Chart of the Day: Mortgage Rates are Back to Normal

Today’s Chart of the Day from re:venture shows the difference between mortgage rates and inflation going back to 1955.

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Chart of the Day: Home in 1985 vs. 2022

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Chart of the Day: Inflow/Outflow of the Wealthy

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Chart of the Day: Long Term Optimism

Today’s Chart of the Day from OurWorldData.org was shared by @petermallouk on X showing the share of the world living in poverty.

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Chart of the Day: Family Business by Share of GDP

Today’s Chart of the Day and comments are shared by my fellow Portfolio Manager Angie Parsons. The chart from Visual Capitalist shows the percent of GDP (gross domestic product) that comes from family-owned businesses.

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Chart of the Day: Not Risking is the Highest Risk

Today’s Chart of the Day from @petermallouk on X and shows the value of a dollar invested in the S&P 500 vs. sitting in cash for the last 30 years.

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Home Equity Line of Credit: An Unexpected Safety Net for Storm Season

Hurricane season in Southwest and Central Florida can be unpredictable and we’ve certainly had our share of storms recently. The sight of snapped off trees and blue tarped roofs has become all too familiar with locals. We can't stop Mother Nature from doing her thing, but we can take a proactive approach to protecting what is typically one's most valuable asset - our home.

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Chart of the Day: Corrections are Loud, Recoveries are Quiet

Today’s Chart of the Day is provided by my colleague and fellow Portfolio Manager Angie Parsons. The chart, prepared by YCharts, shows the “Bull Market” (when the market is up 20%) and “Bear Market” (when the market is down 20%) and highlights the duration of each.

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Chart of the Day: Worst Except for All Others

Today’s Chart of the Day from Visual Capitalist ranks the poorest 10% and richest 10% daily personal incomes in various countries.

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Chart of the Day: Average Inheritance

Today’s Chart of the Day is the Average Inheritance by Age Group from a University of Pennsylvania survey of individuals who have received an inheritance.

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Chart of the Day: 30% of the Time

Today’s Chart of the Day is from Vanguard and shows that, since 1980, the stock market has traded in the 10%-20% down range, aka Correction Territory, 30% of the time.

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Chart of the Day: Really Bad Timing May Not Be as Bad as You Think

Today’s Chart of the Day is from Mark Peterson with BlackRock. The chart, going back to 1926, shows the returns if you had been invested on the day when each of the eight worst major events occurred, and then experienced the subsequent stock markets.

The average return since 1926 is 10.4%. Keeping that in mind, the worst was the 2000 tech bubble burst which still resulted in a 7.7% return, and the highest was the 2020 COVID pandemic which had a return of 14.3%.  

Even if one experienced one (or several) of the eight worst events in history, the ranges of returns are not that different than you would expect during less chaotic times. My advice is to ignore the noise, buy good investments, hold steady and repeat.   

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Chart of the Day: 14% Downturns

Today’s Chart of the Day from OneDigital shows the return of the S&P 500 each calendar year since 1980 as well as the maximum drawdown during the year.

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10 Estate Planning Errors That Cost Time, Money, and Your Sanity

Estate planning often gets put on the back burner. Like the all-too-familiar ritual of tax filing procrastination, many of us recognize its importance, yet we continually delay—telling ourselves we’ll get to it when life slows down. But when "later" becomes too late, the consequences can be severe. Families enter drawn-out probate battles, assets get trapped in legal limbo, or loved ones become burdened with unexpected tax consequences and decision-making stress.

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Chart of the Day: Who Do We Owe?

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