line chart dated from 2000 to 2024 with increases shown in red and decreases shown in blue

Chart of the Day

Chart of the Day: Price Changes

Today’s Chart of the Day from Mark Perry shows the price changes for various goods and services over the last 24 years, from January 2000 to June..

Young business man in dress shirt standing at the edge of a loading dock with hands on his hips and his back to the camera,

Commercial Lending

Tips for Securing a Commercial Real Estate Loan

Securing a commercial real estate loan can be a pivotal step in expanding your business, investing in property, or achieving various financial..

Black and white line graph showing the length of time it takes to double your investment using a blue line.

Chart of the Day

Chart of the Day: 7, 11, 17 Years

Today’s Chart of the Day is based on calculations I did from discussions with a client. It is important to remember, there are only two ways to get..

Chart dated from 1945 to 2020 measuring equities, corporate bonds, and treasuries

Chart of the Day

Chart of the Day: More Professional, Less Individual

Today’s Chart of the Day from S&P Global shows the overall market share owned by individuals.

Young hispanic woman and man at a desk, reviewing a document and listening to a young man in a suit and glasses explain the information

Commercial Real Estate

Understanding SBA Loans and How They Compare to Conventional Loans

When it comes to financing a small business, navigating loan options can be overwhelming. Small Business Administration (SBA) loans and conventional..

Blue and white bar graph illustrating the gains and losses of of adjusted gross income by state from 2019 to 2022. Florida is the big winner with a gain of $116 billion, while California and New York show a combined loss of $147 billion.

Chart of the Day

Chart of the Day: California's Downward Spiral vs. Florida's Rise

Today’s Chart of the Day is from a Wall Street Journal article recommended by Doug F., a subscriber of Chart of the Day. It is called “The Blue-State..

Everything You Need to Know About Construction to Permanent Loans

Building your dream home is an exciting journey, but financing the construction can be a complex process. One financing option that simplifies this..

Blue and tan pie chart showing the percentage of stocks that outperformed treasury bills

Chart of the Day

Chart of the Day: Only 42% of Stocks Outperform

Today’s Chart of the Day was prepared by @CharlieBilello on X using data from a groundbreaking paper in 2022 by Hendrick Bessembinder.

Black and white dot plot chart using blue dots to illustrate number and percentage of stocks that created lifetime wealth from 1926 to 2022.

Chart of the Day

Chart of the Day: 2% Created 90% of Returns

Today’s Chart of the Day is from @CharlieBilello from the Hendrick Bessembinder paper called “Shareholder Wealth Enhancement” published in 2023.

Chart of the Day

Chart of the Day: Chart of the Doomsday

Today’s Chart of the Day from JP Morgan shared by @StevenKelly49 on X shows the results of popular economists who predicted “Doomsday” scenarios and..

Happy hispanic family - grandparents, parents and young girl, with sun shining from behind them

Estate Planning

Writing a Comprehensive Will: A Step-by-Step Guide

Creating a will is something one often procrastinates about, assuming there’s plenty of time to do so. It can be overwhelming to think about, and you..

A purple and white periodic table that uses the process of elimination to explain why gold is money and not the other elements.

Chart of the Day

Chart of the Day: Why Gold is Money

Today’s Chart of the Day is a classic from Visual Capitalist outlining why “Gold is Money” and the other 117 elements are not.

Blue line chart comparing Dow Jones highs vs. lows since 1990 with major geopolitical events such as COVID-19

Chart of the Day

Chart of the Day: 124 Years

Today’s Chart of the Day from Carson Investment Research shows the 35 major “bad news” events in the stock market going back to 1900.

Yound black entrepreneur sitting at a desk, looking at his phne, with a computer and a binder on the desk with him

Business Business Banking

Autobooks: Simplifying Your Business or Non-Profit’s Finances

Small businesses and non-profits are always looking for easier and more economical ways to manage their money, and one exciting new tool to explore..

