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Chart of the Day: Home in 1985 vs. 2022

Today’s Chart of the Day comes from Realtor.com and shows the difference between the average price of homes vs. incomes. It took 3.5 years of income..

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bar chart with top ten inflow in blue and outflow in orange

Chart of the Day: Inflow/Outflow of the Wealthy

Today’s Chart of the Day from First Trust shows the top inflows and outflows of high-net-worth individuals (HNWI) who have $1,000,000 or more in..

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line chart showing global poverty levels decreasing over time, less than $30 a day in green, less than $10 in blue, less than $5 in purple, extreme poverty in red

Chart of the Day: Long Term Optimism

Today’s Chart of the Day from OurWorldData.org was shared by @petermallouk on X showing the share of the world living in poverty.

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various shades of green bar chart showing GDP percentages in different countries

Chart of the Day: Family Business by Share of GDP

Today’s Chart of the Day and comments are shared by my fellow Portfolio Manager Angie Parsons. The chart from Visual Capitalist shows the percent of..

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investment in the market is shown in blue and cash is shown in red

Chart of the Day: Not Risking is the Highest Risk

Today’s Chart of the Day from @petermallouk on X and shows the value of a dollar invested in the S&P 500 vs. sitting in cash for the last 30 years.

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aerial view of house with hurricane damage - blue tarps and missing shingles on roof and tree blown down onto fence.

Home Equity Line of Credit: An Unexpected Safety Net for Storm Season

Hurricane season in Southwest and Central Florida can be unpredictable and we’ve certainly had our share of storms recently. The sight of snapped off..

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chart dated from 1960 to 2020 with market peaks in green and lows in red

Chart of the Day: Corrections are Loud, Recoveries are Quiet

Today’s Chart of the Day is provided by my colleague and fellow Portfolio Manager Angie Parsons. The chart, prepared by YCharts, shows the “Bull..

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bar chart showing poorest in orange and richest in yellow

Chart of the Day: Worst Except for All Others

Today’s Chart of the Day from Visual Capitalist ranks the poorest 10% and richest 10% daily personal incomes in various countries.

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chart, spanning from 1990-2025, with lines showing the 30-year mortgage rate and 5-year treasury yield and comparing them to interest rates over that time.

A Case for Not Waiting for Interest Rates to Drop

There has been much debate about whether the rising loan interest rates over the last five years (in some cases almost by 200%) are the primary..

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Bar graph showing average dollar amounts of inheritances received by various age groups.

Chart of the Day: Average Inheritance

Today’s Chart of the Day is the Average Inheritance by Age Group from a University of Pennsylvania survey of individuals who have received an..

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A graph showing how often the US stock market has traded in Correction, Bear and Extreme Bear territory from 1980 to 2025.

Chart of the Day: 30% of the Time

Today’s Chart of the Day is from Vanguard and shows that, since 1980, the stock market has traded in the 10%-20% down range, aka Correction..

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Bar graph showing the percentage of returns after eight of the worst major events and their subsequent markets since 1926.

Chart of the Day: Really Bad Timing May Not Be as Bad as You Think

Today’s Chart of the Day is from Mark Peterson with BlackRock. The chart, going back to 1926, shows the returns if you had been invested on the day..

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blue and green bar chart

Chart of the Day: 14% Downturns

Today’s Chart of the Day from OneDigital shows the return of the S&P 500 each calendar year since 1980 as well as the maximum drawdown during the..

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10 Estate Planning Errors That Cost Time, Money, and Your Sanity

Estate planning often gets put on the back burner. Like the all-too-familiar ritual of tax filing procrastination, many of us recognize its..

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Colorful line chart from 1945 to 2025 showing bond ownership divided by government, financial sector, pension funds, rest of the world and households.

Chart of the Day: Who Do We Owe?

Today’s Chart of the Day from BofA Global Research shows the percentages of US treasury bond ownership spanning from 1945 to 2025.

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On Our Minds

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Chart of the Day: Home in 1985 vs. 2022

Today’s Chart of the Day comes from Realtor.com and shows the difference between the average price of homes vs. incomes. It took 3.5 years of income in 1985 versus 6.3 years in 2022.

