Chart of the Day: 30% of the Time

Today’s Chart of the Day is from Vanguard and shows that, since 1980, the stock market has traded in the 10%-20% down range, aka Correction Territory, 30% of the time.

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Chart of the Day: Really Bad Timing May Not Be as Bad as You Think

Today’s Chart of the Day is from Mark Peterson with BlackRock. The chart, going back to 1926, shows the returns if you had been invested on the day when each of the eight worst major events occurred, and then experienced the subsequent stock markets.

The average return since 1926 is 10.4%. Keeping that in mind, the worst was the 2000 tech bubble burst which still resulted in a 7.7% return, and the highest was the 2020 COVID pandemic which had a return of 14.3%.  

Even if one experienced one (or several) of the eight worst events in history, the ranges of returns are not that different than you would expect during less chaotic times. My advice is to ignore the noise, buy good investments, hold steady and repeat.   

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Chart of the Day: 14% Downturns

Today’s Chart of the Day from OneDigital shows the return of the S&P 500 each calendar year since 1980 as well as the maximum drawdown during the year.

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10 Estate Planning Errors That Cost Time, Money, and Your Sanity

Estate planning often gets put on the back burner. Like the all-too-familiar ritual of tax filing procrastination, many of us recognize its importance, yet we continually delay—telling ourselves we’ll get to it when life slows down. But when "later" becomes too late, the consequences can be severe. Families enter drawn-out probate battles, assets get trapped in legal limbo, or loved ones become burdened with unexpected tax consequences and decision-making stress.

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Chart of the Day: Who Do We Owe?

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Chart of the Day: Types of Fraud

Today’s Chart of the Day is from Visual Capitalist detailing and ranking common types of fraud. The report suggests losses are half a trillion dollars annually, which works out to $1,500 per adult in the US.

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Teaching Children About Money: A Guide for Every Age

Teaching children about money from an early age helps them develop valuable financial habits that will last a lifetime. The lessons you teach should become more detailed and practical as they get older. The Financial Resources page on the Crews Bank & Trust website has several linked teaching sites for children (Resources) based on age to help get the conversation started.

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Chart of the Day - Trust in Media is 'None at All'

Today’s Chart of the Day is from Gallup and shows the change in American’s Trust in Mass Media from 1972 to 2024. The choice of “None at all” went from a low of 5% in 1972 to the high of 36% in 2024, beating out “Great deal/Fair amount,” which fell from a peak of 68% to its lowest of 31%. 

The article suggests this coincides with the 1980 start of the 24-hour news cycle, further fueled by additional news channels in the 1990s, then the invention of social media in early 2000’s, culminating with the rise of smart phones in the early 2010’s. 

Where do we go from here? We are probably stuck in a three-way split between the categories until a new technology is invented. 

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Chart of the Day: Darkest Before the Light

Today’s Chart of the Day is a classic one provided by Vanguard and was recently updated to reflect 2024 performance. It highlights the best and worst days going back to 1980, and notes that often the best “up” days are right after the worst “down” days.

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Crews Bank & Trust - We Are Your Hometown Bank

We opened our first branch in Wauchula in 1929 and never looked back. Now, as Crews Bank & Trust, we have been a cornerstone of Central and Southwest Florida communities for over 90 years. As a family-owned business, we don’t just serve customers—we serve friends, neighbors, family and local businesses. It is our commitment to building personalized relationships and fast, local decision-making that sets us apart from larger banks.

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Chart of the Day - The Opposite of Shrinkflation

Today’s Chart of the Day is from theHUSTLE with data from the US Census Bureau showing that the median square footage of houses in the US has increased 138%, from 1,048 sq-ft in 1920 to 2,491 in 2020.

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Chart of the Day: Past Performance

Today’s Chart of the Day is from the Financial Times in an article titled “Which funds have incinerated the most value over the past decade?” The fund family ARK is on the top of the list by a large margin because for the last 10 years it lost a combined $13.4 billion.

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Spring Clean Your Finances: A Fresh Start for Your Wallet

Spring cleaning isn’t just for deep cleaning your home - your finances should get a yearly cleaning too. Now’s the perfect time to review your budget, tidy up financial documents, and set new money goals. Here’s a To-Do list to help you get started.

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Chart of the Day: A Case for Diversification aka the Chicklets Chart

Today’s Chart of the Day, often referred to as the Chicklets Chart, is updated annually to reflect the returns of the major factors in the equity market going back to 2011.

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Chart of the Day: Cognitive Bias

Today’s Chart of the Day from PageTear was shared by Charlie Bilello. It shows 15 different Cognitive Biases, their definition, and examples.

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