Chart ranking degree of benefit various exercises, antidepressant drugs and therapy have on depression

Chart of the Day: Depression and Walking #1

Today's Chart of the Day is from a research article in the British Medical Journal titled “Effect of Exercise for Depression.”

On Our Minds

List Grid

Chart of the Day

09/5/24

Chart of the Day: Price Changes

Today’s Chart of the Day from Mark Perry shows the price changes for various goods and services over the last 24 years, from January 2000 to June 2024.

Commercial Lending

09/4/24

Tips for Securing a Commercial Real Estate Loan

Securing a commercial real estate loan can be a pivotal step in expanding your business, investing in property, or achieving various financial objectives. However, the process can often be complex and overwhelming. Here are seven tips to help you navigate and secure a commercial real estate loan effectively.

Chart of the Day

09/3/24

Chart of the Day: 7, 11, 17 Years

Today’s Chart of the Day is based on calculations I did from discussions with a client. It is important to remember, there are only two ways to get your money back from an investment. The first is selling that investment to someone else and the second is receiving distributions in the form of dividends.

Chart of the Day

08/29/24

Chart of the Day: More Professional, Less Individual

Today’s Chart of the Day from S&P Global shows the overall market share owned by individuals.

Commercial Real Estate

08/28/24

Understanding SBA Loans and How They Compare to Conventional Loans

When it comes to financing a small business, navigating loan options can be overwhelming. Small Business Administration (SBA) loans and conventional loans are two of the most common choices.

Chart of the Day

08/27/24

Chart of the Day: California's Downward Spiral vs. Florida's Rise

Today’s Chart of the Day is from a Wall Street Journal article recommended by Doug F., a subscriber of Chart of the Day. It is called “The Blue-State Wealth Exodus Continues” and shows the amount of taxable personal income gained or lost from various states between 2019-2022. California and New York lost a combined $147 billion vs. a $116 billion in growth in Florida.

08/22/24

Everything You Need to Know About Construction to Permanent Loans

Building your dream home is an exciting journey, but financing the construction can be a complex process. One financing option that simplifies this process is the construction to permanent loan. This type of loan covers the cost of construction and then converts to a permanent mortgage once the building is complete. Let's dive into the details of how this loan works, its benefits, and what you need to consider before opting for one.

Chart of the Day

08/22/24

Chart of the Day: Only 42% of Stocks Outperform

Today’s Chart of the Day was prepared by @CharlieBilello on X using data from a groundbreaking paper in 2022 by Hendrick Bessembinder.

Chart of the Day

08/20/24

Chart of the Day: 2% Created 90% of Returns

Today’s Chart of the Day is from @CharlieBilello from the Hendrick Bessembinder paper called “Shareholder Wealth Enhancement” published in 2023.

Chart of the Day

08/15/24

Chart of the Day: Chart of the Doomsday

Today’s Chart of the Day from JP Morgan shared by @StevenKelly49 on X shows the results of popular economists who predicted “Doomsday” scenarios and the return of selling stock and buying bonds at their suggestion.

Estate Planning

08/14/24

Writing a Comprehensive Will: A Step-by-Step Guide

Creating a will is something one often procrastinates about, assuming there’s plenty of time to do so. It can be overwhelming to think about, and you may not know how to go about it, or how costly it could be.

Chart of the Day

08/13/24

Chart of the Day: Why Gold is Money

Today’s Chart of the Day is a classic from Visual Capitalist outlining why “Gold is Money” and the other 117 elements are not.

Chart of the Day

08/8/24

Chart of the Day: 124 Years

Today’s Chart of the Day from Carson Investment Research shows the 35 major “bad news” events in the stock market going back to 1900.

Business, Business Banking

08/7/24

Autobooks: Simplifying Your Business or Non-Profit’s Finances

Small businesses and non-profits are always looking for easier and more economical ways to manage their money, and one exciting new tool to explore is Autobooks

08/6/24