More

Chart of the Day: Inflow/Outflow of the Wealthy

Today’s Chart of the Day from First Trust shows the top inflows and outflows of high-net-worth individuals (HNWI) who have $1,000,000 or more in investable assets.

More

Chart of the Day: Long Term Optimism

Today’s Chart of the Day from OurWorldData.org was shared by @petermallouk on X showing the share of the world living in poverty.

More

Chart of the Day: Family Business by Share of GDP

Today’s Chart of the Day and comments are shared by my fellow Portfolio Manager Angie Parsons. The chart from Visual Capitalist shows the percent of GDP (gross domestic product) that comes from family-owned businesses.

More

Chart of the Day: Not Risking is the Highest Risk

Today’s Chart of the Day from @petermallouk on X and shows the value of a dollar invested in the S&P 500 vs. sitting in cash for the last 30 years.

More

Home Equity Line of Credit: An Unexpected Safety Net for Storm Season

Hurricane season in Southwest and Central Florida can be unpredictable and we’ve certainly had our share of storms recently. The sight of snapped off trees and blue tarped roofs has become all too familiar with locals. We can't stop Mother Nature from doing her thing, but we can take a proactive approach to protecting what is typically one's most valuable asset - our home.

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Chart of the Day: Corrections are Loud, Recoveries are Quiet

Today’s Chart of the Day is provided by my colleague and fellow Portfolio Manager Angie Parsons. The chart, prepared by YCharts, shows the “Bull Market” (when the market is up 20%) and “Bear Market” (when the market is down 20%) and highlights the duration of each.

More

Chart of the Day: Worst Except for All Others

Today’s Chart of the Day from Visual Capitalist ranks the poorest 10% and richest 10% daily personal incomes in various countries.

More

A Case for Not Waiting for Interest Rates to Drop

There has been much debate about whether the rising loan interest rates over the last five years (in some cases almost by 200%) are the primary driver of the real estate affordability problem. However, as shown in the chart above from Bloomberg, today’s rates are nearly identical to the 35-year average, shown as the dotted red line, and are lower than they were 30 years ago.

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Chart of the Day: Average Inheritance


Today’s Chart of the Day is the Average Inheritance by Age Group from a University of Pennsylvania survey of individuals who have received an inheritance.

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Chart of the Day: 30% of the Time

Today’s Chart of the Day is from Vanguard and shows that, since 1980, the stock market has traded in the 10%-20% down range, aka Correction Territory, 30% of the time.

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Chart of the Day: Really Bad Timing May Not Be as Bad as You Think

Today’s Chart of the Day is from Mark Peterson with BlackRock. The chart, going back to 1926, shows the returns if you had been invested on the day when each of the eight worst major events occurred, and then experienced the subsequent stock markets.

The average return since 1926 is 10.4%. Keeping that in mind, the worst was the 2000 tech bubble burst which still resulted in a 7.7% return, and the highest was the 2020 COVID pandemic which had a return of 14.3%.  

Even if one experienced one (or several) of the eight worst events in history, the ranges of returns are not that different than you would expect during less chaotic times. My advice is to ignore the noise, buy good investments, hold steady and repeat.   

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Chart of the Day: 14% Downturns

Today’s Chart of the Day from OneDigital shows the return of the S&P 500 each calendar year since 1980 as well as the maximum drawdown during the year.

More

10 Estate Planning Errors That Cost Time, Money, and Your Sanity

Estate planning often gets put on the back burner. Like the all-too-familiar ritual of tax filing procrastination, many of us recognize its importance, yet we continually delay—telling ourselves we’ll get to it when life slows down. But when "later" becomes too late, the consequences can be severe. Families enter drawn-out probate battles, assets get trapped in legal limbo, or loved ones become burdened with unexpected tax consequences and decision-making stress.

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Chart of the Day: Who Do We Owe?

Today’s Chart of the Day from BofA Global Research shows the percentages of US treasury bond ownership spanning from 1945 to 2025.

More