows that over the last 15 years, if you missed the top 10 best days of market gains, your return would have gone from 10.66% to only 5.05%.
Stay Invested
Below is a great chart from Putnam, which shows that over the last 15 years, if you missed the top 10 best days of market gains, your return would..
How to Afford the Down Payment for a Commercial Loan
A commercial loan is a type of loan that is available for businesses to fund growth, equipment, property, and more. Depending on the type of loan,..
Vanguard vs. iShares by BlackRock
Since we use both Vanguard and iShares by BlackRock Exchange Traded Funds (ETFs) extensively, one of my pleasures over the last few years has been..
Why Should You Begin Your Estate Planning Now?
Google “things to do before you die” and you’ll get over four billion hits. Most will involve experiences like “go on an African safari,” “visit the..
Best Practices for Financial Planning in Florida: Include Hurricane Season
If you’ve lived in Florida for any length of time, you know what happens every summer: Hurricane season. Longtime residents know the drill – protect..
5 Financial Planning Strategies Business Owners Can Use to Control Expenses
Before you can begin to control expenses en route to lowering them, you must know where your money is going. Numerous financial management programs..
The Market Response after Eight Days of Conflict
It’s hard to do commentary when in the morning, the markets are down, and by lunch they are level, and by the close they might be up, and vice versa.
Too Much Cash
In a compelling article by BlackRock, they make an argument that even though we are facing higher than normal inflation and turmoil, that fear is..
Today's Market Notes - Russian Edition
As with all things, patience is the name of the game in the long run. Below are three notes about today.
Rising and Falling Rates in Relation to Real Estate Prices
“A 1% decline in real interest rates should lead to a spike in home prices in certain cities in the U.S. ranging from 19% to 33%.” -Bloomberg (Feb...
Russia vs. USA
It’s been a long slow slog for Russia. Seeing investors saying “let’s buy the dip.” But before that, Russia has some serious structural problems they..
Financial Literacy for Children Starts at Home: How to Talk to Your Child About Money
Most parents dread having “the talk” with their kids. The talk generally refers to the birds and the bees, but there are other subjects parents might..
5% Pullbacks and Russia
Since 1927, the S&P 500 has experienced a pullback of five percent approximately every 70 trading days (about every 3 ½ months.)
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Cooling of Housing Market
Three charts from an article in Bloomberg that shows the housing market may be cooling from higher rates, higher prices (making homes less..
Zero Real Rates
Yes, rates have climbed from their lows, but let’s hope we don’t look back on this and think that locking in a zero real return (1) for 30 years was..