Chart of the Day: Why Gold is Money

Today’s Chart of the Day is a classic from Visual Capitalist outlining why “Gold is Money” and the other 117 elements are not.

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Chart of the Day: 124 Years

Today’s Chart of the Day from Carson Investment Research shows the 35 major “bad news” events in the stock market going back to 1900.

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Autobooks: Simplifying Your Business or Non-Profit’s Finances

Small businesses and non-profits are always looking for easier and more economical ways to manage their money, and one exciting new tool to explore is Autobooks

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Chart of the Day: Depression and Walking #1

Today's Chart of the Day is from a research article in the British Medical Journal titled “Effect of Exercise for Depression.”

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Starting a Business? Why You Need Business Bank Accounts

You've taken the leap to become an entrepreneur! While being your own boss has its perks, it also comes with a lot of duties. Setting a strong foundation from the start can help streamline the management of these responsibilities.

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Your Business, Your Terms. Explore Commercial Loans Tailored To Your Vision.

Whether laying the foundation of a new venture or scaling up an existing one, obtaining the right financing is crucial. At Crews Bank & Trust, we strive to meet the needs of our communities and since 1929 we’ve been doing just that. 

In this blog, we’ll break down the basics of different commercial loans to provide the knowledge you need before making your next business decision.

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Chart of the Day: Every Five Years or So

Today’s Chart of the Day, from an article written by Robin Powell with IFA.com, shows the 18 largest market events over the last 95 years.

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Chart of the Day: Hurricanes and the Equator

Today’s Chart of the Day is a slight departure from a typical financial post, and similar to one I shared a few years ago, but has some additional information from Robert Rohde (@rarohde).

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Chart of the Day: Real Estate Over Five Year Spans

Today’s Chart of the Day from ResiClub shows the average 5-year home price return has averaged 26% per state since 1975.

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Building a Diversified Investment Portfolio: Balancing Risk and Reward

Investing can be complex, but one principle that stands the test of time is diversification. Diversification involves spreading your investments across various types of assets in different classes, industries, and geographies. It is so important that Nobel Prize laureate Harry Markowitz, who is the founder of the Modern Portfolio Theory published in 1952, once said, “Diversification is the only free lunch” in investing.

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Chart of the Day: Imbalance of Rent vs. Buy

Today’s Chart is from Zillow showing that typically the share of income spent on housing costs for homeowners, such as mortgage, taxes, and insurance, has been lower than what renters pay for rental units.

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Chart of the Day: July Record Heat

As we all walk outside this month and think, “It is hot!", remember today’s Chart of the Day from the Statewide High Temperature Records set during the month of July. The mid- to early- 1930’s, which is noted in dark red and coincides with the Dust Bowl, was a particularly bad time for most states.

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Chart of the Day: Brand Wheel

Today’s Chart of the Day is from Jon Erlichman and shows what I like to call the “Brand Wheel".

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Chart of the Day: Winners Don't Win Forever

Today’s Chart of the Day is from Counterpoint Global with data from FactSet. It shows the top three largest US companies from 1950 to 2023. AT&T dominates the list until the early 1980’s but is now 45th. Exxon dominated from 1974 to 2014, but still holds on today at 11th. Microsoft began its run in 1997 and Apple in 2010. This highlights that “winners” don’t hold on forever, and the prudence to trim oversized positions to keep a portfolio balanced.

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Buying Your First Home: What to Expect

Buying your first home is both exciting and intimidating. It's likely the largest amount of money you've ever spent, and you want to ensure you know exactly what to expect. Understanding the process and having the right team to assist you will help you embark on this journey with confidence.

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