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Navigating the Application Process for Business Lines of Credit

You know your business needs money but what is the best option? Would a traditional business loan or a business line of credit be better for your..

Read More

 Line graph showing average monthly payment in brown and four-quarter average in orange for a median-priced home, from 1990 to 2024. Today's payments are at an all-time high, exceeding $3,000/month.

Chart of the Day: Payments on Houses

Today’s Chart of the Day is from the 2024 State of the Nation's Housing Report from the Joint Center for Housing Studies at Harvard University.

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Chart showing the booms of Railway Mania (navy peak), the Telecom Bubble (light blue peak), the Shale Revolution (green peak), and AI Euphoria (yellow peak)

Chart of the Day: Old Tech vs. New Tech

Today’s Chart of the Day from Bank of America is more of a “buyer beware” to those oversaturated in AI. It's important to understand the risks that..

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Line chart comparing the number of funds, in light blue, versus individual stocks, in darker blue, from 1996 to 2022.

Chart of the Day: 4,642 Chess Pieces

Today’s Chart of the Day is from a Wall Street Journal article titled “Where Have All the Good Stocks Gone?” and shows the amount of investment funds..

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Mixed use property in Florida

Key Considerations When Financing or Refinancing a Mixed Use Property

Mixed use properties are becoming increasingly popular, offering investors a versatile and strategic way to diversify their portfolios. These..

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line chart dated from 2000 to 2024 with increases shown in red and decreases shown in blue

Chart of the Day: Price Changes

Today’s Chart of the Day from Mark Perry shows the price changes for various goods and services over the last 24 years, from January 2000 to June..

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Young business man in dress shirt standing at the edge of a loading dock with hands on his hips and  his back to the camera,

Tips for Securing a Commercial Real Estate Loan

Securing a commercial real estate loan can be a pivotal step in expanding your business, investing in property, or achieving various financial..

Read More

 Black and white line graph showing the length of time it takes to double your investment using a blue line.

Chart of the Day: 7, 11, 17 Years

Today’s Chart of the Day is based on calculations I did from discussions with a client. It is important to remember, there are only two ways to get..

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Chart dated from 1945 to 2020 measuring equities, corporate bonds, and treasuries

Chart of the Day: More Professional, Less Individual

Today’s Chart of the Day from S&P Global shows the overall market share owned by individuals.

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Young hispanic woman and man at a desk, reviewing a document and listening to a young man in a suit and glasses explain the information

Understanding SBA Loans and How They Compare to Conventional Loans

When it comes to financing a small business, navigating loan options can be overwhelming. Small Business Administration (SBA) loans and conventional..

Read More

Blue and white bar graph illustrating the gains and losses of of adjusted gross income by state from 2019 to 2022. Florida is the big winner with a gain of $116 billion, while California and New York show a combined loss of $147 billion.

Chart of the Day: California's Downward Spiral vs. Florida's Rise

Today’s Chart of the Day is from a Wall Street Journal article recommended by Doug F., a subscriber of Chart of the Day. It is called “The Blue-State..

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Everything You Need to Know About Construction to Permanent Loans

Building your dream home is an exciting journey, but financing the construction can be a complex process. One financing option that simplifies this..

Read More

Blue and tan pie chart showing the percentage of stocks that outperformed treasury bills

Chart of the Day: Only 42% of Stocks Outperform

Today’s Chart of the Day was prepared by @CharlieBilello on X using data from a groundbreaking paper in 2022 by Hendrick Bessembinder.

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Black and white dot plot chart using blue dots to illustrate number and percentage of stocks that created lifetime wealth from 1926 to 2022.

Chart of the Day: 2% Created 90% of Returns

Today’s Chart of the Day is from @CharlieBilello from the Hendrick Bessembinder paper called “Shareholder Wealth Enhancement” published in 2023.

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multicolored chart of different

Chart of the Day: Chart of the Doomsday

Today’s Chart of the Day from JP Morgan shared by @StevenKelly49 on X shows the results of popular economists who predicted “Doomsday” scenarios and..

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Navigating the Application Process for Business Lines of Credit

You know your business needs money but what is the best option? Would a traditional business loan or a business line of credit be better for your situation?

More

Chart of the Day: Payments on Houses

Today’s Chart of the Day is from the 2024 State of the Nation's Housing Report from the Joint Center for Housing Studies at Harvard University.

More

Chart of the Day: Old Tech vs. New Tech

Today’s Chart of the Day from Bank of America is more of a “buyer beware” to those oversaturated in AI. It's important to understand the risks that other new technology experienced.

More

Chart of the Day: 4,642 Chess Pieces

Today’s Chart of the Day is from a Wall Street Journal article titled “Where Have All the Good Stocks Gone?” and shows the amount of investment funds from 1996 to 2022.

More

Key Considerations When Financing or Refinancing a Mixed Use Property

Mixed use properties are becoming increasingly popular, offering investors a versatile and strategic way to diversify their portfolios. These developments combine residential, commercial, and sometimes industrial spaces within a single property, creating vibrant, multi-functional environments that cater to a range of activities and lifestyles. As urban populations grow and the demand for integrated living and working spaces increases, the appeal of mixed use properties continues to soar.

More

Chart of the Day: Price Changes

Today’s Chart of the Day from Mark Perry shows the price changes for various goods and services over the last 24 years, from January 2000 to June 2024.

More

Tips for Securing a Commercial Real Estate Loan

Securing a commercial real estate loan can be a pivotal step in expanding your business, investing in property, or achieving various financial objectives. However, the process can often be complex and overwhelming. Here are seven tips to help you navigate and secure a commercial real estate loan effectively.

More

Chart of the Day: 7, 11, 17 Years

Today’s Chart of the Day is based on calculations I did from discussions with a client. It is important to remember, there are only two ways to get your money back from an investment. The first is selling that investment to someone else and the second is receiving distributions in the form of dividends.

More

Chart of the Day: More Professional, Less Individual

Today’s Chart of the Day from S&P Global shows the overall market share owned by individuals.

More

Understanding SBA Loans and How They Compare to Conventional Loans

When it comes to financing a small business, navigating loan options can be overwhelming. Small Business Administration (SBA) loans and conventional loans are two of the most common choices.

More

Chart of the Day: California's Downward Spiral vs. Florida's Rise

Today’s Chart of the Day is from a Wall Street Journal article recommended by Doug F., a subscriber of Chart of the Day.  It is called “The Blue-State Wealth Exodus Continues” and shows the amount of taxable personal income gained or lost from various states between 2019-2022. California and New York lost a combined $147 billion vs. a $116 billion in growth in Florida.

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Everything You Need to Know About Construction to Permanent Loans

Building your dream home is an exciting journey, but financing the construction can be a complex process. One financing option that simplifies this process is the construction to permanent loan. This type of loan covers the cost of construction and then converts to a permanent mortgage once the building is complete. Let's dive into the details of how this loan works, its benefits, and what you need to consider before opting for one.

More

Chart of the Day: Only 42% of Stocks Outperform

Today’s Chart of the Day was prepared by @CharlieBilello on X using data from a groundbreaking paper in 2022 by Hendrick Bessembinder.

More

Chart of the Day: 2% Created 90% of Returns

Today’s Chart of the Day is from @CharlieBilello from the Hendrick Bessembinder paper called “Shareholder Wealth Enhancement” published in 2023.

More

Chart of the Day: Chart of the Doomsday

Today’s Chart of the Day from JP Morgan shared by @StevenKelly49 on X shows the results of popular economists who predicted “Doomsday” scenarios and the return of selling stock and buying bonds at their suggestion.

More